Insuring Alumacraft: cover and premium

Alumacraft has been building aluminium fishing boats between 3.5 and 6.5 metres in Minnesota since the forties, from the simple rowing boat with a motor bracket to the fully equipped console boat. The smaller models are widespread in Europe as club and fishing boats. For boats worth less than 10,000 euros, third-party liability is the decisive building block: it costs from about 49 euros a year and covers the risk that far exceeds the value of the boat.

With small aluminium boats, people often ask whether hull insurance is worth it at all. The answer depends on the engine: a 40 hp outboard costs more than the hull, and engine theft is more common than boat theft. If you run a valuable engine, you insure it against theft under full hull cover; the condition is a means of securing it beyond the clamp screws, that is an engine lock or a security bracket.

These figures come from the model records we keep for Alumacraft: boat type,

build years and length, nothing estimated.

We hold today’s price ranges by year for 173 models by Alumacraft.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Estimate from our boat records, October 2026.

Not a survey.

Each Alumacraft model has its own page with cover, cost and the points that matter for that boat.

Your model not listed?

We insure it all the same.

Boat type, year built, length and value of your Alumacraft are all we need.

Work out the premium online or call us: +49 3375 29 12 77.