Insuring Yamaha Marine
motorboats and sports boats · Japan
Yamaha builds motorboats and sports boats in Japan. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Japan
Class
motorboats and sports boats
Typical sizes
2,5 bis 8.5 m
Premium from
from €49 a year for liability
Worth knowing
Yamaha Marine; cover, cost and conditions
Yamaha mostly sells inflatable boats and RIBs as a package with its own outboards, from small YAM boats to larger console boats. For insurance the package is convenient, because boat and engine share one invoice and therefore an undisputed proof of value. List them separately in the application all the same: the engine is the more exposed item and needs its own number in the policy.
Yamaha outboards are among the most frequently stolen boat engines in Europe. Our full hull cover covers engine theft including theft of the engine alone from the boat, which is the more common case in practice. A mechanical lock on the transom bracket, the engine number in the policy and a berth with access control measurably reduce the risk; all three are part of prevention, not of the policy.
On boats with a Yamaha jet drive, the Sport Boats, one point is special: the impeller takes up intake damage when the boat runs in shallow or weedy water. Damage of this kind is operational damage, not an insured event. Consequential damage to the drive in the event of grounding or collision is covered. In shallow water keep an eye on the intake area; on jet drives it is the most sensitive part of the boat.
The sport boats run as SR, SX and AR with a number for the length in feet, so the SR 210 is a 21-foot boat with a twin jet drive. What counts for the premium is value, year of construction and the combined output of both engines, not the model designation. Because these boats are almost always trailered, the trailer value belongs in the application; it is then included in the boat insurance at no extra premium, together with cover during transport, launching and craning. Yamaha jet skis are not listed here but on the Yamaha WaveRunner page.
Questions and answers
Frequent questions
Do you insure the Yamaha SR 210 and the other sport boats?
Yes, the jet boats of the SR, SX and AR ranges as well as the YAM inflatable boats. What matters is value, year of construction, combined output and cruising range, not the model designation.
Is engine theft covered?
Yes, under full hull cover including theft of the engine alone. The engine number in the policy and a mechanical lock are prerequisites for smooth handling.
Is impeller damage on the jet drive insured?
Intake damage in shallow water is operational damage and is not covered. Consequential damage to the drive after grounding or collision is insured under full hull cover.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Yamaha, with value and cover
LS 2000 / LX 2000 / XR 1800 (classic) is a motorboat from Yamaha (Japan), built from 1998 to 2004, and today changes hands at between €6,000 and €22,000.
SR 190 / SR 210 is a motorboat from Yamaha (Japan), built since 2003, and today changes hands at between €18,000 and €75,000.
SR 230 / SR 240 is a motorboat from Yamaha (Japan), built from 2003 to 2020, and today changes hands at between €25,000 and €95,000.
SX 190 / SX 210 / SX 230 HO is a motorboat from Yamaha (Japan), built since 2003, and today changes hands at between €25,000 and €105,000.
AR 190 / AR 195 / AR 210 is a motorboat from Yamaha (Japan), built since 2005, and today changes hands at between €45,000 and €110,000.
AR 230 / AR 240 HO is a motorboat from Yamaha (Japan), built from 2006 to 2020, and today changes hands at between €40,000 and €120,000.
Yamaha 212 / 222 / 252 jet boat is a motorboat from Yamaha (Japan), built since 2010, and today changes hands at between €70,000 and €180,000.
Yamaha 275 SD / 275 SE is a motor yacht from Yamaha (Japan), built since 2019, and today changes hands at between €140,000 and €220,000.
YAM 240 S bis 340 S is an inflatable without engine from Yamaha (Japan), built since 2000, and today changes hands at between €1,000 and €6,000.
YAM 380 S bis 440 S is an inflatable with engine from Yamaha (Japan), built since 2005, and today changes hands at between €3,000 and €12,000.
YAM 300 / 310 Air is an inflatable without engine from Yamaha (Japan), built since 2010, and today changes hands at between €1,000 and €5,000.
Yamaha RIB 350 / 450 is an inflatable with engine from Yamaha (Japan), built since 2005, and today changes hands at between €4,000 and €20,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
As the series is still in production, parts are available and repairs are predictable. Still, set the value at replacement cost, including sails, rigging or gear you bought later.
Even without an engine the rule holds: a tear from impact or vandalism is covered, UV ageing is wear.
On an inflatable the cause decides, not the damage: a tear from impact is covered, porous fabric after years in the sun is not. The outboard belongs in the policy with its serial number.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Yamaha insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
