Insuring Nord Star: cover and premium
motorboats and sports boats · Finland
Nord Star builds motorboats and sports boats in Finland. NAMMERT insures a Nord Star regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
7 to 13 m
Premium from
from €49 a year for liability
Worth knowing
Nord Star; cover, cost and conditions
Nord Star from Finland builds pilothouse boats for rough weather, with enclosed wheelhouses and powerful engines, designed for the Baltic Sea and the Scandinavian coast. Anyone who runs a boat of this type is usually out on the water all year round, and that shapes the contract.
Year-round use is the point at which a seasonal policy falls short. Cover from 1 April to 31 October lowers the premium but leaves open precisely those months in which storm damage occurs at the berth. Anyone who goes out in winter or leaves the boat in the water needs all-year cover, and the extra cost is lower than a single storm loss.
On boats with twin engines, both engines belong in the contract with their power output and serial number. For the Baltic Sea the cruising range European coasts is generally sufficient; anyone sailing to Norway or into the Swedish archipelagos should have the area checked. Grounding in the archipelago is the classic loss, covered only under full hull cover.
Questions and answers
Frequent questions
Is a seasonal policy worthwhile for a pilothouse boat?
For Nord Star: Usually not.
It covers from 1 April to 31 October and leaves the storm months open;
for a boat that is used all year round or lies in the water, all-year cover is the right choice.
Does my contract cover the Swedish archipelagos?
For Nord Star: With the cruising range European coasts, generally yes.
You should have it checked before the trip,
because a cruising range cannot be extended retroactively.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Nord Star: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Nord Star, at replacement value with an agreed fixed value.
For the whole class of boat
For Nord Star: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Nord Star included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Nord Star.
Current wind force and direction for your waters are shown on the Home.
Series by Nord Star, with value and cover
Nord Star 24 / 28 Patrol is a motorboat from Nord Star (Finland), built since 2008,
and today changes hands at between €120,000 and €320,000.
Nord Star 34 / 40 Patrol is a motor yacht from Nord Star (Finland), built since 2012,
and today changes hands at between €320,000 and €890,000.
Nord Star 26 / 28 is a motor yacht from Nord Star (Finland), built since 2008,
and today changes hands at between €95,000 and €260,000.
Also a motor yacht, built since 2012, €190,000 to €620,000.
Also a motorboat, built since 2010, €195,000 to €420,000.
Also a motor yacht, built since 2015, €620,000 to €1,100,000.
As the Nord Star 24 / 28 Patrol, Nord Star 34 / 40 Patrol,
Nord Star 26 / 28 by Nord Star and 3 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Nord Star 24 / 28 Patrol, Nord Star 26 / 31 Patrol by Nord Star series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Nord Star 34 / 40 Patrol, Nord Star 26 / 28,
Nord Star 31 / 37 by Nord Star and further series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
Nord Star insured in five minutes.
Boat type, year built, length and value of your Nord Star are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
