Insuring Bavaria Yachtbau: cover and premium
motorboats and sports boats · Germany
Bavaria Yachtbau builds motorboats and sports boats in Germany. NAMMERT insures a Bavaria regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
motorboats and sports boats
Typical sizes
6 to 13 m
Premium from
from €49 a year for liability
Worth knowing
Bavaria Yachtbau; cover, cost and conditions
Bavaria Yachtbau from Giebelstadt is the largest German series boatbuilder and produces both sailing yachts and motorboats in industrial manufacturing. For insurance purposes this is an advantage: on production boats the hull, the rig and the propulsion are well documented, spare parts are available through the trade and repair costs are therefore predictable. Even so, do not value your yacht at catalogue price but at replacement value including any retrofitted electronics, because the difference can run into five figures.
The most important insurance point with Bavaria yachts is the agreed value. Because many models were built over more than twenty years, the current market value and the replacement value are often far apart. With the agreed value there is no scaling of the value by age: in the event of a claim the value recorded in the policy is paid, not a reduced one. In the Premium tariff the agreed value is unlimited and can be adjusted at any time, which makes sense after every refit.
With older Bavaria hulls from the nineties and the early two thousands, osmosis is a further topic. We cover osmosis damage in the Premium tariff for boats up to an age of 48 months; with older boats a survey belongs to the purchase, not to the claim. Anyone taking over a used Bavaria should also have the condition of the rig checked: standing rigging is a wear part, and no hull insurance replaces wear.
Questions and answers
Frequent questions
Is a Bavaria cheaper to insure than a one-off yacht?
For Bavaria: As a rule yes, because repair costs on production boats are easier to calculate and
spare parts remain available.
The premium, however, is determined by value, length, cruising range and year of construction,
not by the name of the manufacturer.
Are races covered with my Bavaria?
For Bavaria: Club races are included from the Basis-Plus tariff onwards.
For races with ranking status and for rig damage during a race,
please say so when you take out the policy, so that the cover fits.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Bavaria: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Bavaria, at replacement value with an agreed fixed value.
For the whole class of boat
For Bavaria: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Bavaria included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Bavaria.
Current wind force and direction for your waters are shown on the Home.
Series by Bavaria, with value and cover
Bavaria 707 / 770 / 808 (classic) is a sailing boat from Bavaria (Germany),
built from 1980 to 1995,
and today changes hands at between €6,000 and €22,000.
Bavaria 31 / 32 / 36 (erste Cruiser-Reihe) is a sailing yacht from Bavaria (Germany),
built from 1988 to 2008,
and today changes hands at between €22,000 and €72,000.
Ocean 38 / 40 (classic) is a sailing yacht from Bavaria (Germany), built from 1993 to 2006,
and today changes hands at between €45,000 and €105,000.
Match 35 / 42 is a sailing yacht from Bavaria (Germany), built from 1998 to 2010,
and today changes hands at between €55,000 and €125,000.
Cruiser 30 / 33 is a sailing yacht from Bavaria (Germany), built since 2000,
and today changes hands at between €45,000 and €135,000.
Also a sailing yacht, built since 2003, €75,000 to €195,000.
Also a sailing yacht, built since 2005, €125,000 to €295,000.
Also a sailing yacht, built since 2013, €295,000 to €520,000.
C38 / C42 is a sailing yacht from Bavaria (Germany), built since 2018,
and today changes hands at between €195,000 and €340,000.
Also a sailing yacht, built since 2017, €295,000 to €520,000.
C57 is a sailing yacht from Bavaria (Germany), built since 2019,
and today changes hands at between €520,000 and €880,000.
Vida 33 is a sailing yacht from Bavaria (Germany), built since 2021,
and today changes hands at between €145,000 and €215,000.
Bavaria Sport 250 / 300 / 330 is a motorboat from Bavaria (Germany), built from 2005 to 2020,
and today changes hands at between €35,000 and €95,000.
Bavaria DC 25 Deck Cruiser is a motorboat from Bavaria (Germany), built from 2010 to 2022,
and today changes hands at between €45,000 and €95,000.
Bavaria Sport 400 / 450 is a motor yacht from Bavaria (Germany), built from 2008 to 2022,
and today changes hands at between €145,000 and €320,000.
Bavaria 30 Plus / 33 HT is a motor yacht from Bavaria (Germany), built from 2005 to 2020,
and today changes hands at between €45,000 and €120,000.
Virtess 420 / Vision 42 is a motor yacht from Bavaria (Germany), built from 2012 to 2022,
and today changes hands at between €295,000 and €520,000.
S29 / S33 Open is a motor yacht from Bavaria (Germany), built since 2013,
and today changes hands at between €145,000 and €265,000.
S40 HT / SR33 is a motor yacht from Bavaria (Germany), built since 2012,
and today changes hands at between €245,000 and €420,000.
SR36 / SR41 is a motor yacht from Bavaria (Germany), built since 2019,
and today changes hands at between €395,000 and €680,000.
E40 / E44 Sedan und Fly is a motor yacht from Bavaria (Germany), built since 2015,
and today changes hands at between €420,000 and €720,000.
For the Bavaria 707 / 770 / 808 (classic) by Bavaria series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Bavaria 31 / 32 / 36 (erste Cruiser-Reihe), Ocean 38 / 40 (classic),
Match 35 / 42 by Bavaria and 5 more series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
As the Cruiser 30 / 33, Cruiser 34 / 37,
Cruiser 41 / 46 by Bavaria and 9 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Bavaria 707 / 770 / 808 (classic) by Bavaria series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Bavaria 31 / 32 / 36 (erste Cruiser-Reihe), Ocean 38 / 40 (classic),
Match 35 / 42 by Bavaria and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the Bavaria Sport 250 / 300 / 330, Bavaria DC 25 Deck Cruiser by Bavaria series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Bavaria Sport 400 / 450, Bavaria 30 Plus / 33 HT,
Virtess 420 / Vision 42 by Bavaria and further series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Bavaria range in figures
These figures come from the model records we keep for Bavaria: boat type, build years and length,
nothing estimated.
- sailing yacht
- 122 models, since 1973, mostly 9.8 to 15.4 m
- motor yacht
- 100 models, since 1997, mostly 9.3 to 13.8 m
- motorboat
- 24 models, 1978 to 2024, mostly 2.2 to 7.8 m
- sailing boat
- 11 models, 1974 to 2024, mostly 3.2 to 7.6 m
- cabin catamaran
- 6 models, 2015 to 2024, 12 to 16.3 m
- inflatable without engine
- 1 model, 1994 to 2000, 3.9 m
Which model was built when?
What does a used Bavaria cost?
We hold today’s price ranges by year for 234 models by Bavaria.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Bavaraia R 55 | 2019 | €546,200 to €695,200 |
| Bavaria 1060 | 1983 to 1988 | €25,700 to €38,400 |
| Bavaria 1130 | 1981 to 1987 | €33,900 to €49,400 |
| Bavaria 25 Sport | 2004 to 2006 | €28,400 to €39,700 |
| Bavaria 25 Sport DC | 2005 to 2006 | €29,000 to €39,000 |
| Bavaria 26 | 1986 to 1989 | €10,000 to €15,100 |
| Bavaria 27 Sport | 2005 to 2010 | €54,900 to €84,000 |
| Bavaria 28 Sport | 2009 to 2014 | €45,700 to €75,400 |
| Bavaria 29 Speed | 1996 to 1999 | €24,400 to €33,000 |
| Bavaria 29 Sport | 2013 to 2017 | €61,300 to €104,500 |
| Bavaria 29 Sport | 2004 to 2007 | €43,400 to €76,100 |
| Bavaria 29 Sport DC | 2004 to 2007 | €42,100 to €56,700 |
| Bavaria 30 | 1985 to 2001 | €13,600 to €35,100 |
| Bavaria 30 Cruiser | 2004 to 2008 | €40,000 to €56,500 |
| Bavaria 30 Plus | 1993 to 1996 | €21,800 to €31,500 |
| Bavaria 30 Sport | 2006 to 2011 | €66,500 to €102,500 |
| Bavaria 30 Sport HT | 2007 to 2009 | €51,800 to €70,400 |
| Bavaria 300 | 1990 to 1999 | €18,900 to €35,300 |
| Bavaria 300 New Sport Open | 2015 to 2017 | €65,100 to €132,600 |
| Bavaria 300 New Sport S | 2015 to 2016 | €65,100 to €123,400 |
| Bavaria 31 | 1998 to 2007 | €33,300 to €55,100 |
| Bavaria 31 Cruiser | 2006 to 2010 | €43,700 to €59,600 |
| Bavaria 31 Sport | 2011 to 2015 | €89,100 to €135,800 |
| Bavaria 32 | 1995 to 2006 | €30,800 to €53,000 |
| Bavaria 32 Cruiser | 2004 to 2014 | €43,300 to €71,900 |
| Bavaria 32 Holiday | 1995 to 1999 | €30,800 to €44,700 |
| Bavaria 32 Sport | 2004 to 2007 | €50,500 to €69,600 |
| Bavaria 32 Sport | 2011 to 2017 | €78,000 to €168,400 |
| Bavaria 32 Sport HT | 2005 to 2007 | €53,200 to €73,400 |
| Bavaria 320 | 1988 to 2000 | €23,900 to €46,400 |
| Bavaria 320 S | 1990 to 1993 | €24,100 to €35,300 |
| Bavaria 33 Caribic | 2009 | €79,300 to €100,900 |
| Bavaria 33 Cruiser | 1994 to 2017 | €38,600 to €86,000 |
| Bavaria 33 exclusive | 1995 | €29,600 to €37,600 |
| Bavaria 33 Sport | 2006 to 2011 | €66,400 to €102,400 |
| Bavaria 33 Sport HT | 2007 to 2011 | €63,900 to €104,800 |
| Bavaria 330 New Sport HT | 2015 to 2016 | €110,400 to €152,000 |
| Bavaria 330 New Sport Open | 2015 to 2016 | €107,900 to €146,600 |
| Bavaria 330 New Sport S | 2015 to 2016 | €107,900 to €146,600 |
| Bavaria 34 | 1987 to 2004 | €27,200 to €65,000 |
| Bavaria 34 Cruiser | 2006 to 2011 | €56,300 to €77,000 |
| Bavaria 34 Cruiser | 2016 to 2024 | €59,400 to €147,000 |
| Bavaria 34 Speed | 1985 to 2000 | €24,500 to €67,100 |
| Bavaria 34 Sport | 2010 to 2014 | €82,500 to €132,300 |
| Bavaria 34 Sport HT | 2010 to 2014 | €83,900 to €134,500 |
| Bavaria 34-2 | 2000 to 2002 | €43,700 to €60,800 |
| Bavaria 340 | 1987 to 1991 | €25,500 to €38,100 |
| Bavaria 340 Caribic | 1987 to 1992 | €26,700 to €40,400 |
| Bavaria 340 Lagoon | 1987 to 1992 | €30,500 to €46,900 |
| Bavaria 35 | 1986 to 2007 | €28,500 to €71,900 |
| Bavaria 35 Cruiser | 2009 to 2010 | €58,400 to €75,300 |
| Bavaria 35 Exclusiv | 1996 to 1999 | €41,100 to €62,300 |
| Bavaria 35 Holiday | 1995 to 1999 | €37,400 to €55,400 |
| Bavaria 35 Match | 2003 to 2006 | €48,700 to €75,800 |
| Bavaria 35 Sport | 2005 to 2014 | €74,400 to €134,900 |
| Bavaria 35 Sport HT | 2005 to 2008 | €76,300 to €107,400 |
| Bavaria 350 | 1991 to 1996 | €34,200 to €51,700 |
| Bavaria 36 | 1985 to 2006 | €28,300 to €67,100 |
| Bavaria 36 Avantgarde | 2012 to 2014 | €70,500 to €99,800 |
| Bavaria 36 Cruiser | 2002 to 2006 | €62,500 to €81,300 |
| Bavaria 36 Cruiser | 2010 to 2014 | €67,400 to €95,300 |
| Bavaria 36 Holiday | 1997 to 2000 | €48,000 to €66,100 |
| Bavaria 360 New Sport Coupe | 2014 to 2017 | €108,100 to €190,900 |
| Bavaria 360 New Sport HT | 2014 to 2016 | €114,400 to €174,200 |
| Bavaria 360 New Sport Open | 2015 to 2016 | €114,400 to €174,200 |
| Bavaria 37 | 1994 to 2005 | €39,900 to €72,000 |
| Bavaria 37 Cruiser | 2004 to 2024 | €56,100 to €194,300 |
| Bavaria 37 Exclusive | 1998 | €47,600 to €60,600 |
| Bavaria 37 Sport | 2004 to 2010 | €95,000 to €153,400 |
| Bavaria 37 Sport Highline | 2008 to 2010 | €109,300 to €153,400 |
| Bavaria 37 Sport Highline HT | 2008 to 2010 | €112,500 to €157,600 |
| Bavaria 37 Sport HT | 2004 to 2010 | €97,700 to €157,600 |
| Bavaria 370 Caribic | 1990 to 1994 | €42,200 to €60,800 |
| Bavaria 370 Lagoon | 1991 to 1994 | €41,800 to €58,200 |
| Bavaria 38 | 2010 to 2013 | €98,700 to €154,800 |
| Bavaria 38 | 1986 to 1990 | €32,700 to €46,700 |
| Bavaria 38 | 1999 to 2006 | €59,800 to €84,600 |
| Bavaria 38 Cruiser | 2002 to 2011 | €62,400 to €89,500 |
| Bavaria 38 Exclusive | 1997 to 1999 | €53,600 to €72,800 |
| Bavaria 38 Holiday | 1996 to 2000 | €54,900 to €75,700 |
| Bavaria 38 HT | 2009 to 2012 | €106,000 to €158,500 |
| Bavaria 38 Lagoon | 1986 | €43,700 to €55,600 |
| Bavaria 38 Match | 2003 to 2007 | €61,800 to €83,800 |
| Bavaria 38 Ocean | 1997 to 2002 | €59,900 to €98,200 |
| Bavaria 38 Sport | 2006 to 2012 | €100,900 to €168,300 |
| Bavaria 38 Sport HT | 2006 to 2008 | €104,600 to €140,800 |
| Bavaria 39 | 1994 to 2005 | €51,700 to €84,000 |
| Bavaria 39 Cruiser | 2005 to 2009 | €66,200 to €92,000 |
| Bavaria 39 Sport | 2012 to 2015 | €133,000 to €207,000 |
| Bavaria 390 | 1990 to 1992 | €50,300 to €69,700 |
| Bavaria 390 Caribic | 1989 to 1994 | €45,900 to €65,700 |
| Bavaria 390 Lagoon | 1989 to 1993 | €49,300 to €68,100 |
| Bavaria 40 | 1996 to 2004 | €57,700 to €88,300 |
| Bavaria 40 Cruiser | 2007 to 2015 | €76,200 to €118,000 |
| Bavaria 40 Ocean | 2000 to 2003 | €73,800 to €100,700 |
| Bavaria 40 S Cruiser | 2010 to 2014 | €76,100 to €109,700 |
| Bavaria 40 Vision | 2006 to 2014 | €81,700 to €127,700 |
| Bavaria 400 New Sport Coupe | 2014 to 2017 | €158,300 to €270,300 |
| Bavaria 400 New Sport HT | 2014 to 2016 | €156,900 to €239,800 |
| Bavaria 400 New Sport Open | 2015 to 2016 | €165,600 to €239,400 |
| Bavaria 41 | 2001 to 2005 | €68,800 to €92,600 |
| Bavaria 41 Cruiser | 2013 to 2024 | €82,600 to €267,100 |
| Bavaria 41 Exclusive | 1995 to 1999 | €57,300 to €91,500 |
| Bavaria 41 Holiday | 1995 to 1999 | €61,400 to €84,900 |
| Bavaria 41 S Cruiser | 2014 to 2024 | €87,100 to €234,600 |
| Bavaria 410 | 1989 | €55,100 to €70,100 |
| Bavaria 410 Caribic | 1990 to 1992 | €55,500 to €74,100 |
| Bavaria 410 Lagoon | 1988 to 1992 | €53,900 to €74,100 |
| Bavaria 42 | 1986 to 1993 | €51,000 to €75,400 |
| Bavaria 42 | 1998 to 2003 | €68,200 to €101,400 |
| Bavaria 42 Caribic | 1987 to 1990 | €47,600 to €64,400 |
| Bavaria 42 Cruiser | 1999 to 2010 | €72,200 to €114,400 |
| Bavaria 42 Match | 2004 to 2007 | €78,500 to €148,900 |
| Bavaria 42 Ocean | 1998 to 2002 | €78,200 to €115,600 |
| Bavaria 42 Sport | 2006 to 2011 | €142,700 to €227,500 |
| Bavaria 42 Sport HT | 2006 to 2011 | €144,100 to €229,700 |
| Bavaria 42 Vision | 2013 to 2024 | €119,600 to €319,500 |
| Bavaria 420 Virtess Coupe | 2013 to 2019 | €182,200 to €393,000 |
| Bavaria 420 Virtess Fly | 2012 to 2021 | €171,300 to €464,000 |
| Bavaria 43 Cruiser | 2008 to 2014 | €94,500 to €143,800 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Bavaria we insure
Each Bavaria model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Bavaria insured in five minutes.
Boat type, year built, length and value of your Bavaria are all we need.
Work out the premium online or call us: +49 3375 29 12 77.