Insuring AMT Boats: cover and premium
motorboats and sports boats · Finland
AMT Boats builds motorboats and sports boats in Finland. NAMMERT insures a AMT regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
5 to 9 m
Premium from
from €49 a year for liability
Worth knowing
AMT Boats; cover, cost and conditions
AMT builds compact GRP boats between 5 and 7 metres in Finland, bowriders, console boats and small daycruisers for inland lakes and the coast. The boats are kept simple and are designed for outboards of medium power. For the premium calculation the engine output is the lever: the third-party liability premium follows the kW bands, and the step between the bands is considerable. State the actual output, not the maximum shown on the type plate.
With boats of this size the trailer is regularly underestimated. It has a value of its own, often 2,000 to 5,000 euros, but it is not stated and is then not part of the sum insured in the event of theft or an accident. The calculator has a separate field for this in the accessories group; as an item the trailer costs little and should be secured against theft with a wheel clamp.
Questions and answers
Frequent questions
Do I have to state the maximum or the actual engine output?
For AMT: The actual one.
The third-party liability premium follows the kW bands of the engine that is fitted;
a figure that is too high costs premium, a figure that is too low puts the cover at risk.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from AMT: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a AMT, at replacement value with an agreed fixed value.
For the whole class of boat
For AMT: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, AMT included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your AMT.
Current wind force and direction for your waters are shown on the Home.
Series by AMT, with value and cover
AMT 190 is a motorboat from AMT (Finland), built since 2010,
and today changes hands at between €25,000 and €95,000.
Also a motorboat, built since 2012, €60,000 to €190,000.
Also a motorboat, built since 2005, €18,000 to €55,000.
Also a motorboat, built since 2010, €45,000 to €130,000.
AMT 190 / 230 BR und DC is a motorboat from AMT (Finland), built since 2010,
and today changes hands at between €35,000 and €95,000.
As the AMT 190, AMT 250 / 290, AMT 175 by AMT and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the AMT 190, AMT 250 / 290, AMT 175 by AMT and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Models by AMT we insure
Each AMT model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
AMT insured in five minutes.
Boat type, year built, length and value of your AMT are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
