3 Details
Who should be covered? *
Please choose Just me Me and my partner Family with children Single parent with children
Year of birth of the oldest person *
Do you work in the public sector?
Please choose Yes No
Liability claims in the last five years *
Please choose None One Two or more
What matters to you
Type of home *
Please choose Flat on an upper floor Flat on the ground floor or in a basement Detached, semi-detached or terraced house
How is the home used? *
Please choose Main home, permanently lived in Second home or holiday home
Value of jewellery, watches, art and collections *
Please choose Under €5,000 €5,000 to €20,000 Over €20,000
Total value of all bikes and e-bikes
Please choose None Up to €2,000 €2,000 to €5,000 Over €5,000
Do you want cover for flooding and heavy rain?
Please choose Yes No
Contents claims in the last five years, in any country *
Please choose None One Two or more
Anything else we should know
Type of building *
Please choose Detached house Semi-detached or terraced house Two-family house Apartment building
Living space in m² *
Construction type *
Please choose Solid masonry or concrete with hard roof Prefabricated or timber frame Half-timbered or thatched roof
Basement *
Please choose No basement Basement without living rooms Basement with living rooms
Solar panels on the roof?
Please choose Yes No
Do you want natural hazards cover (flood, heavy rain)?
Please choose Yes No
Building claims in the last five years *
Please choose None One Two or more
What should be covered against natural hazards? *
Please choose Building Contents Building and contents
Do you already have buildings or contents insurance? *
Please choose Yes, I want to add natural hazards cover Yes, I want to switch insurer No, I need a new policy
Distance to the nearest river, stream or lake *
Please choose Under 100 m 100 to 500 m Over 500 m Not sure If you know your ZÜRS class, please mention it in the message field
Basement *
Please choose No basement Basement without living rooms Basement with living rooms or building services
Is a sewer non-return valve fitted?
Please choose Yes No
Has the property ever had a flood or backflow claim? *
Please choose Yes No
What are you building? *
Please choose New detached house New two-family or multi-unit house Extension, conversion or added storey Prefab house
Building cost excluding the plot, in euros *
Planned start of construction *
Construction method *
Please choose Masonry or concrete Timber frame or prefab Mixed or not yet decided
Your own work on site *
Please choose None Some tasks A large share
Will friends or family help on site?
Please choose Yes No
What matters to you
Year of first registration *
Current no-claims class (liability) *
Please choose SF 0 or new driver SF 1 to SF 5 SF 6 to SF 15 SF 16 to SF 25 SF 26 or higher I don't know, or my record is from abroad
Annual mileage *
Please choose up to 6,000 km 6,000 to 12,000 km 12,000 to 20,000 km over 20,000 km
Who drives the car? *
Please choose Only me Me and my partner Also drivers under 25 Any driver
Cover required *
Please choose Liability only Liability and partial cover Liability and fully comprehensive Please advise me
Is the car kept in a garage overnight?
Please choose Yes No
Type of bike *
Please choose Bicycle without motor Pedelec up to 25 km/h Speed pedelec up to 45 km/h Cargo bike
Purchase price in euros *
Date of purchase *
Cover required *
Please choose Theft only Theft and damage Theft, damage and wear
Where is the bike kept at night? *
Please choose Inside the flat or a locked private room Shared cellar or bike room Outdoors
Do you already have contents insurance (Hausrat)?
Please choose Yes No
Single trip or annual cover? *
Please choose Single trip Annual cover for all trips
Who should be insured? *
Please choose One person Couple Family with children Single parent with children
Year of birth of the oldest person *
Destinations *
Please choose Europe Worldwide excluding USA and Canada Worldwide including USA and Canada
Which cover? *
Please choose Travel health only Travel health and cancellation Full package Please advise me
Trip price in euros (for cancellation cover)
Longest single trip *
Please choose up to 6 weeks up to 8 weeks longer than 8 weeks
Drone (make and model) *
Take-off weight *
Please choose under 250 g 250 g to 900 g 900 g to 4 kg 4 kg to 25 kg
Use *
Please choose Private only Private and occasionally commercial Commercial
Operating category *
Please choose Open category A1 or A3 Open category A2 Specific category I don't know
Should the drone itself be insured (hull cover)? *
Please choose Yes No
Value of the drone with accessories in euros
Do you also fly outside Germany?
Please choose Yes No
How many dogs should be insured? *
Please choose One dog Two dogs Three or more dogs None yet, planning to get one
Year of birth of the dog
Is the dog classed as dangerous or on a breed list? *
Please choose Yes No
Claims caused by the dog in the last five years *
Please choose None One Two or more
What matters to you
Species *
Please choose Dog Cat
Date of birth of the animal *
Cover you want *
Please choose Surgery only Surgery and treatment Not sure yet, please advise
Are there known conditions or ongoing treatments? *
Please choose Yes No
Is the animal neutered?
Please choose Yes No
What matters to you
Employment situation *
Please choose Employed Self-employed or freelance Civil servant Retired Not working, in training or studying
Who should be covered? *
Please choose Just me Me and my partner Family with children Single parent with children
Areas you want covered *
Please choose Private, work and traffic Private, work, traffic and housing Traffic only Not sure yet, please advise
Housing situation *
Please choose Renting Owner-occupier Also renting out property
Preferred deductible
Please choose None 150 € 250 to 300 € 500 € or more
Legal claims in the last five years *
Please choose None One Two or more
What matters to you
Who should be covered? *
Please choose Just me Me and my partner Family with children A child only
Year of birth (if several people: the oldest) *
Preferred base sum for permanent impairment *
Please choose Up to €100,000 €100,000 to €250,000 Over €250,000 Please advise
Any high-risk sports or hobbies?
Please choose Yes No For example motorcycling, diving, climbing, paragliding
Any existing disability or serious pre-existing condition? *
Please choose Yes No
Anything else that matters to you
Year of birth of the person to be insured *
Preferred sum insured *
Please choose Up to €5,000 €5,000 to €10,000 Over €10,000 Not sure yet
Who should be insured? *
Please choose Just me Me and my partner Someone else, for example a parent
Preferred premium payment *
Please choose Ongoing, lowest possible monthly premium Only until a set age Single premium
Preferred type of burial
Please choose Burial Cremation Not decided
Burial abroad or repatriation wanted?
Please choose Yes No For example to your or your family's home country
Anything else that matters to you
Which type of pension are you interested in? *
Please choose Private pension policy (traditional or unit-linked) Rürup pension (Basisrente) Subsidised saving (Riester, new scheme from 2027) Not sure yet, please advise
Year of birth *
Employment status in Germany *
Please choose Employed Self-employed or freelance Civil servant Other (training, parental leave, not working)
Planned contribution *
Please choose up to €50 a month €50 to €150 a month €150 to €300 a month more than €300 a month One-off payment
Planned retirement age
How important is a guarantee? *
Please choose Contributions should be fully guaranteed A partial guarantee is enough No guarantee, more upside Not sure yet
Existing pension contracts and plans
For example a pension from your home country, a German company pension, how long you plan to stay
Who should be insured? *
Please choose Only me Me and my partner Me and my children Partner and children
Year of birth of the main person *
Employment status *
Please choose Employee Self-employed or freelancer Civil servant Student or trainee Retired or other
How are you insured today? *
Please choose German public insurance German private insurance Insured abroad Currently not insured
Pre-existing conditions and ongoing treatment
Keywords are enough, including treatment abroad.
We clarify this anonymously before any application.
Who should be insured? *
Please choose Only me Me and my partner One or more children Family
Year of birth of the oldest person *
Which gap do you want to close? *
Please choose Hospital (private room, consultant) Outpatient (alternative practitioner, glasses, check-ups) Both Income during illness (daily sick pay)
Employment status
Please choose Employee Self-employed Not working or retired
Is any treatment ongoing or recommended? *
Please choose Yes No
What matters to you
Who should be insured? *
Please choose Only me Me and my partner One or more children Family
Year of birth of the oldest person *
Missing teeth not yet replaced *
Please choose None One or two Three or more Wisdom teeth and gaps closed by braces do not count
Has a dentist recommended or planned any treatment? *
Please choose Yes No
What matters most to you? *
Please choose Dentures and implants Preservation and cleaning Braces for a child All of these
Notes
Year of birth *
Which type interests you? *
Please choose Daily care allowance Care cost insurance Care pension Not sure yet, please advise
Any pre-existing conditions or ongoing treatment? *
Please choose Yes No
Has a care level already been applied for or granted? *
Please choose Yes No
Notes
What should be insured? *
Please choose Rented detached or two family house Rented apartment building Rented apartment Undeveloped land Several properties
Number of residential and commercial units
Is any unit used commercially? *
Please choose Yes No
Is there a heating oil tank on the property? *
Please choose Yes No
Liability claims in the last five years *
Please choose None One Two or more
What matters to you
Where is the tank? *
Please choose Above ground inside the building Above ground outdoors Underground Several tanks in different places
Construction *
Please choose Double walled Single walled with drip tray or bunded room Plastic battery tank Not sure
Is the property in a water protection zone or flood zone? *
Please choose Yes No
Last inspection by an expert *
Please choose Within the last five years Longer ago Never or unknown
Use of the building *
Please choose Owner occupied Let to tenants Partly commercial
What matters to you
How do you hunt? *
Please choose Hunter without own shoot Leaseholder or co-leaseholder Professional hunter or game warden Newly licensed hunter
How many hunting dogs do you handle? *
Please choose None One Two Three or more
Do you take part in driven hunts? *
Please choose Yes No
Do you also hunt outside Germany?
Please choose Yes No
Liability claims in the last five years *
Please choose None One Two or more
What matters to you
How many horses or ponies should be insured? *
Please choose One horse Two horses Three or more
How is the horse used? *
Please choose Leisure riding Competition Carriage driving Breeding Not ridden, e.g. companion horse
Year of birth of the horse
Who else rides the horse? *
Please choose Nobody Family members One regular shared rider Changing guest riders
Claims caused by the horse in the last five years *
Please choose None One Two or more
What matters to you
What should be covered? *
Please choose Furniture glass (hob, glass furniture, aquarium) Building glass (windows, doors, conservatory) Both Not sure
Your home *
Please choose Rented flat Owner-occupied flat Detached or semi-detached house Apartment building
Living space in m² *
Do you have a ceramic or induction hob? *
Please choose Yes No
Special glass areas
Please choose None Conservatory or glass roof Large glass fronts or glass shower Large aquarium or terrarium
Existing policies
Please choose None Contents (Hausrat) Buildings (Wohngebäude) Contents and buildings
Glass claims in the last five years *
Please choose None One Two or more
Year of first registration *
How long have you ridden without a claim? *
Please choose My first own motorcycle 1 to 5 years 6 to 15 years more than 15 years I don't know
When do you ride during the year? *
Please choose All year Roughly March to October Summer only, up to 6 months I don't know
Cover you want *
Please choose Liability only Liability and Teilkasko Liability and Vollkasko Please advise me
Should helmet and protective gear be covered?
Please choose Yes No
Is the bike kept in a garage at night?
Please choose Yes No
Year of first registration *
Current vehicle value *
Please choose up to EUR 30,000 EUR 30,000 to 60,000 EUR 60,000 to 100,000 over EUR 100,000 I don't know
Gross vehicle weight *
Please choose up to 3.5 t over 3.5 t I don't know
Registration *
Please choose All year Seasonal plates Not decided yet
Cover you want *
Please choose Liability only Liability and Teilkasko Liability and Vollkasko Please advise me
Should the equipment inside be insured too?
Please choose Yes No
Do you plan to rent the motorhome out?
Please choose Yes No
What do you need cover for? *
Please choose Holidays, several times a year One long trip or sabbatical Studies, internship or work and travel Wintering in the south
Who should be insured? *
Please choose One person Couple Family with children
Year of birth of the oldest person *
Where are you going? *
Please choose Europe Worldwide excluding USA and Canada Worldwide including USA and Canada
Longest single stay *
Please choose up to 6 weeks up to 8 weeks 3 to 12 months more than a year
When should cover start?
Are pre existing conditions treated regularly?
Please choose Yes No
Horse's date of birth *
What is the horse used for? *
Please choose Leisure Competition Breeding Riding school or training
Cover you are looking for *
Please choose Colic surgery only All operations Operations and treatment Not sure yet, please advise
Approximate value of the horse in euros
Are any prior conditions or findings known, for example from a pre purchase vetting? *
Please choose Yes No
What matters to you
Year of birth *
Type of work *
Please choose Mostly desk work Mixed Mostly physical
Monthly benefit you would like in euros *
Should mental illness be covered? *
Please choose Yes No
Has an application for BU cover been refused or accepted only with exclusions? *
Please choose Yes No
Any medical treatment or diagnosis in the last five years, in Germany or abroad? *
Please choose Yes No We discuss details personally
Anything else that matters to you
How many children should be insured? *
Please choose One child Two children Three or more children
Child's date of birth (if several: the youngest) *
Which benefit would you like? *
Please choose Monthly pension One off lump sum Pension and lump sum Please advise
Preferred monthly pension
Please choose Up to EUR 500 EUR 500 to 1,000 Over EUR 1,000 Please advise
Have there been any health concerns, therapies or hospital stays? *
Please choose Yes No For example developmental delay, early intervention, operations
Does your child already have accident insurance?
Please choose Yes No
What matters to you
Year of first registration *
Approximate value *
Please choose up to EUR 15,000 EUR 15,000 to 50,000 EUR 50,000 to 150,000 over EUR 150,000
Is there a valuation report? *
Please choose Yes, less than two years old Yes, more than two years old No
Registration *
Please choose H plate Red 07 plate Standard or seasonal plate Not registered yet
Annual mileage *
Please choose up to 3,000 km 3,000 to 6,000 km 6,000 to 10,000 km over 10,000 km
Is there another car in the household for everyday use? *
Please choose Yes No
Is the car kept in a garage or hall?
Please choose Yes No
Year of birth *
Desired sum insured *
Please choose Up to €50,000 €50,000 to €100,000 Over €100,000 Please advise
Do you smoke or have you smoked in the last twelve months? *
Please choose Yes No
Medical treatment or diagnoses in the last five years? *
Please choose Yes No We discuss the details with you personally for an anonymous pre-application
Do you already have occupational disability insurance (BU)?
Please choose Yes No
What matters to you
How many residential units do you let? *
Please choose One Two to five Six to ten More than ten
What do you let? *
Please choose Flat Detached or semi detached house Apartment building
Status of the tenancy *
Please choose New letting planned Tenant moved in less than a year ago Tenant has lived there for more than a year
Are there currently any rent arrears? *
Please choose Yes No
What matters to you
Instrument (type, maker, year) *
Value of all instruments and accessories in euros *
How do you play? *
Please choose Hobby or school Studies or side job Professionally, such as orchestra, band or teaching
How is the value documented? *
Please choose Invoice Valuation or certificate Not yet documented
Where should the cover apply? *
Please choose Germany Europe Worldwide
Do you regularly transport the instrument by car? *
Please choose Yes No
Do you fly with the instrument?
Please choose Yes No
What would you like to insure? *
Please choose Jewellery and watches Paintings, prints or sculpture Antiques or a collection, such as coins or stamps Several of these
Total value in euros *
Value of the most expensive single item in euros
How are the values documented? *
Please choose Invoices Valuations or expert reports Not documented yet
How are the items secured? *
Please choose Certified safe Alarm system Safe and alarm system No special security
Do you wear jewellery or watches when travelling?
Please choose Yes No
Do you lend works to exhibitions or move them?
Please choose Yes No
How are the items insured today? *
Please choose Only through Hausrat Separate art or valuables policy Not at all
What do you let? *
Please choose Holiday flat Holiday house Room or granny flat Several properties
Town or postcode of the property *
Number of beds
How do guests book? *
Please choose Airbnb only Several portals Directly with me Through an agency
Do you use the property yourself? *
Please choose Yes No
Claims in the last five years *
Please choose None One Two or more
What matters to you
Year of first registration *
Current value of the caravan *
Please choose up to EUR 10,000 EUR 10,000 to 25,000 EUR 25,000 to 50,000 over EUR 50,000 Not sure
Gross vehicle weight *
Please choose up to 1,500 kg 1,500 to 2,500 kg over 2,500 kg Not sure
Use *
Please choose Registered all year for touring Seasonal plates Deregistered on a seasonal pitch Not decided yet
Cover you want *
Please choose Liability only Liability and partial Kasko Liability and comprehensive Kasko Please advise me
Should an awning be included?
Please choose Yes No
Should the contents of the caravan be included?
Please choose Yes No
What should be insured? *
Please choose Liability and equipment Liability only Equipment only
Membership *
Please choose Member of a golf club Remote membership or no home club No membership
Do you already have personal liability insurance? *
Please choose Yes No
Replacement value of your equipment in euros
Should the hole-in-one round be insured?
Please choose Yes No
Do you own a golf cart?
Please choose Yes No
Do you also play abroad?
Please choose Yes No
What should the policy do for you? *
Please choose Build savings and protect my family Secure a loan and repay it at the end Save a sum for a child by a fixed date Not sure yet, please advise
Which type interests you? *
Please choose Traditional with guaranteed rate Unit-linked Not sure yet
Year of birth of the insured person *
Planned premium *
Please choose up to €50 a month €50 to €150 a month €150 to €300 a month more than €300 a month One-off payment
Preferred term in years
How high should the death benefit be? *
Please choose At least the premiums paid A fixed sum, for example for a loan Just the minimum, saving comes first Not sure yet
Existing life and pension policies
For example a German policy since 2010, cover from your home country, how long you plan to stay
Who should be insured? *
Please choose Only me Me and my partner Family with children A child only
Year of birth (for several people: the oldest) *
How are you health insured? *
Please choose Public health insurance Public with hospital top-up Private
Preferred daily amount
Please choose Up to €20 €20 to €50 Over €50 Please advise me
What should be covered? *
Please choose Illness and accidents Accidents only Please advise me
Have you been treated as an inpatient in the last five years, or is treatment ongoing? *
Please choose Yes No
What matters to you
What do you mainly want to protect against? *
Please choose Identity theft and data misuse Fraud when shopping or banking online Cyberbullying and damage to reputation All of these
Who should be covered? *
Please choose Just me Couple Family with children
Do children in your household use their own devices or social media?
Please choose Yes No
What do you already have? *
Please choose Contents insurance with internet add-on Legal expenses cover with internet protection Both Neither, or not sure
Do you also use your devices for work or self-employment? *
Please choose Yes No
Have you had an incident in the last three years (fraud, data theft, bullying)?
Please choose Yes No
Anything else that matters to you?
Vehicle *
Please choose Car Motorbike Motorhome Other vehicle
Year of first registration *
What cover do you have today? *
Please choose None Schutzbrief with my car insurance Motoring club member Both
Where do you drive the vehicle? *
Please choose Only in Germany Elsewhere in Europe too
Do you tow a trailer or caravan?
Please choose Yes No
Who insures the vehicle today?
Which vehicle? *
Please choose Car Motorcycle Motorhome Other vehicle
Who insures the vehicle today?
Who drives the vehicle? *
Please choose Only me Me and my partner Also drivers under 25 Any driver
Main driver's work situation *
Please choose Employed Self-employed Civil servant Not working or retired
What cover do you already have? *
Please choose Private accident insurance Disability insurance Both Neither
Anything else we should know?
What is this about? *
Please choose I am thinking about taking one out I have a UBR and would like it reviewed I want to cancel or change a UBR Please advise
Year of birth of the insured person *
For an existing contract: year it started
How much would you like to spend each month on cover and savings? *
Please choose Up to €50 €50 to €150 Over €150 Please advise
Any disabilities or serious pre-existing conditions? *
Please choose Yes No
What matters to you
Date of the celebration *
Where will the celebration take place? *
Please choose In Germany In another EU country Outside the EU
Booked costs of the celebration in euros *
How far along is your planning? *
Please choose Nothing booked yet First contracts signed Almost everything booked and paid in deposits
Which dates should be insured? *
Please choose The main celebration only Main celebration and the eve of the wedding Registry office, church and celebration on several days
Should rings, dress or gifts be insured as well?
Please choose Yes No
Is there a booked honeymoon you would like to protect?
Please choose Yes No
Your status *
Please choose Trainee (Beamter auf Widerruf) Probationer (Beamter auf Probe) Lifetime civil servant (auf Lebenszeit) Fixed-term civil servant or soldier Appointment is coming up
Year of birth *
Are you in a uniformed service? *
Please choose No Police Fire service Prison service or customs Armed forces
Any medical treatment or diagnoses in the last five years? *
Please choose Yes No We ask for details later in person, as an anonymous pre-application if you prefer
Anything else that matters to you
Your status *
Please choose Civil servant (Beamter) Salaried employee in public service Trainee, trainee teacher or in training Soldier
Your field of work *
Please choose School, day care, university Police, customs, prison service Administration, tax office, justice Fire and rescue service Armed forces Other
Do you issue decisions or decide on public money? *
Please choose Yes No
Do you regularly drive a service vehicle? *
Please choose Yes No
Do you already have German personal liability insurance? *
Please choose Yes No
What matters to you
Your status *
Please choose Trainee civil servant Civil servant on probation Permanent civil servant Retired Dependant of a civil servant
Year of birth *
Who should be insured? *
Please choose Only me Me and my partner Me and my children Partner and children
How are you insured today? *
Please choose German public insurance Private insurance Not yet insured in Germany
Preferred hospital accommodation
Please choose Shared room is fine Two-bed room and senior consultant One-bed room and senior consultant Please advise
Pre-existing conditions and ongoing treatment
Keywords are enough, including treatment abroad.
We clarify anonymously whether a regular application or the admission scheme is the better route.
Employment status in Germany *
Please choose Self-employed or freelance without compulsory pension Self-employed with a pension fund or compulsory pension Employed Civil servant or other
Year of birth *
How would you like to pay in? *
Please choose Regular monthly premium Single premium or yearly top-up A combination of both
Planned amount per year *
Please choose up to €3,000 €3,000 to €10,000 €10,000 to €20,000 more than €20,000
Are you married or in a registered partnership?
Please choose Yes No
How important is a guarantee to you? *
Please choose Premiums should be fully guaranteed A partial guarantee is enough No guarantee, more growth potential Not sure yet
Existing pension arrangements
For example German state pension, pension fund, company pension, pensions from other countries,
plans to leave Germany
What is this about? *
Please choose Review an existing contract Work out a transfer into the Altersvorsorgedepot Take out a new contract in 2026 Plan the start of the pension or a payout
Employment status in Germany *
Please choose Employed Civil servant Self-employed Not working or other
Year of birth *
Gross income in the previous year *
Please choose up to €20,000 €20,000 to €40,000 €40,000 to €70,000 more than €70,000
Are you married or in a registered partnership?
Please choose Yes No
Your contract and other pension arrangements
For example provider, year signed, guaranteed rate, current balance, company pension,
plans to leave Germany
Year of birth *
How would you like to pay in? *
Please choose Regular premium up to €100 a month Regular premium of €100 to €300 a month Regular premium above €300 a month Single premium Regular premium plus single premium
Planned start of the pension (age)
How much guarantee should the contract have? *
Please choose No guarantee, everything in funds Partial guarantee on premiums Full premium guarantee Not sure yet
What kind of investment do you have in mind? *
Please choose ETFs that I choose myself Actively managed funds A ready-made portfolio from the insurer Sustainable funds Please advise
Would you consider a fee-based net tariff?
Please choose Yes No No commission built in, advice is paid for separately
Existing pension arrangements and wishes
For example a company pension, plans from your home country, how long you expect to stay in Germany
Type of aircraft *
Please choose Paraglider or hang glider Paramotor or trike Ultralight aircraft Glider or motor glider Powered aircraft Balloon or other
Make, model and registration, if any *
Seats *
Please choose Single seat Two seats More than two seats
Use *
Please choose Private only Club or owner group Training or commercial as well
Do you carry passengers? *
Please choose Yes No
Should the aircraft itself be insured as well (hull cover)? *
Please choose Yes No
Value of the aircraft in euros
Do you also fly abroad?
Please choose Yes No
Postcode of your home *
Type of home *
Please choose Flat in an apartment building Detached, semi-detached or terraced house Two-family house
You live there as *
Please choose Tenant Owner
Which home insurance do you already have? *
Please choose Contents insurance (Hausrat) Buildings insurance (Wohngebäude) Both None
Should a second or holiday home be covered too?
Please choose Yes No
What should be insured? *
Please choose Full package Rescue and accident only Equipment only Not sure yet
For what period? *
Please choose Whole season or year One holiday week Single days
Who should be insured? *
Please choose Just me Couple Family with children
What do you mainly do?
Please choose Alpine skiing on the piste Snowboarding Ski touring or freeride Cross-country skiing or sledging
Where do you usually ski?
Please choose Germany Alpine countries and the rest of Europe Also outside Europe
Replacement value of your own equipment in euros
Do you have accident insurance that covers rescue costs?
Please choose Yes No
Do you already have personal liability insurance?
Please choose Yes No
How many children do you look after at the same time? *
Please choose One or two Three to five More than five, for example in shared premises
Where do you provide care? *
Please choose In my own home In the parents' home In rented rooms In more than one of these
Do you have a care permit from the youth office? *
Please choose Yes No
How are the places paid for? *
Please choose Publicly funded through the youth office Privately by the parents Both
How are you insured today? *
Please choose Personal liability without childminding Personal liability with childminding Through a local authority contract Not sure
What matters to you
How many colonies do you keep? *
How do you run your beekeeping? *
Please choose Hobby, no sales Hobby with honey sales Part-time business Full-time business
Do you move your colonies to other sites? *
Please choose Yes No
Are you a member of a beekeeping club? *
Please choose Yes No
What cover are you looking for? *
Please choose Liability only Liability and colonies Liability, colonies, transport and accident
What matters to you
What do you use the guns for? *
Please choose Hunting Sport shooting Hunting and sport shooting Collection
Guns and accessories (type, maker, calibre, optics) *
Total value of guns and accessories in euros *
Of which optics, thermal and night vision in euros
Storage at home *
Please choose Gun safe resistance grade 0 Gun safe grade I or higher Gun room Not sure
Do you take your guns abroad?
Please choose Yes No
Should the guns be insured at new value?
Please choose Yes No
How do you fish? *
Please choose Licensed angler, not in a club Member of an angling club Club official (board, water warden, youth leader) Young angler or beginner
What should be insured? *
Please choose Liability Accident Tackle All of it
Where do you fish? *
Please choose Inland waters Sea and coast Both
Do you also fish from a boat? *
Please choose Yes No
Value of your tackle in euros
Do you also fish abroad?
Please choose Yes No
What matters to you
Type of building *
Please choose Detached house Semi-detached or terraced house Two-family or multi-family house Flat
Why is the building empty? *
Please choose Inheritance Sale Renovation or conversion Move into a care home Other reason
How long has it been empty? *
Please choose Not yet, vacancy is coming up Less than three months Three to twelve months More than a year
Year of construction
Is there already a buildings insurance policy? *
Please choose Yes No
How is the house secured at the moment? *
Please choose Heated and checked regularly Water shut off and pipes drained Not sorted yet
What matters to you
For example planned duration, liability, renovation works, previous claims
Legal form *
Please choose Sole trader (Einzelunternehmen) Partnership (GbR or similar) GmbH or UG Other legal form
Annual net turnover in euros *
Number of staff including owners *
Preferred limit of indemnity *
Please choose EUR 3 million EUR 5 million EUR 10 million Please advise
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
Does your chamber or trade law require insurance? *
Please choose Yes No
Legal form *
Please choose Sole practitioner or freelancer GbR or partnership GmbH, PartG mbB or other limited liability form Other legal form
Annual net fee income in euros *
Number of professionals and staff *
Preferred limit per claim *
Please choose EUR 250,000 EUR 500,000 EUR 1 million EUR 2 million or more Please advise
Claims in the last five years *
Please choose None One Two or more
Anything else we should know
Your role in the supply chain *
Please choose Manufacturer or supplier Reseller with own brand Importer of goods from outside the EU Reseller of third party brands
Annual net turnover from these products in euros *
Are your products installed or processed further by your customers? *
Please choose Yes No
Do your products reach the US or Canada? *
Please choose No Yes, built in by customers Yes, shipped directly
Preferred limit of indemnity *
Please choose EUR 3 million EUR 5 million EUR 10 million Please advise
Should we also quote recall cost insurance?
Please choose Yes No
Anything else we should know
Which installations or substances are on site? *
Please choose Only usual operating materials in small containers Tanks or stores with substances hazardous to water Installation requiring a permit, for example under the Federal Immission Control Act Not sure
Do you work on clients' installations or premises? *
Please choose Yes No
Annual net turnover in euros *
Do you already have environmental cover? *
Please choose No or not sure Yes, as part of business liability Yes, as a separate policy
Environmental or liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
Sector *
Please choose Restaurant or hotel Bakery, patisserie or butcher Food retail Catering or canteen Other sector
Number of employees *
Annual turnover in euros
How long should a closure be covered? *
Please choose Up to 30 days Up to 60 days More than 60 days Please advise
Do you already have closure cover or an add on? *
Please choose Yes No
Official closures or work bans in the last five years *
Please choose None One Two or more
What matters to you
Main crop *
Please choose Cereals and oilseeds Maize, potatoes and beet Grassland and fodder Fruit Wine Vegetables, hops and specialty crops
Area to insure in hectares *
Federal state and district of the fields *
Cover wanted *
Please choose Hail only Hail, storm and heavy rain Multi-peril with frost Multi-peril with frost and drought
Existing cover *
Please choose None Hail insurance Multi-peril insurance
Weather losses in the last five years *
Please choose None One year with a loss Two or more years with a loss
Should the policy qualify for a subsidy?
Please choose Yes No
Legal form *
Please choose Sole trader Partnership GmbH or UG AG or other legal form
Number of employees *
Please choose up to 10 11 to 50 51 to 250 over 250
Annual net turnover in euros *
Who should be insured? *
Please choose Management only Management and senior staff All employees All employees and the company
Do you have D&O insurance? *
Please choose Yes No
Any criminal or fine proceedings in the last five years? *
Please choose Yes No
Anything else we should know
Your profession *
Please choose Doctor Dentist Psychotherapy or physiotherapy Other health profession
Type of practice *
Please choose Single-handed practice Group practice Medical care centre or other
Year of birth *
Preferred waiting period *
Please choose Short, about one week Two weeks Four weeks or longer Please advise
Scope of cover *
Please choose Illness and accident Also quarantine and practice bans Also standstill after physical damage Please advise
Anything else we should know
Which animals do you keep? *
Please choose Cattle Pigs Poultry Sheep or goats Several species
Production type *
Please choose Dairy Finishing Breeding or piglet production Mixed
Number of animals or places *
What would you like to insure? *
Please choose Business interruption after disease Mortality from illness and accident Both Please advise
Is the herd registered with the Tierseuchenkasse? *
Please choose Yes No
Animal losses or disease cases in the last five years *
Please choose None One Two or more
Anything else we should know
Type of business *
Please choose Vehicle sales Workshop Sales and workshop Other motor business
How many red trade plates do you have or need? *
Average value of your own vehicle stock *
Please choose No own stock Up to EUR 250,000 EUR 250,000 to 1 million Over EUR 1 million
Number of staff including owners *
Scope you are looking for *
Please choose Liability for red plates only Liability and partial cover Liability and comprehensive cover Please advise
Claims in the last five years *
Please choose None One Two or more
Anything else we should know
For example luxury or classic cars in stock, unfenced site, recovery service, motorcycles
Forest area in hectares *
Main tree species *
Please choose Mostly conifers Mostly broadleaf Mixed forest Not sure
Who owns the forest? *
Please choose Private person or family Farm or forestry business Community or cooperative Other
What should be insured? *
Please choose Liability only Liability and fire Liability, fire and storm Please advise
Does the forest border public roads or buildings? *
Please choose Yes No
Anything else we should know
Type of event *
Please choose Concert or festival Conference, convention or trade fair Corporate event Sports event Club or street festival Other
Date of the event (first day) *
Venue *
Please choose Permanent hall or building Open air Marquee or temporary structure Mixed
Total costs according to your budget (euros) *
Expected attendance *
Please choose up to 500 500 to 5,000 5,000 to 20,000 over 20,000
Cover required *
Please choose Core cover Core cover and key persons Core cover and weather All three sections
Artists, speakers or athletes the event cannot go ahead without
Type of business *
Please choose Restaurant or hotel Food retail or trade Pharmacy or medical practice Laboratory or other business
Highest value of goods in cold storage at one time *
Please choose up to EUR 10,000 EUR 10,000 to 50,000 EUR 50,000 to 250,000 over EUR 250,000
Number of fridges, freezers or cold rooms *
Is there temperature monitoring with an alarm? *
Please choose Yes No
Is there a backup generator?
Please choose Yes No
Spoilage claims in the last five years *
Please choose None one several
Existing contents insurance and insurer, if any
Who operates the turbine? *
Please choose Community wind farm or energy cooperative Farmer or individual operator Operating company, such as GmbH & Co. KG Other
Number of turbines *
Year of commissioning *
Maintenance *
Please choose Full service contract with the manufacturer Basic maintenance with the manufacturer Independent service company Not sure
What should be insured? *
Please choose Turbine, loss of revenue and liability Turbine and loss of revenue Operator liability only Please advise
Losses on the turbine in the last five years *
Please choose None One Two or more
Anything else we should know
Stock value at cost *
Please choose up to EUR 250,000 EUR 250,000 to 1 million EUR 1 to 5 million over EUR 5 million
Safe *
Please choose No safe Safe without certification EN 1143-1 grade I to III EN 1143-1 grade IV or higher
Intruder alarm connected to a monitoring centre *
Please choose Yes No
Third party goods on the premises *
Please choose None Customer goods in repair Consignment stock Both
Goods are shipped, shown at fairs or taken to customers *
Please choose Yes No
Losses in the last five years *
Please choose None one loss two losses three or more
Type of business and location *
Type of farm *
Please choose Arable Livestock Mixed farm Special crops, fruit or wine Other
Area farmed in hectares *
Cover you are looking for *
Please choose Farm liability only Liability, buildings and contents Full package with loss of income Please advise
Claims in the last five years *
Please choose None One Two or more
Anything else we should know
For example age and construction of the buildings, existing policies,
a planned purchase or handover
How do you practise? *
Please choose Own solo practice Joint practice or medical care centre (MVZ) Employed in a hospital or practice Locum or freelance doctor
Procedures and inpatient work *
Please choose No surgery Outpatient surgery Inpatient work or attending doctor Obstetrics
Number of doctors in the practice, including employed doctors *
Preferred limit per claim *
Please choose EUR 5 million EUR 7.5 million EUR 10 million Please advise
Liability claims or notified incidents in the last five years *
Please choose None One Two or more
Anything else we should know
Legal form of the practice *
Please choose Sole practitioner Partnership (GbR or Partnerschaft) GmbH or PartG mbB Other legal form
Annual net fee income in euros *
Number of principals and staff *
Preferred limit for property damage and financial loss *
Please choose State minimum EUR 1 million EUR 3 million or more Please advise
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
Legal form *
Please choose Sole trader or freelancer Partnership (GbR or similar) GmbH or UG Other legal form
Annual net turnover in euros *
Number of people working in the business, including owners *
Limit for financial loss you would like *
Please choose EUR 500,000 EUR 1 million EUR 2 million or more Please advise If a client requires a specific limit, please tell us below
Do you provide hosting, cloud services or software as a service to clients? *
Please choose Yes No
Do you have clients in the USA or Canada? *
Please choose Yes No
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
What is your role? *
Please choose Haulier with own vehicles Freight forwarder Warehouse keeper More than one of these
Number of own vehicles over 3.5 t *
Annual turnover from transport contracts in euros *
Where do you operate? *
Please choose Germany only Germany and neighbouring countries All of Europe Also outside Europe
Cargo claims in the last five years *
Please choose None One or two Three or more
Anything else we should know
Your role in the supply chain *
Please choose Manufacturer or supplier Reseller with own brand Importer of goods from outside the EU Reseller of third party brands
What kind of products are they? *
Please choose Consumer products other than food Food, drink or cosmetics Vehicle parts or accessories Other industrial products
Annual net turnover from these products in euros *
Do your products reach consumers? *
Please choose Yes No
Do your products reach the US or Canada? *
Please choose No Yes, built in by customers Yes, shipped directly
Has there been a recall or withdrawal in the last five years? *
Please choose Yes No
Anything else we should know
Number of employees in Germany, including temporary staff and trainees *
Annual net turnover in euros *
Legal form *
Please choose Sole trader Partnership GmbH, UG or AG Association, foundation or other
Positions filled per year *
Please choose up to 5 6 to 20 21 to 50 more than 50
Limit required *
Please choose €250,000 €500,000 €1 million Please advise
Existing policies *
Please choose Neither D&O insurance Business legal expenses D&O and business legal expenses
Do you employ staff outside Germany? *
Please choose Yes No
Discrimination claims in the last five years *
Please choose None One Several Proceedings are pending
Who is the cover for? *
Please choose Company Club or association Church or charitable organisation Municipality or other public body
How many people drive their own vehicle on business? *
Business kilometres per year, all persons together *
Please choose up to 10,000 km 10,000 to 50,000 km over 50,000 km Not yet known
Who should be insured? *
Please choose Employees only Employees, volunteers and board members Volunteers and board members only
Should loss of no-claims discount be included? *
Please choose Yes No Please advise
Accidents with private vehicles on business trips in the last three years *
Please choose None One Two or more
Anything else we should know
Cost of replacing all tools new, in euros *
Number of vehicles that carry tools *
Where are the vehicles parked at night? *
Please choose In a garage or closed yard On the street or an open car park It varies
Do tools stay on site overnight? *
Please choose Yes No
Tool damage or thefts in the last five years *
Please choose None One Two or more
Anything else we should know
Type of exhibition *
Please choose Trade fair or industry show Art or museum exhibition Touring exhibition Permanent exhibition or showroom
Total value of exhibits and loans (EUR) *
Value of stand, equipment and technology (EUR) *
Exhibitions or fairs per year *
Please choose One 2 to 5 6 to 15 more than 15
Exhibition locations *
Please choose Germany only Europe Worldwide
Are loans or consignment goods included? *
Please choose Yes No
How are goods transported? *
Please choose Own vehicles Forwarder or fine art shipper Both
Losses to exhibition goods in the last five years *
Please choose None One Several
Number of guards including part time staff *
Annual payroll in euros *
Cover required *
Please choose Statutory minimum under § 14 BewachV Higher limits as required by clients Please advise
Do you hold keys or access cards for clients? *
Please choose Yes No
Do you use guard dogs or defensive equipment? *
Please choose Yes No
Anything else we should know
Package travel turnover in the last financial year *
Please choose under EUR 1 million EUR 1 to 3 million EUR 3 to 10 million over EUR 10 million
What do you sell? *
Please choose Own package holidays Linked travel arrangements Both So far only agency sales
Usual deposit at booking *
Please choose up to 20 percent over 20 percent no deposit
Current protection *
Please choose None, new business Insurer Travel security fund Bank
Turnover in your strongest month (EUR) *
Do you have annual accounts for the last two years? *
Please choose Yes No
Type of trips and main destinations *
What do you need the cover for? *
Please choose Insurance broker Insurance agent (multi-tied) Insurance adviser Investments (§ 34f or § 34h) Residential mortgages (§ 34i) Several licences
Legal form *
Please choose Sole trader GbR or other partnership GmbH or UG Other legal form
Commission and fee income last year in euros *
Number of people giving advice or arranging business, including the owner *
Preferred sum insured *
Please choose Statutory minimum about EUR 2.5 million EUR 5 million or more Please advise
Claims or notified circumstances in the last five years *
Please choose None One Two or more
Anything else we should know
Type of authority *
Please choose Municipality or city District Joint authority Municipal company
Number of residents (for companies: number of staff) *
How are you covered today? *
Please choose Municipal mutual pool Municipal insurer Other insurer Not sure
Liability claims in the last five years *
Please choose None or a few Several a year Not sure
Anything else we should know
Number of own horses including school horses *
Number of livery horses *
Riding lessons *
Please choose No lessons On our own school horses Only on clients' horses On our own and clients' horses
Preferred sum insured *
Please choose 5 million euros 10 million euros 15 million euros Please advise
Should the arena and stables be insured as well? *
Please choose Yes No
Claims in the last five years *
Please choose None One Two or more
Anything else we should know
Type of licence *
Please choose Taxi Private hire with driver Taxi and private hire
Number of vehicles *
Vehicle (make, model, seats) *
Cover wanted *
Please choose Liability only Liability and partial cover Liability and comprehensive cover Please advise me
Liability claims in the last three years *
Please choose None One Two or more
Do you also drive for booking apps?
Please choose Yes No
Do employed or changing drivers use the vehicles?
Please choose Yes No
What type of service do you run? *
Please choose Home care service Care home or residential facility Day care or short term care Several of these
Number of places or clients served *
Number of staff including agency workers and freelancers *
Do you offer intensive or ventilation care at home? *
Please choose Yes No
Do you keep or use clients' keys? *
Please choose Yes No
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
Who is asking? *
Please choose Employer with a bike leasing scheme Employer without leasing, bikes owned by the company Self-employed with a business bike Bike dealer or leasing company
Number of bikes, now or planned *
Average purchase price per bike in euros *
Which bikes should be insured? *
Please choose Bicycles and pedelecs up to 25 km/h Also S-pedelecs up to 45 km/h Also cargo bikes Mixed, please advise
Cover required *
Please choose Comprehensive including theft Comprehensive and wear Comprehensive, wear and breakdown cover Please advise
Anything else we should know
Which activity should be insured? *
Please choose Dog walking or dog sitting Pet care in the owner's home Boarding with overnight stays Dog school or dog training Several of these
What is the largest number of animals you look after or walk at once? *
Do you hold a permit under § 11 of the Animal Welfare Act? *
Please choose Yes Applied for No or not required Not sure
Number of staff including owners and temporary helpers *
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
What is your main type of attraction? *
Please choose Adult ride Children's ride Walk-through or fun house Shooting gallery or raffle Food, drinks or confectionery
Replacement value of all attractions and trailers (euros) *
Which cover should we quote? *
Please choose Liability only Liability plus ride and transport cover Liability, ride cover and loss of income
Where do you travel? *
Please choose Germany only Neighbouring countries too All of Europe
Does every ride have a valid design approval in its inspection book? *
Please choose Yes No
Claims in the last five years *
Please choose None One Two or more
Type of pharmacy *
Please choose Single pharmacy Main pharmacy with branches Branch pharmacy New opening or takeover
Annual net turnover in euros *
Value of stock in euros *
Home delivery or mail order *
Please choose Neither Home delivery Home delivery and mail order
Do you vaccinate or offer pharmaceutical services? *
Please choose Yes No
Claims in the last five years *
Please choose None One Two or more
Anything else we should know
How do you work as a midwife? *
Please choose Self-employed without birth attendance Self-employed with home or birth centre births Self-employed in hospital births Employed with self-employed work on the side
How are you insured today? *
Please choose Through an association group contract With an individual policy Not insured yet Not sure
Births attended per year, if you attend births
Number of people in your practice including you *
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
Type of premises *
Please choose Shop or showroom Office or practice Workshop or production Warehouse Restaurant or café
Replacement value of furniture and equipment in euros *
Burglary protection *
Please choose Standard door locks only Security locks, bars or shutters Alarm system
Property claims in the last five years *
Please choose None One Two or more
What matters to you
How is the building used? *
Please choose Office or practice Retail Trade or production Warehouse or logistics Mixed with residential units
Who uses the building? *
Please choose Only my own business Let to other businesses Partly vacant
Year of construction *
Usable floor area in square metres *
Construction *
Please choose Masonry with hard roof Steel or hall construction Timber or timber frame Other or mixed
Building claims in the last five years *
Please choose None One Two or more
What matters to you
Annual turnover in euros *
Preferred indemnity period *
Please choose 12 months 18 months 24 months Please advise
Does the business depend on a single supplier or customer?
Please choose Yes No
Do you already have contents or buildings insurance? *
Please choose Yes No
Business interruptions in the last five years *
Please choose None One Two or more
What matters to you
Which equipment should be insured? *
Please choose Office IT and phone system Tills and inventory systems Medical equipment Measuring, testing and control technology Mixed
Replacement value of all devices in euros *
Are devices used away from the premises? *
Please choose Yes No
Should data and software be covered?
Please choose Yes No
Is any equipment leased or financed?
Please choose Yes No
Electronics claims in the last five years *
Please choose None One Two or more
What matters to you
Which machines do you want to insure? *
Please choose Fixed production machinery Construction plant and mobile equipment Technical plant such as compressors, refrigeration or CHP Mixed machinery
Average age of the machines *
Please choose Under 3 years 3 to 10 years Over 10 years
Is equipment used at changing sites? *
Please choose Yes No
Should loss of production be covered?
Please choose Yes No
Industry and main activity *
Anything else we should know
For example machine list, leasing, security measures, previous claims
How many vehicles are in the fleet? *
Which vehicles are in the fleet? *
Please choose Cars only Cars and vans up to 3.5 t Including trucks over 3.5 t Mixed with trailers or special vehicles
Cover required *
Please choose Liability only Liability and partial comprehensive Liability and fully comprehensive Different per vehicle
Claims in the fleet over the last three years *
Please choose None 1 to 3 4 to 10 More than 10
Who drives the vehicles? *
Please choose Named drivers only All employees Employees and family members, including private use
How is the fleet insured today? *
Please choose Individual policies Existing fleet contract New fleet
Anything else we should know
For example leasing, insurer's claims report, foreign trips, renewal date
Legal form *
Please choose Registered club (e.V.) Unregistered club or initiative Federation or umbrella organisation Other legal form
Number of members *
Events with guests per year *
Please choose None Up to five More than five
Visitors at your largest event
Preferred limit of indemnity *
Please choose EUR 3 million EUR 5 million EUR 10 million Please advise
Liability claims in the last five years *
Please choose None One Two or more
Anything else we should know
Number of employees including agency workers *
Annual turnover *
Please choose up to EUR 2 million EUR 2 to 10 million EUR 10 to 50 million over EUR 50 million
Who approves payments? *
Please choose One person alone Two people for larger amounts Always two people External bookkeeping
Are changed bank details verified by call back? *
Please choose Yes No
Do you already have cyber insurance? *
Please choose Yes No
Desired sum insured *
Please choose up to EUR 250,000 EUR 250,000 to 1 million EUR 1 to 5 million over EUR 5 million
Fraud or embezzlement cases in the last five years *
Please choose None One case Several cases Prefer not to say
Sector and business activity *
Annual company turnover *
Please choose up to EUR 1 million EUR 1 to 5 million EUR 5 to 25 million EUR 25 to 100 million over EUR 100 million
Number of employees *
Sector and business activity *
Do you sell online or accept card payments? *
Please choose Yes No
How is your data backed up? *
Please choose Daily, separated from the network or offline Daily, but on the same network Less often than daily Not sure
Is multi-factor authentication set up for email and remote access? *
Please choose Yes No
Security incidents in the last five years *
Please choose None One Several
Preferred limit of indemnity
Please choose EUR 250,000 EUR 500,000 EUR 1 million EUR 2 million or more Please advise Rule of thumb: cost of three to four weeks of downtime plus recovery
Who is asking? *
Please choose Employer planning to introduce a company pension Employer with an existing scheme Employee with questions about my own company pension
Number of employees *
Industry *
Does a collective agreement apply? *
Please choose Yes, with pension rules Yes, without pension rules No Not sure
Existing funding routes *
Please choose No company pension yet Direct insurance Pensionskasse or pension fund Support fund or direct promise Several or unclear
Planned employer contribution *
Please choose Legal minimum top-up only Top-up above the minimum Fully employer-funded Not decided yet
What matters to you
For example English-language admin, staff from abroad, director's pension, reviewing old contracts
Number of employees to be insured *
Average age of the workforce (approx.)
Main focus of the plan *
Please choose Health budget Dental Hospital Prevention and vision Not decided yet
Planned premium per employee per month *
Please choose up to EUR 20 EUR 20 to 35 EUR 35 to 50 over EUR 50 Not decided yet
Should family members be able to join at group rates?
Please choose Yes No
Do you already have company health insurance? *
Please choose Yes No
Number of people to be insured *
Scope of cover *
Please choose 24 hours, work and leisure Work only Not decided yet
Employees' activities *
For example office, field sales, installation, warehouse, drivers
Disability base sum per person *
Please choose EUR 50,000 EUR 100,000 EUR 200,000 more than EUR 200,000 Please advise
Death benefit required?
Please choose Yes No
Does a collective or works agreement require the cover? *
Please choose Yes No
