Insuring Rio Yachts: cover and premium

motorboats and sports boats · Italy

Rio Yachts builds motorboats and sports boats in Italy. NAMMERT insures a Rio regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

Italy

Class

motorboats and sports boats

Typical sizes

4 to 13 m

Premium from

from €49 a year for liability

Worth knowing

Rio 400 / 450 Top

Rio 540 Cabin

Rio 650 Open

Rio 750 Day

Rio 850 Cruiser

Rio Yachts; cover, cost and conditions

Rio has been building motor boats in Brusaporto since 1961, and in Germany they are found above all on the lakes at the foot of the Alps and in the Adriatic. The model designation states the length in centimetres, which makes classification easy: up to 600 they are day boats, from 650 upwards a cabin and overnight accommodation are added. Besides the value, the engine power counts for the premium, and for the same length it ranges from the economical four-cylinder to twice that output.

Anyone who keeps their boat on an Italian or Swiss lake needs the matching cruising range in the policy and, in Italy, proof of third-party liability on board. Our international certificate of insurance meets that requirement; it is held in your customer account and is issued in ten languages. Checks by the Guardia Costiera ask for exactly that.

Older Rio hulls from the eighties are often in good condition but sail with outdated wiring. A cable fire is a frequent hull claim on boats of this age, and it almost always starts at retrofitted consumers without a fuse of their own. A tidy distribution panel with fuses costs little and is the most effective precaution.

Questions and answers

Frequent questions

Do I need a separate cruising range for Lake Garda?

Yes, for Rio too: Italian inland lakes belong expressly in the policy.

The extension is straightforward,

but it has to be in place before the season, not after the first claim.

Is the German policy enough for a check in Italy?

Yes, for Rio too: together with the international certificate of insurance.

It proves third-party liability in the required form and is automatically held in your customer

account with us.

The cover that fits

For Rio: What matters for motorboats and sports boats is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Rio included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class

Pischel Polmarble Prins Quicksilver Rajo Ranger Boats Ranieri Regal Reinell Remus Renken Rinker Rocca Ryds Saga Saver Saxdor Scand Scarab Sea Ray Sea Rider Sea Sprite Sea Star / Sunny Sealine

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Rio.

Current wind force and direction for your waters are shown on the Home.

Series by Rio, with value and cover

Rio 400 / 450 Top

Rio 400 / 450 Top is a motorboat from Rio (Italy), built from 1980 to 2005,

and today changes hands at between €3,000 and €14,000.

Rio 500 / 540 Cabin

Rio 500 / 540 Cabin is a motorboat from Rio (Italy), built from 1985 to 2010,

and today changes hands at between €6,000 and €24,000.

Rio 550 / 600 Cruiser

Rio 550 / 600 Cruiser is a motorboat from Rio (Italy), built from 1990 to 2012,

and today changes hands at between €9,000 and €34,000.

Rio 650 Cabin / Open

Rio 650 Cabin / Open is a motorboat from Rio (Italy), built from 1995 to 2015,

and today changes hands at between €14,000 and €48,000.

Rio 750 Day / Sol

Rio 750 Day / Sol is a motorboat from Rio (Italy), built from 2000 to 2020,

and today changes hands at between €28,000 and €95,000.

Rio 850 Cruiser

Rio 850 Cruiser is a motor yacht from Rio (Italy), built from 2000 to 2020,

and today changes hands at between €45,000 and €140,000.

Rio 1300 Cruiser

Rio 1300 Cruiser is a motor yacht from Rio (Italy), built since 2005,

and today changes hands at between €180,000 and €520,000.

Rio 470 / 570

Rio 470 / 570 is a motorboat from Rio (Italy), built from 1985 to 2010,

and today changes hands at between €4,000 and €18,000.

Rio 450 Tour / 500 Midi / Onda 500

Rio 450 Tour / 500 Midi / Onda 500 is a motorboat from Rio (Italy), built from 1990 to 2015,

and today changes hands at between €4,000 and €18,000.

Rio Espera 34 / 40

Rio Espera 34 / 40 is a motor yacht from Rio (Italy), built since 2010,

and today changes hands at between €195,000 and €395,000.

Rio Daytona 34 / 44

Rio Daytona 34 / 44 is a motor yacht from Rio (Italy), built since 2015,

and today changes hands at between €295,000 and €620,000.

What this means for the cover

For the Rio 400 / 450 Top, Rio 500 / 540 Cabin,

Rio 550 / 600 Cruiser by Rio and 5 more series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

As the Rio 1300 Cruiser, Rio Espera 34 / 40 and Rio Daytona 34 / 44 by Rio series are still in

production, parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Rio 400 / 450 Top, Rio 500 / 540 Cabin, Rio 550 / 600 Cruiser by Rio and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

For the Rio 850 Cruiser, Rio 1300 Cruiser, Rio Espera 34 / 40 by Rio and further series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The Rio range in figures

These figures come from the model records we keep for Rio: boat type, build years and length,

nothing estimated.

motorboat: 60 models, 1965 to 2023, mostly 4.2 to 6.9 m
motor yacht: 55 models, since 1967, mostly 8.2 to 17.6 m
sailing yacht: 4 models, 1994 to 2012, 9 to 12.1 m
sailing boat: 1 model, 1999 to 2012, 7.5 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Rio model, running from its first to its last year of build. The colour shows the type of boat. Showing 24 of 120 models.

What does a used Rio cost?

We hold today’s price ranges by year for 104 models by Rio.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Colorado	1973 to 1978	€65,000 to €82,800
Espera ta	1968 to 1978	€64,400 to €96,300
Parana	1973 to 1977	€59,500 to €75,800
Rio 10 Metri	1970 to 1973	€45,200 to €59,300
Rio 1000 Cabin Fish	2000 to 2002	€54,800 to €76,500
Rio 11 metri	1973 to 1978	€64,400 to €88,800
Rio 11,50	1978 to 1979	€53,100 to €70,700
Rio 1100	1993 to 1997	€54,000 to €80,400
Rio 1100 C	1998	€67,300 to €85,700
Rio 1100 Cabin	2000	€75,000 to €95,400
Rio 1290	1993 to 1998	€76,400 to €118,400
Rio 1300	1970 to 1978	€58,600 to €75,600
Rio 1300 Cruiser	1998 to 2002	€99,700 to €140,100
Rio 14,20	1978 to 1979	€74,500 to €94,900
Rio 1690	1993 to 1998	€132,500 to €217,700
Rio 300	1978 to 1979	€1,100 to €1,400
Rio 310	1973 to 1996	€1,600 to €2,900
Rio 32 Art	2006 to 2015	€64,200 to €115,400
Rio 32 Blu	2006 to 2015	€66,900 to €115,400
Rio 34 Espera	2014 to 2021	€91,000 to €211,500
Rio 35 Cabin Fish	2003 to 2005	€73,800 to €97,000
Rio 35 Cruiser	2003 to 2009	€54,900 to €85,100
Rio 35 Fly	2003 to 2015	€73,800 to €164,900
Rio 38 Blu	2006 to 2009	€99,300 to €139,800
Rio 38 Parana	2014 to 2021	€162,700 to €375,100
Rio 380	1978 to 1980	€3,900 to €5,100
Rio 40 Art	2006 to 2009	€112,900 to €158,300
Rio 40 Blu	2009 to 2015	€112,500 to €204,200
Rio 40 Spider	2017 to 2021	€212,200 to €384,300
Rio 400 Goal	1984 to 1996	€3,800 to €5,600
Rio 410	1973 to 1983	€4,800 to €6,400
Rio 42 Air	2009 to 2019	€155,900 to €416,300
Rio 44 Air	2005 to 2009	€129,500 to €191,300
Rio 44 Art	2006 to 2009	€117,900 to €168,300
Rio 44 Colorado	2015 to 2019	€238,700 to €444,100
Rio 44 Sport Coupè	2020 to 2021	€360,300 to €501,800
Rio 450 Cross	1992 to 1995	€4,400 to €6,000
Rio 450 Sol	2000 to 2009	€7,500 to €11,300
Rio 450 Top	1984 to 1993	€5,500 to €7,400
Rio 450 Tour	1993 to 2004	€4,300 to €10,200
Rio 46 Air	2009 to 2015	€165,400 to €296,000
Rio 47 Cruiser	2002 to 2009	€121,400 to €204,400
Rio 500	1973 to 1974	€8,700 to €11,200
Rio 500 0nda	1989	€6,600 to €8,400
Rio 500 Class	1992 to 1998	€5,100 to €7,200
Rio 500 DC	1974 to 1975	€12,800 to €16,200
Rio 500 Midi	1993 to 2004	€6,500 to €12,700
Rio 500 Onda	1982 to 1985	€4,900 to €6,700
Rio 500 Open	1983 to 1985	€6,400 to €8,300
Rio 500 Road	1986 to 1993	€6,400 to €8,400
Rio 500 Sol	2000 to 2009	€8,600 to €14,300
Rio 540 Cabin	1989 to 1992	€8,100 to €11,000
Rio 540 Open	1988 to 1990	€6,200 to €8,400
Rio 550 Cabin Fish	2000 to 2009	€11,300 to €17,800
Rio 550 Cruiser	2000 to 2009	€10,500 to €20,200
Rio 550 Fish	2003 to 2009	€12,300 to €17,800
Rio 550 Onda	1991 to 1999	€6,100 to €9,000
Rio 550 Sol	2000 to 2010	€11,800 to €19,000
Rio 550 Spring	2000 to 2003	€9,300 to €13,200
Rio 56 Colorado	2014 to 2019	€397,800 to €756,300
Rio 58 Gran Turismo	2014 to 2017	€460,000 to €713,200
Rio 580 Cabin	1979 to 1988	€7,800 to €12,900
Rio 580 Open	1980 to 1985	€10,300 to €14,600
Rio 590	1986 to 1992	€11,000 to €15,000
Rio 600 Cabin	1990 to 1998	€9,500 to €15,900
Rio 600 Cabin Fish	2000 to 2009	€13,200 to €21,800
Rio 600 Cruiser	1997 to 2009	€12,200 to €22,000
Rio 600 Day	2000 to 2009	€12,200 to €22,000
Rio 600 Fish	1992 to 2000	€7,300 to €17,100
Rio 600 Fisherman	2000 to 2002	€14,400 to €19,900
Rio 600 Open	1991 to 1994	€11,300 to €14,900
Rio 600 Sol	2000 to 2009	€12,200 to €22,900
Rio 630 Cabin Fish	1989 to 1993	€11,800 to €15,600
Rio 630 IN	1989 to 1990	€11,800 to €15,100
Rio 640	1976 to 1983	€5,800 to €8,300
Rio 650 Cruiser	1991 to 2002	€14,500 to €23,100
Rio 650 Fish	2000 to 2002	€15,700 to €22,200
Rio 650 Open	1993 to 2002	€12,400 to €20,900
Rio 680 Cabin	1980 to 1990	€14,000 to €19,000
Rio 700 Cabin Fish	1992 to 2009	€15,300 to €32,100
Rio 700 Cruiser	2000 to 2009	€17,500 to €37,400
Rio 720	1976 to 1978	€7,500 to €9,500
Rio 730	1988 to 1991	€15,800 to €21,500
Rio 750 Cabin	1991 to 2000	€15,300 to €24,300
Rio 750 Cruiser	1997 to 2009	€20,100 to €44,800
Rio 750 Day	1997 to 2002	€20,800 to €30,000
Rio 750 Open	1992 to 1998	€16,200 to €29,600
Rio 750 Sol	2003 to 2009	€22,800 to €34,700
Rio 800 Cabin Fish	1999 to 2010	€22,800 to €41,800
Rio 800 Cruiser	2005 to 2009	€36,100 to €52,100
Rio 800 Fish	1991 to 1998	€19,200 to €34,200
Rio 830 Cabin	1992 to 1993	€31,200 to €40,000
Rio 850 Cabin	1997 to 1999	€35,100 to €48,200
Rio 850 Cruiser	2000 to 2009	€21,000 to €47,300
Rio 850 Day Cruiser	2002 to 2009	€31,100 to €48,000
Rio 900	1992 to 1997	€38,400 to €58,600
Rio 900 Fish	1992 to 1998	€41,100 to €63,900
Rio 900 Open	1998 to 2000	€45,200 to €58,000
Rio 950 Cabin	1998	€59,800 to €76,100
Rio 950 Cruiser	2000 to 2004	€40,600 to €64,600
Riomar 570	2022	€21,300 to €27,100
Ro 265	2002 to 2009	€20,500 to €29,900
Ro 300	1997 to 1999	€27,700 to €38,100
Ro 400	2004 to 2009	€68,000 to €93,200