Occident GCO, Sociedad Anónima: cancelling, claims and complaints

OCCIDENT GCO, SOCIEDAD ANÓNIMA DE SEGUROS Y REASEGUROS has its head office in Madrid, Spain. The Spanish insurance supervisor DGSFP lists it under code C0468. This page explains where your cancellation goes, the notice period under Spanish law, how to report a claim and whom to contact with a complaint.

How to cancel with Occident GCO, Sociedad Anónima

Send the cancellation to the address on your policy. If none is given, the head office is right:

OCCIDENT GCO, SOCIEDAD ANÓNIMA DE SEGUROS Y REASEGUROS
Calle Méndez Álvaro, 31
28045 Madrid
Spain

Spanish policies usually renew for one year at a time. To stop the renewal you must tell the insurer in writing at least one month before the current period ends; the insurer needs two months (article 22 of the Spanish Insurance Contract Act, Ley 50/1980).

Give your policy number, your name and the date, and ask for confirmation of receipt.

Reporting a claim to Occident GCO, Sociedad Anónima

Spanish law requires you to report the loss within seven days of learning about it, unless the policy allows longer (article 16, Ley 50/1980).
You must do what you can to limit the consequences (article 17, Ley 50/1980).
Collect photos, receipts and names of witnesses; for theft you also need a police report (denuncia).
Keep your policy number at hand.

Phone and website from the register; your policy takes precedence.

Complaints about Occident GCO, Sociedad Anónima

Each year the Spanish supervisor DGSFP publishes which insurers drew the most complaints to its complaints service. Occident GCO, Sociedad Anónima appears in these tables of the 2024 report:

Most complaints: rank 4 of 25, 475 complaints (358 the year before)
Largest premium volume: rank 9 of 25
Highest rate per policy: rank 12 of 25
Cases decided: 155, of which 51 in favour of the customer, including cases where the insurer gave in
Complaints to the insurer's own customer service compared: rank 8 of 25

Rank 1 means the most complaints or the highest rate. The DGSFP does not rate insurer quality with this list; large insurers have more customers and therefore more complaints.

Where to complain

In Spain every insurer must run its own complaints service (Servicio de Atención al Cliente). If it does not answer or the answer does not satisfy you, you can turn to the complaints service of the supervisor DGSFP (Orden ECC/2502/2012).

Customer complaints service (register)

SABINO ARANA, 20 1ª PLANTA, 48013 Bilbao
944898210
Defensa.cliente.gco@gco.com

Premiums in the official statistics

According to the DGSFP annual statistics for 2024: non-life premiums 2,320.5 million euros, market share 4.44 per cent; life 858.3 million euros, market share 2.91 per cent.

What Occident GCO, Sociedad Anónima is licensed to insure

According to the register the company is licensed for 20 classes:

00 Life
01 Accident
02 Sickness
03 Land vehicles (comprehensive)
04 Railway rolling stock
05 Aircraft
06 Ships (sea, lake and river)
07 Goods in transit
08 Fire and natural forces
09 Other damage to property
10 Motor vehicle liability
11 Aircraft liability
12 Liability for ships
13 General liability
14 Credit
15 Suretyship
16 Miscellaneous financial loss
17 Legal expenses
18 Assistance
19 Funeral expenses

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Questions

Where do I send a cancellation to Occident GCO, Sociedad Anónima?

To the address on your policy, otherwise to the head office: OCCIDENT GCO, SOCIEDAD ANÓNIMA DE SEGUROS Y REASEGUROS, Calle Méndez Álvaro, 31, 28045 Madrid.

How much notice do I need to give?

At least one month before the current period ends, in writing (article 22, Ley 50/1980).

Who supervises Occident GCO, Sociedad Anónima?

The Spanish insurance supervisor DGSFP (Dirección General de Seguros y Fondos de Pensiones).

Sources

Updated: 16 October 2026 · Insurers in Spain · Insurers in Germany