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Pferdeversicherungsverein auf Gegenseitigkeit Pram: cancelling, claims and complaints

Pferdeversicherungsverein auf Gegenseitigkeit Pram has its head office in Pram, Austria. The Austrian Financial Market Authority FMA lists it as an small mutual association. This page explains where your cancellation goes, the notice periods under Austrian law, how to report a claim and where to complain.

How to cancel with Pferdeversicherungsverein auf Gegenseitigkeit Pram

Send the cancellation to the address on your policy. If none is given, the head office is right:

Pferdeversicherungsverein auf Gegenseitigkeit Pram
Rotten 1
4742 Pram
Austria

Open-ended contracts can be ended by either side only at the end of the current insurance period; the notice is set in the policy and lies between one and three months (section 8(2) of the Austrian Insurance Contract Act, VersVG). A consumer who signed for more than three years may cancel at the end of the third year and each later year with one month's notice (section 8(3) VersVG).

Give your policy number, your name and the date, and ask for confirmation of receipt.

Reporting a claim to Pferdeversicherungsverein auf Gegenseitigkeit Pram

  1. Report the loss as early as you can; policy conditions almost always require prompt notice.
  2. Keep the damage as small as is reasonable and do not throw anything away before the insurer has seen it.
  3. Collect photos, receipts and names of witnesses; for burglary and theft you also need a police report.
  4. Keep your policy number at hand.

Phone and website from the register; your policy takes precedence.

Complaints about Pferdeversicherungsverein auf Gegenseitigkeit Pram

The complaints office does not list Pferdeversicherungsverein auf Gegenseitigkeit Pram separately in its 2025 report: companies with less than one per cent of complaints are grouped as "other".

Where to complain

Write to the insurer first. If that does not help, the insurance complaints office at the Ministry of Social Affairs accepts complaints about insurers; the FMA checks whether a company keeps to supervisory rules but does not decide individual cases. If the insurer rejects a claim in writing, a one year deadline to go to court can start (section 12(3) VersVG).

What Pferdeversicherungsverein auf Gegenseitigkeit Pram is licensed to insure

According to the register the company is licensed for 2 classes:

  • 08 Fire and natural forces (limited to …)
  • 09 Other damage to property (limited to …)

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Questions

Where do I send a cancellation to Pferdeversicherungsverein auf Gegenseitigkeit Pram?

To the address on your policy, otherwise to the head office: Pferdeversicherungsverein auf Gegenseitigkeit Pram, Rotten 1, 4742 Pram.

How much notice do I need to give?

For open-ended contracts, at the end of the insurance period with the notice in the policy, between one and three months. Consumers can end contracts of more than three years at the end of the third year with one month's notice (section 8 VersVG).

Who supervises Pferdeversicherungsverein auf Gegenseitigkeit Pram?

The Austrian Financial Market Authority FMA.

Sources

Updated: 16 October 2026 · Insurers in Austria · Insurers in Germany