Insuring Rinker Boats: cover and premium
motorboats and sports boats · the USA
Rinker Boats builds motorboats and sports boats in the USA. NAMMERT insures a Rinker regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 to 12 m
Premium from
from €49 a year for liability
Worth knowing
Rinker Boats; cover, cost and conditions
Rinker built bowriders and express cruisers up to the 12 metre range in Indiana; production is dormant. The Captiva bowriders are trailer boats, whereas the Fiesta Vee cruisers are genuine weekend boats with a cabin, galley and on-board toilet. This second group lies permanently at the jetty, and so the damage focus of the berth applies: leaks at hull openings, a defective bilge pump, sinking in the harbour.
Sinking at the berth is covered in our full hull cover, in limited hull cover it is not. On a cabin boat with several hull openings below the waterline this is not a theoretical case: a burst hose on the raw water cooling is enough. Check the hoses and clamps annually and have an automatic bilge pump with its own battery circuit fitted, that is the most effective precaution there is for this risk.
Questions and answers
Frequent questions
Is sinking at the berth covered?
For Rinker: In full hull cover yes, in limited hull cover no.
On cabin boats with hull openings below the waterline this is a real claim,
an automatic bilge pump with its own battery circuit is the best precaution.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Rinker: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Rinker, at replacement value with an agreed fixed value.
For the whole class of boat
For Rinker: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Rinker included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Rinker.
Current wind force and direction for your waters are shown on the Home.
Series by Rinker, with value and cover
Rinker 220 / 290 Express is a motor yacht from Rinker, built from 2000 to 2020,
and today changes hands at between €25,000 and €110,000.
Rinker Festiva / Cutlass (classic) is a motorboat from Rinker, built from 1970 to 1998,
and today changes hands at between €4,000 and €18,000.
Captiva 186 / 216 is a motorboat from Rinker, built from 2000 to 2020,
and today changes hands at between €20,000 and €70,000.
Q3 / Q5 is a motorboat from Rinker, built from 2016 to 2020,
and today changes hands at between €60,000 and €180,000.
Fiesta Vee 270 / 320 is a motor yacht from Rinker, built from 1998 to 2016,
and today changes hands at between €30,000 and €110,000.
Rinker V 180 / V 190 is a motorboat from Rinker, built from 1995 to 2012,
and today changes hands at between €6,000 and €22,000.
Also a motorboat, built from 1998 to 2016, €12,000 to €42,000.
Rinker 260 Express Cruiser is a motor yacht from Rinker, built from 1998 to 2014,
and today changes hands at between €18,000 and €55,000.
Captiva 192 / V 181 is a motorboat from Rinker, built from 1995 to 2012,
and today changes hands at between €6,000 and €22,000.
For the Rinker 220 / 290 Express, Captiva 186 / 216,
Q3 / Q5 by Rinker and 5 more series the market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Rinker Festiva / Cutlass (classic) by Rinker series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Rinker 220 / 290 Express, Fiesta Vee 270 / 320,
Rinker 260 Express Cruiser by Rinker series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
For the Rinker Festiva / Cutlass (classic), Captiva 186 / 216,
Q3 / Q5 by Rinker and further series: On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Rinker range in figures
These figures come from the model records we keep for Rinker: boat type, build years and length,
nothing estimated.
- motorboat
- 81 models, since 1986, mostly 5.6 to 8.3 m
- motor yacht
- 57 models, since 1985, mostly 7.9 to 12.6 m
Which model was built when?
What does a used Rinker cost?
We hold today’s price ranges by year for 123 models by Rinker.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Rinker 170 Captiva OB | 2015 | €16,400 to €20,900 |
| Rinker 170 Captiva Open Bow | 1995 | €10,000 to €12,800 |
| Rinker 180 Bowrider | 1999 to 2003 | €10,200 to €14,400 |
| Rinker 180 Captiva Open Bow | 1990 to 1995 | €8,400 to €14,200 |
| Rinker 181 Open Bow | 1992 to 1993 | €8,000 to €10,400 |
| Rinker 182 BR | 1998 to 1999 | €10,100 to €13,000 |
| Rinker 182 BR Sport | 2000 | €12,000 to €15,200 |
| Rinker 186 Captiva Bowrider | 2009 to 2015 | €15,700 to €22,900 |
| Rinker 186 Captiva Closed Bow | 1991 to 1992 | €9,800 to €12,500 |
| Rinker 186 Captiva OB | 2012 to 2015 | €18,600 to €26,300 |
| Rinker 186 Captiva Open Bow | 1990 to 1994 | €9,300 to €14,300 |
| Rinker 190 Captiva Open Bow | 1994 to 1996 | €9,400 to €12,400 |
| Rinker 192 Captiva Bowrider | 2000 to 2009 | €12,600 to €18,500 |
| Rinker 196 Captiva Bowrider | 2012 to 2015 | €21,600 to €33,400 |
| Rinker 196 Captiva OB | 2012 to 2015 | €21,500 to €30,300 |
| Rinker 200 Captiva MTX | 2010 to 2015 | €17,400 to €35,200 |
| Rinker 202 Festiva Cuddy | 1992 to 1995 | €10,500 to €17,900 |
| Rinker 204 DB | 1990 to 1991 | €24,100 to €31,000 |
| Rinker 206 Captiva Cuddy | 1990 to 1993 | €11,300 to €14,900 |
| Rinker 206 Captiva Open Bow | 1990 to 1993 | €12,100 to €16,300 |
| Rinker 209 Captiva Cuddy | 1993 to 1995 | €11,100 to €14,900 |
| Rinker 209 Captiva Open Bow | 1994 to 1995 | €11,300 to €14,900 |
| Rinker 210 MTX Cuddy | 2009 to 2011 | €26,700 to €37,700 |
| Rinker 212 Captiva Bowrider | 2000 to 2006 | €14,600 to €23,300 |
| Rinker 212 Festiva Cuddy | 2000 | €15,700 to €19,900 |
| Rinker 216 Captiva Bowrider | 2011 to 2015 | €27,800 to €40,000 |
| Rinker 220 Captiva CC MTX | 2010 to 2015 | €24,900 to €45,700 |
| Rinker 220 Captiva MTX | 2010 to 2015 | €24,900 to €45,700 |
| Rinker 226 Captiva Bowrider | 2006 to 2011 | €23,200 to €34,800 |
| Rinker 228 Flotilla | 2010 to 2011 | €30,600 to €41,300 |
| Rinker 230 Atlantic | 2006 to 2009 | €25,000 to €35,200 |
| Rinker 230 ECC | 2010 to 2012 | €30,700 to €42,300 |
| Rinker 230 Festiva Cuddy | 1990 to 1995 | €12,500 to €21,200 |
| Rinker 232 Captiva Bowrider | 1999 to 2006 | €18,500 to €29,700 |
| Rinker 232 Captiva Cuddy | 1995 to 2007 | €18,600 to €30,800 |
| Rinker 235 Fiesta Vee | 1991 to 1993 | €14,400 to €18,400 |
| Rinker 236 Captiva Bowrider | 2012 to 2015 | €28,200 to €46,000 |
| Rinker 236 Captiva CC | 2014 to 2016 | €33,200 to €49,100 |
| Rinker 236 Captiva Cuddy | 1993 to 1996 | €14,700 to €20,200 |
| Rinker 236 Open Bow | 1992 to 1995 | €15,000 to €19,900 |
| Rinker 236 Sport | 1990 to 1994 | €15,700 to €22,700 |
| Rinker 240 Captiva Deck Boat | 2006 to 2009 | €33,700 to €47,600 |
| Rinker 240 Festiva | 1995 | €17,900 to €22,700 |
| Rinker 242 Fiesta Vee | 1999 to 2003 | €21,600 to €32,900 |
| Rinker 243 Siesta | 2000 to 2003 | €19,700 to €28,400 |
| Rinker 246 Captiva Bowrider | 2007 to 2015 | €29,200 to €56,400 |
| Rinker 246 Captiva CC | 2009 to 2016 | €37,000 to €79,900 |
| Rinker 246 Captiva Cuddy | 2006 to 2010 | €28,400 to €41,100 |
| Rinker 248 Flotilla | 2010 to 2011 | €35,500 to €47,700 |
| Rinker 250 Express Cruiser | 2006 to 2007 | €34,400 to €45,000 |
| Rinker 250 Fiesta Vee | 1990 to 2005 | €24,900 to €51,200 |
| Rinker 250 Fiesta Vee (EC) | 2002 to 2009 | €27,100 to €44,000 |
| Rinker 260 Captiva Deck Boat | 2006 to 2009 | €35,100 to €49,400 |
| Rinker 260 Express Cruiser | 2007 to 2017 | €38,100 to €70,000 |
| Rinker 260 Fiesta Vee EC | 1991 to 2009 | €18,300 to €64,700 |
| Rinker 262 Captiva Bowrider | 2005 to 2007 | €29,100 to €39,800 |
| Rinker 262 Captiva Cuddy | 2004 to 2009 | €28,200 to €43,700 |
| Rinker 262 Captiva Super Sport | 2002 to 2003 | €26,500 to €33,800 |
| Rinker 265 Fiesta Vee | 1992 to 1997 | €22,400 to €33,100 |
| Rinker 268 Flotilla | 2010 to 2011 | €40,800 to €54,500 |
| Rinker 270 Fiesta Vee (EC) | 1999 to 2007 | €24,500 to €49,300 |
| Rinker 272 Captiva Bowrider | 1999 to 2003 | €22,500 to €37,300 |
| Rinker 272 Captiva Cuddy | 1999 to 2003 | €25,100 to €38,400 |
| Rinker 276 Captiva Bowrider | 2007 to 2015 | €38,000 to €89,500 |
| Rinker 276 Captiva CC | 2010 to 2015 | €49,400 to €89,500 |
| Rinker 280 Express Cruiser | 2006 to 2011 | €43,600 to €69,700 |
| Rinker 280 Fiesta Vee EC | 1993 to 2009 | €34,900 to €76,600 |
| Rinker 282 Captiva BR | 2005 to 2007 | €35,600 to €47,900 |
| Rinker 282 Captiva Cuddy | 2005 to 2009 | €35,300 to €52,600 |
| Rinker 290 Express Cruiser | 2012 to 2015 | €50,300 to €76,300 |
| Rinker 290 Fiesta Vee | 2002 to 2004 | €46,000 to €61,300 |
| Rinker 296 Captiva Bowrider | 2006 to 2014 | €46,800 to €84,200 |
| Rinker 296 Captiva CC | 2010 to 2014 | €56,400 to €86,600 |
| Rinker 296 Captiva Cuddy | 2007 to 2009 | €43,800 to €59,700 |
| Rinker 300 Express Cruiser | 2005 to 2009 | €56,900 to €81,200 |
| Rinker 300 Fiesta Vee (EC) | 1990 to 2007 | €37,400 to €68,000 |
| Rinker 310 Express Cruiser | 2010 to 2015 | €74,500 to €116,700 |
| Rinker 310 Fiesta Vee | 1999 to 2003 | €48,000 to €69,100 |
| Rinker 310 LE Express Cruiser | 2015 | €84,700 to €107,700 |
| Rinker 320 Express Cruiser | 2005 to 2009 | €63,600 to €93,100 |
| Rinker 320 Fiesta Vee (EC) | 2004 to 2007 | €50,300 to €68,800 |
| Rinker 330 Express Cruiser | 2007 to 2009 | €70,700 to €96,400 |
| Rinker 330 Fiesta Vee | 1997 to 2000 | €53,300 to €82,400 |
| Rinker 340 EC | 2009 to 2014 | €87,800 to €147,800 |
| Rinker 340 Fiesta Vee | 2000 to 2005 | €62,900 to €93,400 |
| Rinker 342 Fiesta Vee (EC) | 2001 to 2006 | €62,200 to €93,100 |
| Rinker 350 Express Cruiser | 2006 to 2009 | €80,500 to €118,000 |
| Rinker 360 Express Cruiser | 2010 to 2015 | €102,600 to €164,500 |
| Rinker 360 Fiesta Vee (EC) | 2005 to 2007 | €86,100 to €115,400 |
| Rinker 370 Express Cruiser | 2006 to 2009 | €92,900 to €127,700 |
| Rinker 370 Fiesta Vee (EC) | 2007 | €87,000 to €110,800 |
| Rinker 390 Fiesta Vee (EC) | 2006 | €93,600 to €119,200 |
| Rinker 400 Express Cruiser | 2006 to 2013 | €100,800 to €169,700 |
| Rinker 400 Fiesta Vee (EC) | 2007 | €118,000 to €150,200 |
| Rinker 410 Fiesta Vee (EC) | 2004 to 2006 | €106,600 to €147,100 |
| Rinker 420 Express Cruiser | 2006 to 2007 | €126,400 to €164,400 |
| Rinker 420 Fiesta Vee (EC) | 2007 | €135,600 to €172,600 |
| Rinker EX 270 | 2017 to 2024 | €75,300 to €171,800 |
| Rinker EX 290 | 2017 to 2024 | €101,700 to €226,700 |
| Rinker EX 320 | 2017 to 2024 | €118,300 to €276,900 |
| Rinker EX 370 | 2017 to 2024 | €166,100 to €381,600 |
| Rinker Flotilla 21 | 1999 to 2000 | €14,800 to €18,800 |
| Rinker Flotilla 24 | 1999 to 2002 | €18,200 to €26,700 |
| Rinker Flotilla 26 | 2000 to 2003 | €21,500 to €31,200 |
| Rinker Flotilla III 21 | 1993 to 1995 | €11,400 to €15,200 |
| Rinker Flotilla III 24 | 1993 to 1995 | €14,700 to €20,200 |
| Rinker MTX 20 | 2017 to 2024 | €36,100 to €77,400 |
| Rinker MTX 22 | 2017 to 2024 | €48,100 to €101,700 |
| Rinker MTX 22 CC | 2020 to 2024 | €62,000 to €107,900 |
| Rinker Q5 BR | 2020 to 2024 | €74,300 to €116,300 |
| Rinker Q5 I/O | 2017 | €59,900 to €76,300 |
| Rinker Q5 OB | 2017 to 2024 | €55,300 to €119,900 |
| Rinker Q7 BR | 2020 to 2024 | €82,700 to €131,400 |
| Rinker QX 17 OB | 2017 to 2024 | €18,500 to €39,200 |
| Rinker QX 18 BR | 2017 to 2024 | €29,300 to €51,000 |
| Rinker QX 19 BR | 2017 to 2024 | €27,400 to €54,900 |
| Rinker QX 21 BR | 2017 to 2024 | €40,300 to €88,100 |
| Rinker QX 23 BR | 2017 to 2024 | €51,100 to €122,400 |
| Rinker QX 23 CC | 2017 | €56,900 to €72,400 |
| Rinker QX 26 BR | 2020 to 2024 | €75,900 to €120,300 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Rinker we insure
Each Rinker model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Rinker insured in five minutes.
Boat type, year built, length and value of your Rinker are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
