Insuring Cobalt Boats: cover and premium
motorboats and sports boats · the USA
Cobalt Boats builds motorboats and sports boats in the USA. NAMMERT insures a Cobalt regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 to 9 m
Premium from
from €49 a year for liability
Worth knowing
Cobalt Boats; cover, cost and conditions
Cobalt builds bowriders and sports boats between 6 and 9 metres in Kansas in the upper price segment, known for build quality and elaborate interiors with upholstery, teak surfaces and integrated galley modules. This equipment is the block of value that sets Cobalt apart from simpler bowriders, and in cases of hail, vandalism and water damage it is the most sensitive area.
Hail damage is a case that is regularly underestimated with open boats. A summer thunderstorm over a boat with an open cockpit hits upholstery, instruments and teak surfaces directly, and the boat cover protects against rain, not against hailstones. Hail is already covered under the limited hull cover. Anyone who keeps the boat outdoors should reflect the value of the upholstery and the equipment in the sum, not only the hull.
Questions and answers
Frequent questions
Is hail damage to upholstery and cockpit covered?
Yes, for Cobalt too: hail is already included in the limited hull cover.
What matters is that the value of the equipment is reflected in the sum insured;
with high-quality bowriders that is a considerable amount.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Cobalt: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Cobalt, at replacement value with an agreed fixed value.
For the whole class of boat
For Cobalt: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Cobalt included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Cobalt.
Current wind force and direction for your waters are shown on the Home.
Series by Cobalt, with value and cover
Cobalt 190 / 250 (classic) is a motorboat from Cobalt (the USA), built from 1968 to 1998,
and today changes hands at between €7,000 and €30,000.
Cobalt R5 / R7 is a motorboat from Cobalt (the USA), built since 2012,
and today changes hands at between €90,000 and €290,000.
Cobalt R / CS 20 to 30 is a motorboat from Cobalt (the USA), built since 2000,
and today changes hands at between €45,000 and €220,000.
Cobalt R / CS Serie is a motorboat from Cobalt (the USA), built since 2010,
and today changes hands at between €55,000 and €220,000.
Cobalt A29 / A36 is a motor yacht from Cobalt (the USA), built since 2012,
and today changes hands at between €180,000 and €520,000.
Cobalt R3 / R5 / R6 Bowrider is a motorboat from Cobalt (the USA), built since 2012,
and today changes hands at between €125,000 and €320,000.
Cobalt A29 / A36 Sport is a motor yacht from Cobalt (the USA), built since 2015,
and today changes hands at between €420,000 and €880,000.
For the Cobalt 190 / 250 (classic) by Cobalt series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Cobalt R5 / R7, Cobalt R / CS 20 to 30,
Cobalt R / CS Serie by Cobalt and 3 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Cobalt 190 / 250 (classic), Cobalt R5 / R7,
Cobalt R / CS 20 to 30 by Cobalt and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Cobalt A29 / A36, Cobalt A29 / A36 Sport by Cobalt series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Cobalt range in figures
These figures come from the model records we keep for Cobalt: boat type, build years and length,
nothing estimated.
- motorboat
- 77 models, since 1974, mostly 6.2 to 9.4 m
- motor yacht
- 13 models, 1994 to 2019, mostly 8.1 to 11.4 m
Which model was built when?
What does a used Cobalt cost?
We hold today’s price ranges by year for 86 models by Cobalt.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Cobalt 19 CD | 1977 to 1982 | €11,800 to €15,700 |
| Cobalt 190 | 2000 to 2003 | €11,400 to €15,600 |
| Cobalt 200 S | 1998 to 2021 | €14,000 to €68,900 |
| Cobalt 200 WSS | 2016 to 2017 | €30,700 to €42,100 |
| Cobalt 202 | 1999 | €14,200 to €18,000 |
| Cobalt 202 CS | 2000 | €14,500 to €18,400 |
| Cobalt 203 CS | 2000 | €25,000 to €31,800 |
| Cobalt 206 | 2000 to 2004 | €13,600 to €21,900 |
| Cobalt 210 | 2008 to 2017 | €23,300 to €46,000 |
| Cobalt 210 WSS | 2016 to 2017 | €33,800 to €47,000 |
| Cobalt 212 | 2007 to 2009 | €29,400 to €40,400 |
| Cobalt 22 T | 1998 to 1999 | €25,900 to €33,200 |
| Cobalt 220 S | 1998 to 2024 | €17,200 to €93,000 |
| Cobalt 220 WSS | 2016 to 2017 | €42,200 to €59,600 |
| Cobalt 222 | 2006 to 2014 | €26,000 to €41,500 |
| Cobalt 222 WSS | 2010 to 2014 | €31,000 to €47,500 |
| Cobalt 226 | 1999 to 2007 | €17,900 to €36,100 |
| Cobalt 227 | 2000 to 2003 | €17,900 to €25,800 |
| Cobalt 23 LS | 1998 to 2002 | €18,500 to €26,200 |
| Cobalt 23 SC | 2018 to 2021 | €48,700 to €77,300 |
| Cobalt 230 | 2008 to 2014 | €27,600 to €46,100 |
| Cobalt 230 WSS | 2010 to 2015 | €32,200 to €52,900 |
| Cobalt 232 | 1998 to 2014 | €17,200 to €51,400 |
| Cobalt 232 WSS | 2009 to 2014 | €30,000 to €49,100 |
| Cobalt 233 | 1998 to 2000 | €18,800 to €25,400 |
| Cobalt 24 SD | 2016 to 2018 | €60,000 to €95,300 |
| Cobalt 24 SD WSS | 2016 to 2018 | €57,000 to €91,100 |
| Cobalt 24 SX | 2005 to 2007 | €33,600 to €45,000 |
| Cobalt 240 | 2003 to 2009 | €21,500 to €48,600 |
| Cobalt 242 | 2007 to 2014 | €31,500 to €54,600 |
| Cobalt 242 WSS | 2009 to 2014 | €31,700 to €52,600 |
| Cobalt 243 | 2011 to 2017 | €30,400 to €55,200 |
| Cobalt 246 | 2000 to 2007 | €20,000 to €46,400 |
| Cobalt 25 LS | 1999 to 2002 | €21,900 to €31,000 |
| Cobalt 25 SC | 2017 to 2021 | €54,800 to €99,700 |
| Cobalt 250 | 2005 to 2009 | €38,200 to €54,800 |
| Cobalt 252 | 1998 to 2009 | €22,000 to €49,400 |
| Cobalt 253 | 1997 to 2002 | €21,600 to €31,000 |
| Cobalt 255 | 2005 to 2007 | €38,300 to €51,100 |
| Cobalt 26 SD | 2016 to 2017 | €68,100 to €95,900 |
| Cobalt 26 SD WSS | 2015 to 2017 | €56,300 to €85,200 |
| Cobalt 262 | 2000 to 2014 | €28,100 to €63,500 |
| Cobalt 263 | 2001 to 2009 | €24,000 to €64,900 |
| Cobalt 272 | 1998 to 2014 | €24,500 to €65,400 |
| Cobalt 273 | 2014 to 2015 | €46,200 to €62,200 |
| Cobalt 276 | 2008 to 2014 | €38,800 to €64,500 |
| Cobalt 282 | 2003 to 2009 | €35,700 to €68,200 |
| Cobalt 282 Twin | 2002 to 2003 | €35,500 to €47,400 |
| Cobalt 292 | 2000 to 2002 | €31,100 to €44,000 |
| Cobalt 292 Twin | 2000 to 2002 | €33,800 to €46,600 |
| Cobalt 293 | 1997 to 2003 | €30,600 to €110,800 |
| Cobalt 293 Twin | 1999 to 2003 | €34,400 to €50,300 |
| Cobalt 296 | 2009 to 2017 | €50,400 to €100,300 |
| Cobalt 30 SC | 2018 to 2021 | €76,000 to €126,100 |
| Cobalt 302 | 2006 to 2017 | €51,500 to €127,500 |
| Cobalt 303 | 2008 to 2014 | €50,300 to €89,300 |
| Cobalt 323 | 2005 to 2014 | €55,400 to €116,100 |
| Cobalt 336 | 2016 to 2017 | €111,800 to €158,000 |
| Cobalt 343 | 2005 to 2009 | €66,700 to €102,900 |
| Cobalt 360 Twin | 2001 to 2002 | €52,800 to €71,100 |
| Cobalt 37 | 2009 to 2010 | €92,100 to €125,600 |
| Cobalt 373 | 2010 to 2014 | €114,000 to €184,000 |
| Cobalt 46 | 2007 to 2009 | €191,900 to €267,200 |
| Cobalt A 28 | 2015 to 2018 | €51,900 to €90,700 |
| Cobalt A 29 | 2020 to 2021 | €116,300 to €160,100 |
| Cobalt A 36 | 2018 to 2021 | €188,500 to €316,900 |
| Cobalt A 36 BR | 2019 to 2021 | €194,200 to €296,700 |
| Cobalt A 40 | 2015 to 2018 | €172,600 to €296,300 |
| Cobalt A 40 Coupe | 2016 to 2021 | €186,400 to €380,100 |
| Cobalt A25 | 2010 to 2017 | €39,000 to €73,200 |
| Cobalt CS22 | 2017 to 2024 | €47,300 to €103,900 |
| Cobalt CS23 | 2016 to 2024 | €39,300 to €118,600 |
| Cobalt CS23 Surf | 2018 to 2024 | €57,500 to €112,700 |
| Cobalt R 3 WSS | 2016 to 2018 | €56,000 to €95,700 |
| Cobalt R 3 WSS Surf | 2018 to 2024 | €68,200 to €127,700 |
| Cobalt R 5 WSS | 2016 to 2018 | €64,900 to €102,800 |
| Cobalt R 5 WSS Surf | 2016 to 2024 | €60,900 to €142,500 |
| Cobalt R 7 WSS | 2016 to 2018 | €72,200 to €111,600 |
| Cobalt R 7 WSS Surf | 2018 to 2024 | €82,200 to €154,700 |
| Cobalt R3 | 2016 to 2024 | €44,200 to €131,200 |
| Cobalt R30 | 2016 to 2021 | €96,000 to €191,900 |
| Cobalt R35 | 2017 to 2024 | €134,300 to €298,200 |
| Cobalt R5 | 2014 to 2021 | €58,000 to €129,100 |
| Cobalt R7 | 2015 to 2024 | €66,600 to €160,900 |
| Coblat 210 WSS | 2010 to 2014 | €29,000 to €43,900 |
| Coblat 262 WSS | 2010 to 2014 | €44,400 to €68,500 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Cobalt we insure
Each Cobalt model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Cobalt insured in five minutes.
Boat type, year built, length and value of your Cobalt are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
