Insuring Larson Boats: cover and premium

motorboats and sports boats · the USA

Larson Boats builds motorboats and sports boats in the USA. NAMMERT insures a Larson regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

the USA

Class

motorboats and sports boats

Typical sizes

5 to 10 m

Premium from

from €49 a year for liability

Worth knowing

LX-Reihe

FX-Reihe

Cabrio

Escape

Larson Boats; cover, cost and conditions

Larson built bowriders, deck boats and fishing boats in Minnesota for more than ninety years before production ended in 2020. For owners that means: the boat keeps running, but the manufacturer no longer answers. Spare parts come from the second-hand market or are remade. In insurance terms this is a classic case for the agreed value, because the current value of a boat with no shipyard behind it falls faster than the amount a repair really costs.

With Larson models fitted with a sterndrive there is a second point: the drives come from Volvo Penta or Mercruiser and are still available, the shipyard-specific parts around them are not. Damage to the drive can be repaired, a broken engine mount or a cracked console becomes a one-off fabrication. So keep the agreed value at the replacement value of a comparable boat, not at the residual value of your own.

Questions and answers

Frequent questions

Can I still insure a boat from a shipyard that has closed down?

Yes, for Larson too: The shipyard does not decide whether a boat can be insured, the type, value,

year of construction, power and cruising range do.

What matters is a realistic agreed value, because spare parts are harder to obtain.

The cover that fits

For Larson: What matters for motorboats and sports boats is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Larson included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class

Dutch-built yachts Dutch yard builds Invader Italmar Jakol K & S Polyboats Kaliske Karel Karnic Kimple Korad Lamberti Lava Marine Traditional Llaüt Lund Mader Malibu Mare Boote (Germany) Marex Mariah Marinello MasterCraft Maxum Mayland

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Larson.

Current wind force and direction for your waters are shown on the Home.

Series by Larson, with value and cover

Larson All American / Delta (classic)

Larson All American / Delta (classic) is a motorboat from Larson, built from 1955 to 1990,

and today changes hands at between €3,000 and €16,000.

LX 160 / 195

LX 160 / 195 is a motorboat from Larson, built from 2000 to 2020,

and today changes hands at between €15,000 and €55,000.

LXi 210 / 238

LXi 210 / 238 is a motorboat from Larson, built from 2005 to 2020,

and today changes hands at between €25,000 and €80,000.

Cabrio 274 / 315

Cabrio 274 / 315 is a motor yacht from Larson, built from 1998 to 2015,

and today changes hands at between €30,000 and €95,000.

Larson SEI 174 / 180 / 186

Larson SEI 174 / 180 / 186 is a motorboat from Larson, built from 1995 to 2016,

and today changes hands at between €6,000 and €24,000.

Larson 220 Hampton

Larson 220 Hampton is a motor yacht from Larson, built from 1998 to 2014,

and today changes hands at between €12,000 and €40,000.

What this means for the cover

For the Larson All American / Delta (classic) by Larson series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the LX 160 / 195, LXi 210 / 238,

Cabrio 274 / 315 by Larson and 2 more series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Larson All American / Delta (classic), LX 160 / 195,

LXi 210 / 238 by Larson and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

For the Cabrio 274 / 315, Larson 220 Hampton by Larson series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The Larson range in figures

These figures come from the model records we keep for Larson: boat type, build years and length,

nothing estimated.

motorboat: 215 models, since 1965, mostly 5 to 7.2 m
motor yacht: 22 models, 1988 to 2017, mostly 8 to 11.1 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Larson model, running from its first to its last year of build. The colour shows the type of boat. Showing 24 of 237 models.

What does a used Larson cost?

We hold today’s price ranges by year for 203 models by Larson.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
All American 150 BR	1991 to 1992	€5,700 to €7,400
All American 156	1973 to 1976	€7,100 to €9,200
All American 160	1975 to 1977	€12,100 to €15,400
All American 170	1990 to 1992	€10,000 to €13,000
All American 170 LS	1992 to 1995	€9,600 to €12,700
All American 170 XLTS	1992 to 1995	€8,600 to €11,500
All American 186	1973 to 1976	€16,000 to €20,500
All American 190 BR	1991 to 1992	€10,400 to €13,300
All American 190 CLS	1992 to 1995	€11,700 to €15,500
All American 210 C	1991 to 1992	€13,700 to €17,600
All American 210 CC	1992 to 1995	€14,100 to €19,300
All American 5000	1982 to 1985	€7,200 to €9,500
All American 5500	1978 to 1983	€7,700 to €10,300
Citation 4500	1982 to 1985	€6,300 to €8,400
Citation 5500	1982 to 1985	€7,400 to €9,700
Citation 6000	1984 to 1985	€8,400 to €11,000
Concorde	1984 to 1985	€9,000 to €11,800
Delta Sport 7000	1984 to 1985	€11,500 to €15,000
Delta Sportcruiser	1991 to 1992	€12,800 to €16,400
Express 6500	1984 to 1985	€9,100 to €11,600
Farallon 19 1/2	1982 to 1983	€10,500 to €13,600
Flyer 166	1998 to 2002	€8,500 to €13,100
Flyer 186 Bow Rider	1998 to 2000	€11,600 to €16,800
Hampton 200	1995	€11,400 to €14,600
Hampton 215	1998 to 2000	€13,600 to €18,000
Hampton 220	1991 to 1992	€15,400 to €19,800
Hampton 220 C	1992 to 1995	€14,900 to €20,900
Hampton 220 MC	1992 to 1995	€16,600 to €23,100
Hampton 235	2000	€19,600 to €25,000
Hampton 250 MC	1992 to 1995	€19,700 to €27,400
Hampton 260 MC	1993 to 1995	€26,100 to €34,600
Hampton 270 MC	1993 to 1995	€29,900 to €40,800
Hampton 300 MC	1993 to 1995	€39,400 to €54,600
Jitation 6000	1984 to 1985	€8,400 to €11,000
Larson 1700 LX	2010 to 2012	€12,300 to €16,500
Larson 1750 LX	2009 to 2012	€12,200 to €16,100
Larson 180 Sport	2007 to 2009	€12,000 to €20,300
Larson 1850 LX	2010 to 2015	€17,100 to €24,500
Larson 190 SF OB	2003 to 2004	€15,400 to €19,700
Larson 194 SEi	1997	€11,000 to €14,000
Larson 194 SEi CB/BR	1994 to 1996	€10,400 to €13,700
Larson 200 CC	1996	€16,100 to €20,500
Larson 214 IO	2003 to 2004	€17,800 to €23,400
Larson 220 CC Hampton	1996	€18,600 to €23,700
Larson 220 Escapade	1994 to 1997	€14,200 to €19,000
Larson 4500	1980 to 1981	€6,900 to €8,700
Larson 5000	1980 to 1982	€7,400 to €9,600
Larson 7000	1980 to 1982	€19,500 to €25,500
Larson 7000 Delta	1982 to 1983	€20,200 to €26,500
Larson 8000	1980 to 1983	€16,800 to €22,600
Larson 8500 Delta	1982 to 1983	€22,300 to €29,400
Larson 9000	1980 to 1981	€18,000 to €23,000
Larson Cabrio 220	2000 to 2009	€19,600 to €35,300
Larson Cabrio 240	2004 to 2012	€25,800 to €54,900
Larson Cabrio 244	1999 to 2000	€21,800 to €28,900
Larson Cabrio 254 MC	1999 to 2004	€23,900 to €36,600
Larson Cabrio 260	2004 to 2009	€28,600 to €63,000
Larson Cabrio 260 MC	1992 to 1993	€22,400 to €29,000
Larson Cabrio 265	2012 to 2016	€39,000 to €62,500
Larson Cabrio 270 MC	1992 to 2000	€24,700 to €33,700
Larson Cabrio 274	2002 to 2011	€27,600 to €49,400
Larson Cabrio 285	2012 to 2016	€42,600 to €71,900
Larson Cabrio 290	2005 to 2009	€35,600 to €53,100
Larson Cabrio 290 MC	1998 to 2002	€37,800 to €52,800
Larson Cabrio 300 MC	1991 to 1994	€31,500 to €46,200
Larson Cabrio 310	1999 to 2011	€41,900 to €98,200
Larson Cabrio 315	2012 to 2016	€77,600 to €124,200
Larson Cabrio 330	2000 to 2012	€42,100 to €106,000
Larson Cabrio 330 DC	2008 to 2012	€56,700 to €86,000
Larson Cabrio 350	2007 to 2009	€78,400 to €121,000
Larson Cabrio 370	2004 to 2012	€68,800 to €127,700
Larson Cabrio 370 DC	2007 to 2012	€78,500 to €127,700
Larson Citation CD 230	1988	€11,200 to €14,200
Larson Escape 204	2004 to 2012	€14,400 to €22,600
Larson Escape 204 OB	2004 to 2009	€17,300 to €24,800
Larson Escape 213 I/O	2000 to 2004	€17,800 to €25,000
Larson Escape 213 O/B	2000 to 2002	€17,500 to €24,900
Larson Escape 214 IO	2004 to 2005	€18,400 to €24,000
Larson Escape 233 I/O	2000 to 2002	€20,500 to €28,800
Larson Escape 234	2000 to 2012	€20,400 to €39,100
Larson Escape 254	2007 to 2012	€28,700 to €44,100
Larson FX 1650 DC	2014 to 2015	€14,300 to €18,700
Larson FX 1650 SC	2014 to 2015	€14,000 to €18,400
Larson FX 1650 TL	2014 to 2015	€12,400 to €16,300
Larson FX 1750 DC	2014 to 2024	€18,000 to €42,900
Larson FX 1750 TL	2014 to 2024	€15,100 to €38,800
Larson FX 1850 DC	2014 to 2024	€21,600 to €51,600
Larson FX 1850 TL	2014 to 2024	€17,400 to €43,900
Larson FX 2020 DC	2014 to 2024	€25,300 to €68,800
Larson FX 2020 TL	2017 to 2024	€29,800 to €61,300
Larson FX 2020 TL	2014 to 2015	€24,100 to €31,400
Larson Lazer 200 C	1991	€12,400 to €15,800
Larson Lazer 200 C	1992	€12,300 to €15,700
Larson Legacy 180 BR	1991 to 1993	€9,600 to €12,400
Larson Legacy 200 S	1992 to 1993	€12,900 to €16,900
Larson LSi 212 IO	2004 to 2005	€15,400 to €20,100
Larson LSR 2000	2012 to 2016	€20,900 to €30,000
Larson LSR 2100	2012 to 2016	€25,500 to €38,600
Larson LSR 2300	2012 to 2016	€30,200 to €47,100
Larson LX 160 S O/B	2012 to 2019	€12,800 to €24,300
Larson LX 180 S O/B	2012 to 2016	€18,400 to €27,700
Larson LX 185 S I/O	2013 to 2016	€16,600 to €24,400
Larson LX 185 S O/B	2017 to 2019	€23,200 to €34,300
Larson LX 195 S I/O	2013 to 2019	€17,400 to €34,600
Larson LX 205 S I/O	2013 to 2019	€22,500 to €41,400
Larson LX 225 S I/O	2013 to 2019	€27,600 to €57,500
Larson LXH 190 OB	2016 to 2019	€24,200 to €37,100
Larson LXH 210 I/O	2017 to 2019	€37,100 to €53,900
Larson LXH 210 O/B	2017 to 2019	€37,600 to €57,300
Larson LXH 230 I/O	2018 to 2019	€52,400 to €73,700
Larson LXI 174 CIB Sport	1996	€10,900 to €13,900
Larson LXi 186 I/O	2000 to 2002	€11,600 to €15,600
Larson LXI 190 IO	2003 to 2005	€12,900 to €17,500
Larson LXi 206 I/O	2000 to 2002	€14,000 to €18,700
Larson LXI 208	2006 to 2009	€18,500 to €30,900
Larson LXI 210 I/O	2003 to 2005	€14,700 to €19,800
Larson LXi 218	2009 to 2012	€28,100 to €41,200
Larson LXi 226 I/O	2000 to 2002	€18,100 to €25,100
Larson LXI 228	2005 to 2009	€21,500 to €36,200
Larson LXI 230 IO	2003 to 2005	€18,300 to €24,400