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Fahrlehrerversicherung Verein a.G.: cancelling, claims and complaints

Fahrlehrerversicherung Verein auf Gegenseitigkeit has its head office in Stuttgart, Germany. The German regulator BaFin lists the company as a property and casualty insurer under register number 5470. This page explains where your cancellation must go, how to report a claim and how often customers complained to the regulator.

How to cancel with Fahrlehrerversicherung Verein a.G.

Send the cancellation to the address printed on your policy schedule (Versicherungsschein). If none is given there, the head office is the right address:

Fahrlehrerversicherung Verein auf Gegenseitigkeit
Mittlerer Pfad 5
70499 Stuttgart
Germany

For contracts signed after 30 September 2016 a letter or an email is enough: German law no longer allows consumer contracts to demand more than text form (section 309 no. 13 of the Civil Code). Give your policy number, your name and the date the contract should end, and ask for written confirmation. A German letter is not required, but it avoids delays.

If the contract can be taken out on the insurer's website, the site must also offer a clearly visible cancellation button (section 312k of the Civil Code).

Notice periods by type of policy

Motor insurance

one month before the renewal date (30.11.)

In Germany most motor policies run to 31 December, which makes 30 November the last day the cancellation can arrive. If your policy started mid year, count back one month from your own renewal date.

Special right to cancel: A premium increase, a reported claim and selling or deregistering the vehicle each carry their own deadline.

Property, liability, accident and legal expenses policies

three months before the renewal date

These contracts usually run for a year and renew automatically. To end one, the cancellation has to reach the insurer three months before the renewal date, not merely be posted by then.

Special right to cancel: On top of that, a claim you have reported and a premium increase without more cover each open a one month window to cancel, whatever the renewal date.

Reporting a claim to Fahrlehrerversicherung Verein a.G.

  1. Report the loss as early as you can, ideally the same day. German insurance law requires you to notify the insurer without undue delay (section 30 of the Insurance Contract Act, VVG).
  2. Keep the damage as small as is reasonable and do not throw anything away before the insurer has seen it or agreed (section 82 VVG).
  3. Collect photos, receipts and the names of witnesses. For burglary, theft and vandalism you also need a police report.
  4. Keep your policy number at hand. The claim number you are given will appear on every letter after that.

Contact details taken from the insurer's own website, checked on 15 October 2026. Your contract takes precedence.

Complaints about Fahrlehrerversicherung Verein a.G. to BaFin

Every year BaFin publishes how many complaints it closed about each company, split into eight classes of business. To make the figure meaningful we set it against the number of policies: complaints per 100,000 policies, next to the average of all insurers that report their portfolio.

ClassYearComplaintsPoliciesper 100,000Market per 100,000
Motor insurance 2025 2 334,098 0.60 2.95
Buildings 2025 1 n/a n/a 2.27

Rank 7 of 71 in Motor insurance (2025), by complaints per 100,000 policies, lower is better.

What the figure does and does not say: BaFin does not assess whether a complaint was justified. A single large case can distort a year; BaFin attributes most of the 2025 increase to one single matter. Policy numbers are only shown where the company took more than 10 million euros in premiums in that class the year before, otherwise the table says n/a.

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Solvency

According to its own Solvency and Financial Condition Report for 2025, the own funds of Fahrlehrerversicherung Verein a.G. covered the solvency capital requirement at 345 per cent. The regulator requires at least 100 per cent.

Read the report (PDF, German)

What Fahrlehrerversicherung Verein a.G. is licensed to insure

BaFin lists 9 classes of business under Annex 1 of the German Insurance Supervision Act for which the company holds a licence:

  • 01 Accident
  • 03 Land vehicles (comprehensive)
  • 07 Goods in transit
  • 08 Fire and natural forces
  • 09 Other damage to property
  • 10 Motor vehicle liability
  • 13 General liability
  • 16 Miscellaneous financial loss
  • 18 Assistance

A dispute with Fahrlehrerversicherung Verein a.G.: ombudsman and complaints

The Insurance Ombudsman scheme (Versicherungsombudsmann) is responsible. The procedure is free for consumers. Where the disputed amount is up to 10,000 euros, the decision binds the insurer; it never binds you, and you can still go to court. The limitation period is suspended while the case runs.

Ombudsmann für Versicherungen

You can also complain to BaFin directly. Its consumer line is +49 800 2 100 500, weekdays 8 am to 6 pm.

Compare before you cancel

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Further reading

Questions

Where do I send a cancellation to Fahrlehrerversicherung Verein a.G.?

To the address on your policy schedule. If none is given there, to the head office: Fahrlehrerversicherung Verein auf Gegenseitigkeit, Mittlerer Pfad 5, 70499 Stuttgart. For contracts from October 2016 a letter or email quoting your policy number is enough.

How many complaints were there about Fahrlehrerversicherung Verein a.G.?

In 2025 BaFin closed 3 complaints about Fahrlehrerversicherung Verein a.G. (Motor insurance 2, Buildings 1).

Who supervises Fahrlehrerversicherung Verein a.G.?

The Federal Financial Supervisory Authority (BaFin). It lists the company as a property and casualty insurer under register number 5470.

Who mediates in a dispute with Fahrlehrerversicherung Verein a.G.?

The Insurance Ombudsman scheme (Versicherungsombudsmann) is responsible. The procedure is free for consumers. Where the disputed amount is up to 10,000 euros, the decision binds the insurer; it never binds you, and you can still go to court. The limitation period is suspended while the case runs. You can also complain to BaFin directly. Its consumer line is +49 800 2 100 500, weekdays 8 am to 6 pm.

Sources

Updated: 15 October 2026 · All insurers · Complaints compared