Insuring Monterey Boats: cover and premium

motorboats and sports boats · the USA

Monterey Boats builds motorboats and sports boats in the USA. NAMMERT insures a Monterey regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

the USA

Class

motorboats and sports boats

Typical sizes

5 to 9 m

Premium from

from €49 a year for liability

Worth knowing

M-Serie

MX-Serie

Super Sport

Monterey Boats; cover, cost and conditions

In Florida, Monterey builds bowriders, deck boats and sport cruisers between 5.5 and 13 metres. The boats come with a sterndrive or an outboard, and in Europe almost without exception as imports. For imported American boats a rule applies to the valuation that is often ignored: the replacement value in Europe is higher than the US purchase price, because freight, import and conversion are added to it. The agreed value should reflect the European figure.

The second point with imported boats is the CE marking. A boat without a CE category may not be placed on the market in the EU, and the category determines which sea area it is designed for. For the insurance this is the basis for choosing the cruising range: a boat in category C is built for waters close to the coast, not for the Bay of Biscay. Cruising range and design category should match.

Questions and answers

Frequent questions

Does the CE category matter for the insurance?

For Monterey: It should match the chosen cruising range.

A boat in category C is designed for waters close to the coast;

anyone who takes it out into the open sea is moving beyond the design specification.

The cover that fits

For Monterey: What matters for motorboats and sports boats is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Monterey included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class

Lava Marine Traditional Llaüt Lund Mader Malibu Mare Boote (Germany) Marex Mariah Marinello MasterCraft Maxum Mayland MTI (Marine Technology) Mystic Powerboats Mystraly Müggelspree (East Germany) Nautique Nimbus Nitro Nor-Tech Nord Star Nordkapp Norisboat Norman

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Monterey.

Current wind force and direction for your waters are shown on the Home.

Series by Monterey, with value and cover

Monterey 180 / 256 (classic)

Monterey 180 / 256 (classic) is a motorboat from Monterey (the USA), built from 1985 to 1999,

and today changes hands at between €7,000 and €26,000.

Monterey M4 / M6

Monterey M4 / M6 is a motorboat from Monterey (the USA), built since 2014,

and today changes hands at between €60,000 and €190,000.

Monterey 295 / 335 SY

Monterey 295 / 335 SY is a motor yacht from Monterey (the USA), built since 2010,

and today changes hands at between €120,000 and €380,000.

Monterey 218 / 258 SS

Monterey 218 / 258 SS is a motorboat from Monterey (the USA), built since 2005,

and today changes hands at between €28,000 and €110,000.

Monterey 385 SY

Also a motor yacht, built since 2010, €130,000 to €490,000.

Monterey 242 / 270 CR Cruiser

Monterey 242 / 270 CR Cruiser is a motor yacht from Monterey (the USA), built from 1995 to 2014,

and today changes hands at between €16,000 and €52,000.

Monterey Montura 248 / 268

Monterey Montura 248 / 268 is a motorboat from Monterey (the USA), built from 1990 to 2006,

and today changes hands at between €10,000 and €32,000.

Monterey 268 SC / Montura 248 LSC

Monterey 268 SC / Montura 248 LSC is a motorboat from Monterey (the USA), built from 1992 to 2008,

and today changes hands at between €12,000 and €38,000.

Monterey M4 / M6 / M8 Surf

Monterey M4 / M6 / M8 Surf is a motorboat from Monterey (the USA), built since 2016,

and today changes hands at between €85,000 and €215,000.

Monterey 258 / 305 SS

Also a motorboat, built since 2012, €125,000 to €265,000.

Monterey 335 / 385 SY Sport Yacht

Monterey 335 / 385 SY Sport Yacht is a motor yacht from Monterey (the USA), built since 2014,

and today changes hands at between €380,000 and €680,000.

Monterey 262 / 276 Cruiser

Monterey 262 / 276 Cruiser is a motor yacht from Monterey (the USA), built from 1990 to 2010,

and today changes hands at between €16,000 and €48,000.

What this means for the cover

For the Monterey 180 / 256 (classic) by Monterey series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

As the Monterey M4 / M6, Monterey 295 / 335 SY,

Monterey 218 / 258 SS by Monterey and 4 more series are still in production,

parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Monterey 242 / 270 CR Cruiser, Monterey Montura 248 / 268,

Monterey 268 SC / Montura 248 LSC by Monterey and 1 more series the market value and the

replacement cost often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Monterey 180 / 256 (classic), Monterey M4 / M6,

Monterey 218 / 258 SS by Monterey and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

For the Monterey 295 / 335 SY, Monterey 385 SY,

Monterey 242 / 270 CR Cruiser by Monterey and further series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The Monterey range in figures

These figures come from the model records we keep for Monterey: boat type, build years and length,

nothing estimated.

motorboat: 112 models, since 1986, mostly 5.8 to 8.1 m
motor yacht: 61 models, since 1989, mostly 7.6 to 10.7 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Monterey model, running from its first to its last year of build. The colour shows the type of boat. Showing 24 of 173 models.

What does a used Monterey cost?

We hold today’s price ranges by year for 161 models by Monterey.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Monterey 180 Bowrider	1994 to 1996	€9,000 to €12,100
Monterey 180 Edge BR	2000 to 2005	€10,800 to €15,600
Monterey 180 FS	2005 to 2010	€14,900 to €22,700
Monterey 180 M-Series	1994 to 1999	€9,500 to €13,100
Monterey 180 Montura BR	1999 to 2002	€11,200 to €17,500
Monterey 180 Montura FS BR	2005 to 2007	€14,200 to €20,600
Monterey 186 Montura Bowrider	2014 to 2015	€17,800 to €23,300
Monterey 186 Montura BR	1999 to 2001	€10,700 to €14,300
Monterey 186 MS	2016	€23,200 to €29,600
Monterey 190 Bowrider	1994 to 1995	€9,700 to €12,800
Monterey 190 Montura LS BR	2000 to 2006	€12,400 to €20,600
Monterey 192 Cuddy	1994 to 1995	€9,900 to €13,000
Monterey 194 FS	2006 to 2014	€20,000 to €33,600
Monterey 194 Montura FS BR	2005 to 2006	€16,200 to €21,800
Monterey 196 BR	1996	€10,500 to €13,300
Monterey 196 Montura Bowrider	2013 to 2015	€18,700 to €25,500
Monterey 196 Montura BR	1996 to 2002	€11,500 to €29,900
Monterey 196 Montura Fish & Ski	2015 to 2017	€21,000 to €29,000
Monterey 196 MS	2016	€25,600 to €32,600
Monterey 197 Blackfin OB	2013 to 2017	€21,600 to €37,300
Monterey 200 LS Montura BR	2000 to 2005	€13,200 to €22,900
monterey 2000 SS	1989	€13,400 to €17,000
Monterey 204 FS Bowrider	2011 to 2018	€22,900 to €48,400
Monterey 204 FSX	2016 to 2017	€35,400 to €49,300
Monterey 206 Bowrider	1993 to 1996	€11,100 to €15,800
Monterey 206 CR	1995	€13,800 to €17,600
Monterey 206 Cuddy	1994 to 1996	€11,100 to €15,800
Monterey 208 Montura SI BR	2003 to 2006	€16,800 to €23,300
Monterey 208 SL	2004	€21,000 to €26,700
Monterey 210 Montura BR	1995 to 2002	€13,000 to €21,200
Monterey 210 Montura CC	1999 to 2002	€12,900 to €21,100
Monterey 214 FS	2005 to 2010	€20,700 to €31,500
Monterey 214 FSC	2006 to 2013	€22,800 to €36,900
Monterey 214 Montura FS BR	2005 to 2006	€18,200 to €24,500
Monterey 214 SS Bowrider	2013 to 2014	€26,600 to €35,600
Monterey 215 SS	2020 to 2024	€53,000 to €93,300
Monterey 217 Blackfin OB	2015 to 2017	€27,300 to €45,400
Monterey 218 LC	2005 to 2006	€20,800 to €27,900
Monterey 218 Montura LS BR	2000 to 2005	€15,700 to €26,300
Monterey 218 Montura LSC CU	2000 to 2006	€16,400 to €27,300
Monterey 218 SS	2014 to 2024	€28,400 to €76,500
Monterey 218 SS SE	2015	€32,000 to €40,700
Monterey 218 SS Surf	2016 to 2021	€36,100 to €64,700
Monterey 218 Surf	2019 to 2021	€46,700 to €68,300
Monterey 220 EX	2006 to 2013	€24,500 to €40,000
Monterey 220 Explorer Sport	2000 to 2003	€16,500 to €23,700
Monterey 223 Explorer SI EXP	2004 to 2006	€25,100 to €35,600
Monterey 224 FS Bowrider	2011 to 2024	€25,900 to €78,300
Monterey 224 FSC Closed Deck	2013 to 2017	€28,600 to €46,900
Monterey 224 FSX	2016	€38,600 to €49,200
Monterey 225 Bowrider	1994 to 1996	€13,200 to €18,000
Monterey 225 Cuddy	1994 to 1996	€14,500 to €20,300
Monterey 228 Montura SI BR	2003 to 2006	€19,700 to €30,100
Monterey 228 Montura SIC CU	2004 to 2006	€21,000 to €29,600
Monterey 230 Explorer	1994 to 1999	€14,200 to €20,600
Monterey 230 Explorer Open	1999	€24,500 to €31,100
Monterey 233 Explorer EXP	2004 to 2006	€25,100 to €35,600
Monterey 234 FS Bowrider	2006 to 2010	€26,700 to €38,000
Monterey 234 FSX Bowrider	2006 to 2010	€26,700 to €38,000
Monterey 234 SS Bowrider	2013 to 2014	€34,700 to €46,700
Monterey 235 SS	2020 to 2024	€55,700 to €98,000
Monterey 236 Montura BR	1998 to 2002	€16,800 to €29,500
Monterey 236 Montura CC	1999 to 2002	€16,800 to €29,500
Monterey 238 SS	2014 to 2024	€32,700 to €83,400
Monterey 238 SS SE	2015	€34,900 to €44,400
Monterey 238 SS Surf	2016 to 2021	€40,600 to €72,800
Monterey 238 Surf	2019 to 2021	€55,500 to €81,600
Monterey 240 Explorer	1998 to 2001	€17,200 to €23,900
Monterey 240 Explorer P	2000 to 2003	€18,900 to €27,200
Monterey 240 Explorer Sport	2000 to 2003	€19,000 to €27,200
Monterey 242 Cruiser	1997 to 2004	€16,300 to €30,800
Monterey 243 Explorer	2006 to 2009	€35,100 to €49,100
Monterey 244 FS Bowrider	2014 to 2016	€34,300 to €48,900
Monterey 245 Cruiser	2002 to 2005	€27,300 to €37,300
Monterey 246 Cruiser	1993 to 1995	€21,400 to €29,500
Monterey 248 LS	2005 to 2007	€37,000 to €50,100
Monterey 248 LSC	2005 to 2007	€37,500 to €51,300
Monterey 248 Montura LS BR	2000 to 2006	€20,600 to €34,500
Monterey 248 Montura LSC CU	2000 to 2007	€19,400 to €34,200
Monterey 250 Cruiser	2003 to 2010	€25,800 to €58,900
Monterey 250 SEL	1991 to 1992	€21,300 to €27,400
Monterey 253 Explorer SI EXP	2003 to 2006	€27,300 to €40,500
Monterey 254 FS Bowrider	2007 to 2010	€31,400 to €44,400
Monterey 254 FSC Closed Deck	2007 to 2010	€30,800 to €44,000
Monterey 254 FSX Bowrider	2007 to 2010	€31,500 to €44,400
Monterey 255 SS	2020 to 2024	€78,600 to €132,000
Monterey 256 Cruiser	1995 to 1999	€17,300 to €32,300
Monterey 258 SS	2015 to 2024	€54,000 to €113,300
Monterey 260 SCR	2009 to 2014	€37,500 to €60,200
Monterey 262 Cruiser	1997 to 2003	€23,000 to €38,100
Monterey 263 ES	2006 to 2007	€42,100 to €55,000
Monterey 263 Explorer	2004 to 2009	€27,300 to €46,200
Monterey 264 FS Bowrider	2011 to 2016	€38,800 to €64,400
Monterey 264 FSC Closed Deck	2011 to 2015	€38,800 to €61,200
Monterey 264 FSX	2016	€68,600 to €87,300
Monterey 265 Cruiser	1994 to 1996	€33,100 to €45,500
Monterey 265 Cruiser	2003 to 2006	€35,500 to €47,800
Monterey 268 SC Supersport	2002 to 2007	€30,500 to €47,600
Monterey 268 SS Bowrider	2013 to 2015	€48,400 to €74,900
Monterey 268 SS Supersport	2003 to 2008	€30,500 to €49,800
Monterey 27 Coupe	1993 to 1994	€23,200 to €30,000
Monterey 270 Cruiser	2004 to 2009	€38,200 to €65,200
Monterey 275 CR	2006 to 2010	€32,400 to €47,100
Monterey 275 SCR	2007 to 2013	€44,600 to €73,800
Monterey 275 Sport Yacht	2013 to 2018	€44,500 to €87,000
Monterey 275 SS	2020 to 2024	€88,100 to €149,100
Monterey 276 Cruiser	1996 to 2002	€27,200 to €46,000
Monterey 278 SC	2007 to 2010	€37,300 to €53,400
Monterey 278 SS	2007 to 2024	€39,300 to €124,100
Monterey 278 SSC	2015 to 2018	€51,500 to €85,000
Monterey 278 SSX	2007 to 2010	€39,300 to €55,600
Monterey 280 SCR	2009 to 2014	€46,900 to €78,500
Monterey 282 Cruiser	2000 to 2007	€40,600 to €63,300
Monterey 286 Cruiser	1994 to 1996	€37,800 to €51,700
Monterey 288 SS Bowrider	2012 to 2014	€53,000 to €77,700
Monterey 290 SCR Cruiser	2005 to 2008	€48,100 to €84,700
Monterey 290 Superyacht	2005 to 2006	€31,300 to €41,100
Monterey 295 SCR	2007 to 2012	€57,100 to €89,100
Monterey 295 Sport Yacht	2013 to 2024	€54,700 to €179,000
Monterey 296 Cruiser	1996 to 2003	€34,300 to €57,100