Insuring Rajo Boote: cover and premium

motorboats and sports boats · Germany

Rajo Boote builds motorboats and sports boats in Germany. NAMMERT insures a Rajo regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

Germany

Class

motorboats and sports boats

Typical sizes

4 to 7 m

Premium from

from €49 a year for liability

Worth knowing

MM 430 Open

MM 450 Duo

MM 500

MM 560 Elegance

Rajo Boote; cover, cost and conditions

Rajo builds small motor boats that mostly operate on inland waters with limited engine power. On many lakes there are power limits or a requirement for electric propulsion, and anyone who breaks them does not only have a regulatory problem: if the boat is used outside the permitted conditions, the question of due care arises in the event of a claim.

So check the rules of the water area before you buy, not afterwards. For the insurance the engine output is the basis for calculating the premium, for the water area it is a condition of admission. The two belong together, and both change as soon as a more powerful engine is fitted.

Questions and answers

Frequent questions

Do I have to report a change of engine?

Yes, for Rajo too: the output is the basis of the premium.

Report the change before the first trip.

Does the cover apply on lakes with a power limit?

Yes, for Rajo too: as long as you comply with the rules of the water area.

Using the boat outside its admission puts the cover at risk.

The cover that fits

For Rajo: What matters for motorboats and sports boats is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Rajo included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class

Nordkapp Norisboat Norman Ockelbo Ocqueteau Outerlimits Pedrazzini Picton Pischel Polmarble Prins Quicksilver Ranger Boats Ranieri Regal Reinell Remus Renken Rinker Rio Rocca Ryds Saga Saver

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Rajo.

Current wind force and direction for your waters are shown on the Home.

Series by Rajo, with value and cover

Rajo Sportboot 470 / 520

Rajo Sportboot 470 / 520 is a motorboat from Rajo (Germany), built from 1980 to 2005,

and today changes hands at between €3,000 and €12,000.

Rajo cabin boat 600 / 700

Rajo cabin boat 600 / 700 is a motorboat from Rajo (Germany), built from 1985 to 2010,

and today changes hands at between €8,000 and €28,000.

Rajo MM 434 / MM 450 Open

Rajo MM 434 / MM 450 Open is a motorboat from Rajo (Germany), built from 1990 to 2018,

and today changes hands at between €4,000 and €16,000.

Rajo MM 500 / MM 550 Klassik

Rajo MM 500 / MM 550 Klassik is a motorboat from Rajo (Germany), built from 1990 to 2018,

and today changes hands at between €6,000 and €22,000.

Rajo MM 560 Sundeck / MM 565 Cabin

Rajo MM 560 Sundeck / MM 565 Cabin is a motorboat from Rajo (Germany), built from 1995 to 2020,

and today changes hands at between €9,000 and €30,000.

What this means for the cover

For the Rajo Sportboot 470 / 520, Rajo cabin boat 600 / 700,

Rajo MM 434 / MM 450 Open by Rajo and 2 more series the market value and the replacement cost

often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Rajo Sportboot 470 / 520, Rajo cabin boat 600 / 700,

Rajo MM 434 / MM 450 Open by Rajo and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

All series at a glance

The Rajo range in figures

These figures come from the model records we keep for Rajo: boat type, build years and length,

nothing estimated.

motorboat: 17 models, since 2007, mostly 4.4 to 7.3 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Rajo model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Rajo cost?

We hold today’s price ranges by year for 8 models by Rajo.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
RaJo MM450 Cabin	2010 to 2024	€7,300 to €29,800
RaJo MM450 Open	2015 to 2024	€11,100 to €29,800
RaJo MM500 Klassik	2015 to 2024	€10,600 to €28,000
RaJo MM560 Open	2015 to 2024	€19,900 to €46,000
RaJo MM565 Cabin	2016 to 2024	€20,500 to €44,600
RaJo MM630 open	2014 to 2024	€24,500 to €59,400
RaJo MM630 Sundeck	2014 to 2024	€24,500 to €61,600
RaJo MM730 open	2014 to 2024	€32,000 to €82,900