Insuring MasterCraft: cover and premium
motorboats and sports boats · the USA
MasterCraft builds motorboats and sports boats in the USA. NAMMERT insures a MasterCraft regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 to 9 m
Premium from
from €49 a year for liability
Worth knowing
MasterCraft; cover, cost and conditions
In Tennessee, MasterCraft builds water-ski and wakeboard boats with an inboard engine and direct drive; the ProStar has been the reference boat in water skiing for decades, and the X series covers wakesurfing with a ballast system and a shapeable wave. This use is distinctive in insurance terms: people in the water, directly behind the boat, with the engine running. Personal injury arising from it falls under boat third-party liability, and the limit of indemnity here should not be the smallest one.
The second point is the ballast system. Surf models take several hundred litres of water into tanks in the hull. Defective pumps, leaking lines and frost damage to tanks that have not been drained are known loss patterns. We cover frost damage where the boat has been properly winterised; leaving water standing in the ballast tanks is not that. Drain the system completely before the boat goes into the cold half of the year.
Questions and answers
Frequent questions
Is wakesurfing behind the boat covered?
Yes, for MasterCraft too: sporting use with water skis, wakeboard and surfboard is included.
What matters is a sufficient limit of indemnity in third-party liability;
people in the water are the greatest risk of this use.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from MasterCraft: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a MasterCraft, at replacement value with an agreed fixed value.
For the whole class of boat
For MasterCraft: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, MasterCraft included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your MasterCraft.
Current wind force and direction for your waters are shown on the Home.
Series by MasterCraft, with value and cover
Stars & Stripes / ProStar 190 is a motorboat from MasterCraft (the USA), built from 1985 to 1996,
and today changes hands at between €8,000 and €26,000.
XStar / X24 is a motorboat from MasterCraft (the USA), built since 2010,
and today changes hands at between €140,000 and €320,000.
ProStar / classic is a motorboat from MasterCraft (the USA), built from 1985 to 2010,
and today changes hands at between €12,000 and €65,000.
X / NXT / XT is a motorboat from MasterCraft (the USA), built since 2000,
and today changes hands at between €55,000 and €260,000.
X-Serie 22 / 26 is a motorboat from MasterCraft (the USA), built since 2010,
and today changes hands at between €80,000 and €260,000.
NXT 20 is a motorboat from MasterCraft (the USA), built since 2015,
and today changes hands at between €55,000 and €130,000.
MasterCraft Pro Star 190 / 205 is a motorboat from MasterCraft (the USA), built from 1985 to 2010,
and today changes hands at between €8,000 and €30,000.
MasterCraft X 25 / XT 25 is a motorboat from MasterCraft (the USA), built since 2008,
and today changes hands at between €55,000 and €145,000.
MasterCraft NXT 20 / 22 / 24 is a motorboat from MasterCraft (the USA), built since 2014,
and today changes hands at between €95,000 and €175,000.
MasterCraft XStar / XT 22 / 24 is a motorboat from MasterCraft (the USA), built since 2015,
and today changes hands at between €145,000 and €285,000.
For the Stars & Stripes / ProStar 190 by MasterCraft series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the XStar / X24, X / NXT / XT,
X-Serie 22 / 26 by MasterCraft and 4 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the ProStar / classic and MasterCraft Pro Star 190 / 205 by MasterCraft series the market
value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Stars & Stripes / ProStar 190, XStar / X24,
ProStar / classic by MasterCraft and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The MasterCraft range in figures
These figures come from the model records we keep for MasterCraft: boat type,
build years and length, nothing estimated.
- motorboat
- 112 models, since 1982, mostly 5.9 to 8.4 m
- inflatable with engine
- 48 models, since 1988, mostly 4.9 to 10 m
- motor yacht
- 8 models, since 1981, 7.3 to 20 m
- sailing boat
- 1 model, 1972 to 1984, 7.3 m
- inflatable without engine
- 1 model, 2011 to 2018, 3.7 m
Which model was built when?
What does a used MasterCraft cost?
We hold today’s price ranges by year for 146 models by MasterCraft.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Eygthene 24 | 1976 | €6,700 to €8,500 |
| Maristar 200 | 2006 to 2014 | €22,500 to €37,700 |
| Maristar 200 SS | 2006 to 2014 | €28,500 to €45,500 |
| Maristar 200 VRS | 2006 to 2009 | €19,900 to €27,400 |
| Maristar 205 VRS | 2000 | €15,800 to €20,100 |
| Maristar 210 VRS | 2000 to 2005 | €15,800 to €33,200 |
| Maristar 215 | 2006 to 2014 | €27,000 to €45,600 |
| Maristar 215 SS | 2006 to 2014 | €30,600 to €49,800 |
| Maristar 215 VRS | 2006 to 2009 | €23,700 to €32,600 |
| Maristar 230 | 2007 to 2014 | €30,400 to €51,700 |
| Maristar 230 Sport | 2003 | €23,200 to €29,500 |
| Maristar 230 SS | 2006 to 2014 | €32,500 to €55,500 |
| Maristar 230 VRS | 2000 to 2009 | €18,500 to €41,300 |
| Maristar 235 SS | 2008 to 2014 | €32,400 to €54,200 |
| Maristar 245 | 2009 to 2014 | €35,600 to €57,500 |
| Maristar 245 SS | 2006 to 2014 | €36,200 to €61,700 |
| Maristar 245 VRS | 2006 to 2009 | €27,800 to €44,600 |
| Maristar 255 | 2009 to 2014 | €36,700 to €59,100 |
| Maristar 280 | 2009 to 2014 | €39,000 to €61,800 |
| Maristar 280 SS | 2006 to 2014 | €36,600 to €64,300 |
| Maristar 280 SST | 2006 to 2009 | €37,200 to €52,400 |
| Maristar 280 STS | 2006 to 2009 | €35,100 to €52,000 |
| Maristar 280 VLD | 2003 to 2005 | €38,100 to €52,000 |
| Master 33 Diving | 2015 to 2021 | €93,200 to €180,400 |
| Master 370 | 2014 | €4,000 to €5,100 |
| Master 44 | 2007 to 2009 | €171,300 to €236,700 |
| Master 440 | 1991 to 1992 | €4,500 to €5,700 |
| Master 440 Open | 2015 to 2018 | €13,200 to €20,600 |
| Master 490 | 1991 to 1992 | €5,400 to €6,900 |
| Master 490 Diving | 2015 to 2021 | €14,000 to €25,800 |
| Master 490 Open | 2015 to 2021 | €14,000 to €25,800 |
| Master 52 | 2007 to 2009 | €221,900 to €312,600 |
| Master 520 Open | 2015 to 2017 | €16,200 to €23,500 |
| Master 540 Diving | 2015 to 2024 | €16,200 to €45,500 |
| Master 540 DS Fishing | 2019 to 2024 | €20,900 to €42,700 |
| Master 540 Magnum | 2015 to 2018 | €16,200 to €26,700 |
| Master 540 Summer | 2018 to 2024 | €17,300 to €39,200 |
| Master 570 | 1991 to 1992 | €9,100 to €11,700 |
| Master 570 Open | 2015 to 2018 | €18,800 to €30,300 |
| Master 570 Open Top | 2016 to 2024 | €20,100 to €56,900 |
| Master 60 | 2007 to 2009 | €356,200 to €489,800 |
| Master 630 Diving | 2015 | €23,400 to €29,800 |
| Master 630 Fishing | 2020 to 2024 | €32,600 to €67,300 |
| Master 630 Open | 2015 to 2018 | €23,400 to €38,500 |
| Master 630 Summer | 2019 to 2024 | €30,800 to €62,200 |
| Master 660 Open | 2015 to 2024 | €27,400 to €70,900 |
| Master 670 | 1987 to 1990 | €11,800 to €16,000 |
| Master 670 M | 1987 to 1989 | €11,800 to €15,500 |
| Master 699 | 2015 to 2024 | €28,700 to €76,200 |
| Master 699 EFB | 2015 to 2024 | €28,800 to €74,800 |
| Master 699 Fishing | 2018 to 2024 | €35,600 to €74,200 |
| Master 699 GP | 2020 to 2024 | €42,000 to €81,700 |
| Master 699 Sun | 2015 to 2021 | €28,800 to €57,500 |
| Master 730 | 2015 | €32,000 to €40,700 |
| Master 730 Diving | 2016 to 2021 | €34,100 to €64,900 |
| Master 730 EFB | 2015 to 2018 | €32,600 to €51,300 |
| Master 730 Open | 2016 to 2024 | €33,400 to €83,100 |
| Master 740 | 1986 to 1989 | €9,200 to €13,200 |
| Master 750 Diving | 2015 to 2024 | €33,500 to €91,800 |
| Master 770 Twin Cab | 1987 to 1990 | €11,200 to €15,700 |
| Master 775 | 2017 to 2024 | €60,900 to €130,400 |
| Master 775 Diving | 2020 to 2024 | €75,600 to €130,700 |
| Master 775 Fishing | 2019 to 2024 | €70,400 to €127,600 |
| Master 820 | 1984 to 1995 | €21,000 to €36,700 |
| Master 830 | 2015 | €63,400 to €80,600 |
| Master 830 Canapè | 2015 to 2018 | €61,900 to €87,300 |
| Master 830 Diving | 2015 to 2021 | €65,200 to €117,400 |
| Master 830 Open | 2015 to 2018 | €62,000 to €87,500 |
| Master 855 | 2015 to 2024 | €57,600 to €135,700 |
| Master 855 Efb | 2019 to 2024 | €85,000 to €150,500 |
| Master 870 Diving | 2015 to 2024 | €52,900 to €145,000 |
| Master 870 Open | 2015 to 2021 | €68,100 to €127,800 |
| Master 970 | 2015 to 2018 | €80,400 to €125,400 |
| Master 996 | 2015 to 2021 | €84,200 to €176,400 |
| Master 996 Emotion | 2019 to 2021 | €131,400 to €195,700 |
| Master 996 GP | 2021 to 2024 | €163,100 to €228,000 |
| Master 996 Magnum | 2015 to 2021 | €84,200 to €176,400 |
| Master Craft 225 VSS | 2011 | €36,200 to €46,000 |
| Master Pro 410 | 2015 to 2019 | €8,600 to €12,700 |
| Master Pro 430 SC/T | 2020 to 2024 | €11,200 to €24,300 |
| Master Pro 470 | 2015 to 2019 | €15,200 to €23,300 |
| Master Pro 500 CC | 2020 to 2024 | €21,100 to €39,500 |
| Master Pro 520 | 2015 to 2019 | €18,800 to €29,600 |
| Master Pro 530 F DC | 2020 to 2021 | €34,400 to €45,300 |
| Master Pro 550 CC | 2020 to 2021 | €26,800 to €34,800 |
| Master Pro 550 DC | 2020 to 2024 | €26,800 to €53,300 |
| Master Pro 560 F | 2021 to 2024 | €34,600 to €68,700 |
| Master Pro 570 | 2015 to 2019 | €25,500 to €40,700 |
| Master Pro 600 | 2020 to 2024 | €37,200 to €70,900 |
| Master Pro 700 | 2015 to 2019 | €39,500 to €64,800 |
| Master Variant 850 Comfort | 1989 to 1991 | €25,600 to €35,600 |
| MasterCraft 300 | 2009 to 2010 | €79,200 to €106,100 |
| MasterCraft CSX 220 | 2006 to 2014 | €28,700 to €47,800 |
| MasterCraft CSX 220 SS | 2008 to 2014 | €31,700 to €52,000 |
| MasterCraft CSX 265 | 2008 to 2014 | €44,900 to €75,500 |
| MasterCraft CSX 265 SS | 2008 to 2014 | €44,900 to €75,500 |
| MasterCraft NXT 20 | 2014 to 2024 | €35,800 to €84,300 |
| MasterCraft NXT 22 | 2015 to 2024 | €37,700 to €90,500 |
| MasterCraft ProStar | 2014 to 2024 | €26,800 to €70,900 |
| MasterCraft X-1 | 2005 to 2014 | €23,700 to €40,800 |
| MasterCraft X-10 | 2001 to 2019 | €23,000 to €67,200 |
| MasterCraft X-14 | 2007 to 2014 | €26,900 to €44,600 |
| MasterCraft X-14 V | 2009 to 2014 | €34,200 to €53,300 |
| MasterCraft X-15 | 2006 to 2014 | €27,000 to €45,600 |
| MasterCraft X-15 SS | 2008 to 2014 | €31,100 to €49,900 |
| MasterCraft X-2 | 2006 to 2016 | €25,100 to €46,500 |
| MasterCraft X-2 SS | 2008 to 2014 | €29,200 to €46,100 |
| MasterCraft X-20 | 2015 to 2019 | €33,400 to €60,900 |
| MasterCraft X-23 | 2015 to 2019 | €42,200 to €76,200 |
| MasterCraft X-25 | 2012 to 2016 | €35,900 to €55,100 |
| Mastercraft X-25 | 2012 to 2013 | €33,300 to €43,900 |
| MasterCraft X-30 | 2003 to 2016 | €31,000 to €54,500 |
| MasterCraft X-30 SS | 2008 to 2014 | €34,000 to €56,000 |
| MasterCraft X-35 | 2008 to 2014 | €32,900 to €55,100 |
| MasterCraft X-35 SS | 2008 to 2014 | €32,900 to €55,100 |
| MasterCraft X-45 | 2003 to 2015 | €34,800 to €62,200 |
| MasterCraft X-45 SS | 2008 to 2014 | €37,300 to €61,800 |
| MasterCraft X-46 | 2013 to 2019 | €41,500 to €84,700 |
| MasterCraft X-55 | 2009 to 2014 | €37,300 to €60,500 |
| MasterCraft X-7 | 2003 to 2014 | €24,700 to €39,400 |
Estimate from our boat records, October 2026.
Not a survey.
Models by MasterCraft we insure
Each MasterCraft model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
MasterCraft insured in five minutes.
Boat type, year built, length and value of your MasterCraft are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
