Home / Insurance broker / Supplementary health insurance in Germany
Supplementary health insurance in Germany in Germany: every tariff, every wording
Has your AI recommended a policy? Find it here and take it out. Your details are enough, we submit the application to the insurer.
- Free for you, same price as going direct
- 4.97 out of 5 stars from 5,042 reviews
- On your side when you claim
- AI has advised
- 2Find the policy
- Application to your insurer
Key points side by side
Open a tariff for all 74 points and the full text.
- covered
- limited or only with an add-on
- no
- not addressed
| Provider and tariff | Plan type | Chief physician | Single room | Waiting period | Ageing reserves | Fund pays first |
|---|---|---|---|---|---|---|
| BarmeniaGothaerBarmenia Mehr Komfort 1-Bett Mehr Komfort 1 BettTake out | yes | yes | yes | none | no | none |
| BarmeniaGothaerBarmenia Mehr Komfort 1-Bett Mehr Komfort 2 BettTake out | yes | yes | not addressed | none | no | none |
| DKVKombiMed Krankenhaus UZ Uz 1Take out | yes | no | yes | yes | not addressed | yes |
| DKVKombiMed Krankenhaus UZ Uz 2Take out | yes | no | not addressed | yes | not addressed | yes |
| GothaerMediAmbulantTake out | yes | not addressed | not addressed | yes | not addressed | not addressed |
| HallescheMEGA.Clinic Mega Clinic ArTake out | yes | yes | no | none | yes | yes |
| HallescheMEGA.Clinic Mega Clinic RiTake out | yes | yes | no | none | no | yes |
| HUK-COBURGAmbulanter Zusatzschutz AZplusTake out | yes | not addressed | not addressed | yes | no | yes |
| SIGNAL IDUNAAmbulantPLUSTake out | yes | not addressed | not addressed | none | yes | yes |
| SIGNAL IDUNAAmbulantPLUS Ambulantplus PurTake out | yes | not addressed | not addressed | none | no | yes |
Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.
About this archive, data downloads
This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 74 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.
German market: tariffs for people living in Germany.
Why we publish this
We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.
Still in progress
These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.
- Allianz
- Continentale
- DEVK
- DFV
- INTER
- Janitos
- MÜNCHENER VEREIN
- uniVersa
- VRK
- Württembergische
For software and AI
The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.
Updated