Stranding
Boat insurance term, area: Hull
A boat is stranded when it runs aground and stays stuck, on a beach, a sandbank or rocks, often because wind or current has set it there. Unlike a brief touch on the bottom, it cannot get off under its own power. On top of hull damage come salvage, towing and sometimes a crane lift. Example: after an engine failure at anchor, a motor boat drifts onto a sandbank and has to be towed off at high water.
What to check: Two questions for your own policy: is stranding named as an insured event under hull cover, separately from grounding? And are salvage and towing costs after a stranding paid in addition to the repair, and up to what limit?
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A general explanation in our own words.
What applies to you is set only by the wording of your own policy.
