Hamburger Feuerkasse Versicherungs-AG: cancelling, claims and complaints
Hamburger Feuerkasse Versicherungs-Aktiengesellschaft has its head office in Hamburg, Germany. The German regulator BaFin lists the company as a property and casualty insurer under register number 5032. This page explains where your cancellation must go, how to report a claim and how often customers complained to the regulator.
How to cancel with Hamburger Feuerkasse Versicherungs-AG
Send the cancellation to the address printed on your policy schedule (Versicherungsschein). If none is given there, the head office is the right address:
For contracts signed after 30 September 2016 a letter or an email is enough: German law no longer allows consumer contracts to demand more than text form (section 309 no. 13 of the Civil Code). Give your policy number, your name and the date the contract should end, and ask for written confirmation. A German letter is not required, but it avoids delays.
If the contract can be taken out on the insurer's website, the site must also offer a clearly visible cancellation button (section 312k of the Civil Code).
In Germany most motor policies run to 31 December, which makes 30 November the last day the cancellation can arrive. If your policy started mid year, count back one month from your own renewal date.
Special right to cancel: A premium increase, a reported claim and selling or deregistering the vehicle each carry their own deadline.
Property, liability, accident and legal expenses policies
three months before the renewal date
These contracts usually run for a year and renew automatically. To end one, the cancellation has to reach the insurer three months before the renewal date, not merely be posted by then.
Special right to cancel: On top of that, a claim you have reported and a premium increase without more cover each open a one month window to cancel, whatever the renewal date.
Reporting a claim to Hamburger Feuerkasse Versicherungs-AG
Report the loss as early as you can, ideally the same day. German insurance law requires you to notify the insurer without undue delay (section 30 of the Insurance Contract Act, VVG).
Keep the damage as small as is reasonable and do not throw anything away before the insurer has seen it or agreed (section 82 VVG).
Collect photos, receipts and the names of witnesses. For burglary, theft and vandalism you also need a police report.
Keep your policy number at hand. The claim number you are given will appear on every letter after that.
Contact details taken from the insurer's own website, checked on 15 October 2026. Your contract takes precedence.
Complaints about Hamburger Feuerkasse Versicherungs-AG to BaFin
Every year BaFin publishes how many complaints it closed about each company, split into eight classes of business. To make the figure meaningful we set it against the number of policies: complaints per 100,000 policies, next to the average of all insurers that report their portfolio.
Class
Year
Complaints
Policies
per 100,000
Market per 100,000
Buildings
2025
2
140,085
1.43
2.27
Buildings
2024
2
143,562
1.39
2.12
Buildings
2023
1
146,209
0.68
1.50
Rank 14 of 46 in Buildings (2025), by complaints per 100,000 policies, lower is better.
What the figure does and does not say: BaFin does not assess whether a complaint was justified. A single large case can distort a year; BaFin attributes most of the 2025 increase to one single matter. Policy numbers are only shown where the company took more than 10 million euros in premiums in that class the year before, otherwise the table says n/a.
According to its own Solvency and Financial Condition Report for 2025, the own funds of Hamburger Feuerkasse Versicherungs-AG covered the solvency capital requirement at 265 per cent. The regulator requires at least 100 per cent.
What Hamburger Feuerkasse Versicherungs-AG is licensed to insure
BaFin lists 9 classes of business under Annex 1 of the German Insurance Supervision Act for which the company holds a licence:
01 Accident
03 Land vehicles (comprehensive)
07 Goods in transit
08 Fire and natural forces
09 Other damage to property
10 Motor vehicle liability
13 General liability
16 Miscellaneous financial loss
18 Assistance
A dispute with Hamburger Feuerkasse Versicherungs-AG: ombudsman and complaints
The Insurance Ombudsman scheme (Versicherungsombudsmann) is responsible. The procedure is free for consumers. Where the disputed amount is up to 10,000 euros, the decision binds the insurer; it never binds you, and you can still go to court. The limitation period is suspended while the case runs.
Where do I send a cancellation to Hamburger Feuerkasse Versicherungs-AG?
To the address on your policy schedule. If none is given there, to the head office: Hamburger Feuerkasse Versicherungs-Aktiengesellschaft, Kleiner Burstah 6-10, 20457 Hamburg. For contracts from October 2016 a letter or email quoting your policy number is enough.
How many complaints were there about Hamburger Feuerkasse Versicherungs-AG?
In 2025 BaFin closed 2 complaints about Hamburger Feuerkasse Versicherungs-AG (Buildings 2).
Who supervises Hamburger Feuerkasse Versicherungs-AG?
The Federal Financial Supervisory Authority (BaFin). It lists the company as a property and casualty insurer under register number 5032.
Who mediates in a dispute with Hamburger Feuerkasse Versicherungs-AG?
The Insurance Ombudsman scheme (Versicherungsombudsmann) is responsible. The procedure is free for consumers. Where the disputed amount is up to 10,000 euros, the decision binds the insurer; it never binds you, and you can still go to court. The limitation period is suspended while the case runs. You can also complain to BaFin directly. Its consumer line is +49 800 2 100 500, weekdays 8 am to 6 pm.