Insuring Chaparral Boats: cover and premium
motorboats and sports boats · the USA
Chaparral Boats builds motorboats and sports boats in the USA. NAMMERT insures a Chaparral regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 to 11 m
Premium from
from €49 a year for liability
Worth knowing
Chaparral Boats; cover, cost and conditions
Chaparral, based in Georgia, builds bowriders and sports boats in large series, in recent years with a strong focus on surf models: ballast tanks, trim tabs and wake systems that create a shapeable wave. In insurance terms these models are a class of their own. Wakesurfing means people in the water, directly behind the boat, with the engine running. Personal injury arising from this use falls under the boat third-party liability, and the limit of indemnity should not be the smallest one here.
The second point is the ballast system itself. Chaparral surf models take several hundred litres of water into tanks inside the hull. Leaks, defective pumps and frost damage to the lines are typical loss patterns, especially when the boat goes into winter storage without being drained completely. We cover frost damage when the boat has been properly winterised, and leaving water standing in the ballast tanks is not that.
Questions and answers
Frequent questions
Are wakesurfing and water skiing behind my Chaparral insured?
Yes, for Chaparral too: sporting use with water skis, wakeboard and surfboard is included.
Pay attention to the limit of indemnity of the third-party liability:
people in the water behind the boat are the biggest risk of this use, not the boat itself.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Chaparral: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Chaparral, at replacement value with an agreed fixed value.
For the whole class of boat
For Chaparral: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Chaparral included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Chaparral.
Current wind force and direction for your waters are shown on the Home.
Series by Chaparral, with value and cover
Chaparral 187 / 200 (classic) is a motorboat from Chaparral (the USA), built from 1965 to 1998,
and today changes hands at between €3,000 and €14,000.
Chaparral 180 / 215 SL, SS und LTD is a motorboat from Chaparral (the USA),
built from 1990 to 2014,
and today changes hands at between €8,000 and €30,000.
Signature 24 / 29 / 31 is a motor yacht from Chaparral (the USA), built from 1988 to 2010,
and today changes hands at between €14,000 and €52,000.
Also a motor yacht, built from 1990 to 2018, €18,000 to €72,000.
SSi 19 / 21 / 23 (Bowrider) is a motorboat from Chaparral (the USA), built since 2005,
and today changes hands at between €42,000 and €78,000.
Also a motorboat, built since 2010, €85,000 to €135,000.
SSX 25 / 28 (Sportboot) is a motorboat from Chaparral (the USA), built since 2012,
and today changes hands at between €125,000 and €195,000.
Also a motorboat, built since 2016, €240,000 to €395,000.
Surf 21 / 23 / 25 (Wakesurf) is a motorboat from Chaparral (the USA), built since 2018,
and today changes hands at between €95,000 and €175,000.
Vortex 203 / 223 / 243 VR und VRX (jet boat) is a motorboat from Chaparral (the USA),
built since 2013,
and today changes hands at between €45,000 and €95,000.
OSX 30 / 34 Luxury Tender is a motor yacht from Chaparral (the USA), built since 2019,
and today changes hands at between €380,000 and €620,000.
Chaparral 210 / 216 SSi is a motorboat from Chaparral (the USA), built from 2000 to 2020,
and today changes hands at between €28,000 and €62,000.
Also a motor yacht, built from 1995 to 2014, €22,000 to €62,000.
For the Chaparral 187 / 200 (classic) by Chaparral series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Chaparral 180 / 215 SL, SS und LTD, Signature 24 / 29 / 31,
Signature 240 / 270 / 310 / 330 by Chaparral and 2 more series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
As the SSi 19 / 21 / 23 (Bowrider), SSi 25 / 27 (Bowrider),
SSX 25 / 28 (Sportboot) by Chaparral and 4 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Chaparral 187 / 200 (classic), Chaparral 180 / 215 SL, SS und LTD,
SSi 19 / 21 / 23 (Bowrider) by Chaparral and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Signature 24 / 29 / 31, Signature 240 / 270 / 310 / 330,
OSX 30 / 34 Luxury Tender by Chaparral and further series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Chaparral range in figures
These figures come from the model records we keep for Chaparral: boat type,
build years and length, nothing estimated.
- motorboat
- 129 models, since 1980, mostly 5.9 to 8.4 m
- motor yacht
- 25 models, since 1986, mostly 8.1 to 10.5 m
Which model was built when?
What does a used Chaparral cost?
We hold today’s price ranges by year for 147 models by Chaparral.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Chaparral 18 H2O Ski & Fish | 2011 to 2017 | €14,100 to €22,400 |
| Chaparral 18 H2O Sport | 2011 to 2017 | €14,000 to €22,300 |
| Chaparral 180 SSe | 2000 to 2006 | €10,500 to €16,200 |
| Chaparral 1830 SS | 1999 to 2000 | €11,700 to €15,400 |
| Chaparral 185 SSe | 1997 to 2002 | €10,100 to €14,300 |
| Chaparral 1850 SL | 1990 to 1998 | €8,000 to €11,800 |
| Chaparral 19 H2O Ski & Fish | 2011 to 2019 | €17,200 to €32,600 |
| Chaparral 19 H2O Sport | 2011 to 2019 | €17,100 to €32,600 |
| Chaparral 19 SSI | 2020 to 2024 | €32,200 to €63,000 |
| Chaparral 19 SSI OB | 2020 to 2024 | €32,300 to €63,000 |
| Chaparral 19 SSI Ski & Fish | 2020 to 2024 | €32,200 to €63,000 |
| Chaparral 19 SSI Ski & Fish OB | 2020 to 2024 | €32,300 to €63,000 |
| Chaparral 1900 SL | 1993 to 1996 | €9,700 to €13,000 |
| Chaparral 191 SunCoast | 2018 to 2019 | €28,600 to €39,200 |
| Chaparral 1930 SS | 1999 to 2000 | €13,000 to €16,700 |
| Chaparral 1935 SS | 1999 to 2000 | €13,100 to €16,900 |
| Chaparral 198 C XL | 1985 to 1989 | €15,100 to €20,300 |
| Chaparral 200 SSe | 2000 to 2002 | €12,800 to €17,800 |
| Chaparral 2000 SL | 1993 to 1996 | €11,200 to €14,900 |
| Chaparral 203 Vortex | 2014 to 2018 | €24,200 to €43,900 |
| Chaparral 203 Vortex VRX | 2014 to 2018 | €24,300 to €44,000 |
| Chaparral 205 SSe | 1999 to 2002 | €12,700 to €17,800 |
| Chaparral 2050 SL | 1990 to 1998 | €11,800 to €16,400 |
| Chaparral 21 H2O Ski & Fish | 2014 to 2019 | €25,100 to €44,200 |
| Chaparral 21 H2O Ski & Fish OB | 2017 to 2019 | €33,000 to €48,400 |
| Chaparral 21 H2O Sport | 2014 to 2019 | €24,300 to €42,900 |
| Chaparral 21 H2O Sport OB | 2017 to 2019 | €32,400 to €47,400 |
| Chaparral 21 H2O Surf | 2018 | €38,500 to €49,000 |
| Chaparral 21 SSI | 2020 to 2024 | €40,700 to €68,000 |
| Chaparral 21 SSI OB | 2020 to 2024 | €40,200 to €76,300 |
| Chaparral 21 SSI OB Ski & Fish | 2020 to 2024 | €41,100 to €77,300 |
| Chaparral 21 SSI Ski & Fish | 2020 to 2024 | €42,100 to €79,000 |
| Chaparral 21 Surf | 2020 to 2024 | €43,800 to €83,100 |
| Chaparral 210 Sun Coast Ski & Fish | 2016 to 2017 | €29,300 to €40,300 |
| Chaparral 210 SunCoast | 2015 to 2019 | €27,800 to €45,400 |
| Chaparral 2130 SS | 1999 to 2000 | €14,100 to €18,000 |
| Chaparral 2135 SS | 1996 to 2000 | €7,300 to €18,400 |
| Chaparral 215 | 1985 | €6,900 to €8,800 |
| Chaparral 2200 SL | 1993 to 1996 | €13,300 to €17,900 |
| Chaparral 223 Vortex | 2014 to 2019 | €28,100 to €80,300 |
| Chaparral 223 Vortex VRX | 2014 to 2018 | €28,900 to €71,800 |
| Chaparral 2250 SL | 1993 to 1997 | €13,300 to €18,300 |
| Chaparral 227 SSX | 2016 to 2018 | €44,000 to €66,200 |
| Chaparral 227 Surf SSX | 2018 | €55,200 to €70,200 |
| Chaparral 23 H2O Sport | 2019 | €50,900 to €64,800 |
| Chaparral 23 SSI | 2020 to 2024 | €53,700 to €95,500 |
| Chaparral 23 SSI OB | 2020 to 2024 | €49,100 to €88,300 |
| Chaparral 23 Surf | 2020 to 2024 | €55,700 to €98,800 |
| Chaparral 230 SunCoast | 2016 to 2024 | €36,500 to €79,000 |
| Chaparral 2330 SS | 1999 to 2000 | €20,100 to €26,100 |
| Chaparral 2335 SS | 1995 to 2000 | €13,600 to €26,900 |
| Chaparral 2350 SX | 1989 to 1990 | €15,700 to €20,600 |
| Chaparral 237 SSX | 2019 to 2024 | €63,500 to €109,400 |
| Chaparral 24 SSI | 2020 to 2021 | €71,200 to €98,300 |
| Chaparral 24 Surf | 2020 to 2021 | €71,900 to €99,200 |
| Chaparral 243 Vortex | 2014 to 2017 | €36,000 to €73,900 |
| Chaparral 243 Vortex VRX | 2014 to 2018 | €36,200 to €82,500 |
| Chaparral 2430 Vortex | 2017 to 2018 | €59,000 to €84,600 |
| Chaparral 2430 Vortex VRX | 2018 | €72,900 to €92,700 |
| Chaparral 244 Surf Sunesta | 2017 to 2019 | €53,600 to €85,800 |
| Chaparral 246 SSI | 2011 to 2019 | €34,200 to €82,400 |
| Chaparral 246 Surf SSI | 2018 to 2019 | €60,400 to €86,500 |
| Chaparral 247 SSX | 2018 | €68,400 to €87,000 |
| Chaparral 25 Surf | 2020 to 2021 | €87,600 to €120,400 |
| Chaparral 250 SunCoast | 2015 to 2024 | €38,700 to €114,600 |
| Chaparral 2550 Sport | 1995 to 1997 | €22,800 to €31,600 |
| Chaparral 257 SSX | 2012 to 2021 | €39,900 to €109,200 |
| Chaparral 257 SSX OB | 2020 to 2021 | €67,200 to €94,500 |
| Chaparral 257 SSX SE | 2015 to 2017 | €47,800 to €71,000 |
| Chaparral 257 Surf SSX | 2018 | €65,900 to €83,900 |
| Chaparral 26 Surf | 2021 to 2024 | €95,300 to €134,500 |
| Chaparral 264 Surf Sunesta | 2018 to 2019 | €80,500 to €112,400 |
| Chaparral 267 SSX | 2018 to 2024 | €87,600 to €130,700 |
| Chaparral 267 SSX OB | 2021 to 2024 | €76,700 to €108,300 |
| Chaparral 277 SSX | 2012 to 2021 | €47,500 to €124,100 |
| Chaparral 280 OSX | 2020 to 2024 | €88,500 to €151,000 |
| Chaparral 285 SSX | 2011 to 2015 | €54,000 to €84,800 |
| Chaparral 287 SSX | 2011 to 2024 | €52,400 to €174,400 |
| Chaparral 29 Surf | 2020 to 2021 | €108,200 to €149,700 |
| Chaparral 297 SSX | 2019 to 2021 | €107,100 to €160,400 |
| Chaparral 297 Surf SSX | 2019 | €106,900 to €136,000 |
| Chaparral 30 Surf | 2021 to 2024 | €129,200 to €188,400 |
| Chaparral 300 OSX | 2019 to 2024 | €120,600 to €215,400 |
| Chaparral 307 SSX | 2014 to 2018 | €65,600 to €117,500 |
| Chaparral 317 SSX | 2019 to 2024 | €153,800 to €279,900 |
| Chaparral 327 SSX | 2011 to 2015 | €74,800 to €114,000 |
| Chaparral 337 SSX | 2016 to 2018 | €120,200 to €170,200 |
| Chaparral 347 SSX | 2018 to 2024 | €183,200 to €397,400 |
| Chaparral Bowrider 1930 sport | 1994 | €15,000 to €19,000 |
| Chaparral Signature 270 | 2000 to 2019 | €24,800 to €99,300 |
| Chaparral Signature 310 | 2005 to 2018 | €51,600 to €119,700 |
| Chaparral Signature 330 | 2005 to 2018 | €60,600 to €150,300 |
| Chaparral SSI 180 | 2004 to 2009 | €14,700 to €21,600 |
| Chaparral SSI 186 | 2000 to 2002 | €12,300 to €17,000 |
| Chaparral SSI 190 | 2004 to 2009 | €14,200 to €22,700 |
| Chaparral SSI 196 | 2000 to 2014 | €13,100 to €25,400 |
| Chaparral SSI 204 | 2005 to 2009 | €18,800 to €29,400 |
| Chaparral SSI 206 | 2009 to 2014 | €18,300 to €28,200 |
| Chaparral SSI 210 | 2005 to 2009 | €19,300 to €29,900 |
| Chaparral SSI 215 | 2003 to 2013 | €14,400 to €35,200 |
| Chaparral SSI 216 | 2000 to 2017 | €16,600 to €41,800 |
| Chaparral SSI 220 | 2006 to 2009 | €20,700 to €35,400 |
| Chaparral SSI 225 Cuddy Cabin | 2011 to 2017 | €31,700 to €50,700 |
| Chaparral SSI 226 | 2009 to 2019 | €24,900 to €54,800 |
| Chaparral SSI 230 | 2000 to 2003 | €18,400 to €26,400 |
| Chaparral SSI 235 | 1985 to 2009 | €16,500 to €40,000 |
| Chaparral SSI 236 | 2005 to 2009 | €23,700 to €37,200 |
| Chaparral SSI 240 | 1999 to 2005 | €19,100 to €29,300 |
| Chaparral SSI 245 | 2000 to 2002 | €19,400 to €27,500 |
| Chaparral SSI 246 | 2006 to 2009 | €27,200 to €43,400 |
| Chaparral SSI 255 | 2005 to 2013 | €30,100 to €55,600 |
| Chaparral SSI 256 | 2005 to 2010 | €29,200 to €49,700 |
| Chaparral SSI 260 | 2006 | €30,700 to €39,100 |
| Chaparral SSI 265 | 2001 to 2006 | €24,900 to €38,000 |
| Chaparral SSI 275 | 2005 to 2013 | €36,300 to €66,600 |
| Chaparral SSI 280 | 1999 to 2006 | €28,100 to €47,800 |
| Chaparral SSI 285 | 1998 to 2009 | €25,700 to €50,800 |
| Chaparral SSX 236 | 2006 to 2010 | €30,000 to €42,900 |
| Chaparral SSX 256 | 2006 to 2010 | €35,100 to €49,600 |
| Chaparral SSX 276 | 2006 to 2011 | €37,800 to €61,100 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Chaparral we insure
Each Chaparral model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Chaparral insured in five minutes.
Boat type, year built, length and value of your Chaparral are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
