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UMAS, Union Mutua Asistencial de Seguros A Prima FIJA: cancelling, claims and complaints

UMAS, UNION MUTUA ASISTENCIAL DE SEGUROS A PRIMA FIJA has its head office in Madrid, Spain. The Spanish insurance supervisor DGSFP lists it under code M0363. This page explains where your cancellation goes, the notice period under Spanish law, how to report a claim and whom to contact with a complaint.

How to cancel with UMAS, Union Mutua Asistencial de Seguros A Prima FIJA

Send the cancellation to the address on your policy. If none is given, the head office is right:

UMAS, UNION MUTUA ASISTENCIAL DE SEGUROS A PRIMA FIJA
CL STA ENGRACIA, 10-12
28010 Madrid
Spain

Spanish policies usually renew for one year at a time. To stop the renewal you must tell the insurer in writing at least one month before the current period ends; the insurer needs two months (article 22 of the Spanish Insurance Contract Act, Ley 50/1980).

Give your policy number, your name and the date, and ask for confirmation of receipt.

Reporting a claim to UMAS, Union Mutua Asistencial de Seguros A Prima FIJA

  1. Spanish law requires you to report the loss within seven days of learning about it, unless the policy allows longer (article 16, Ley 50/1980).
  2. You must do what you can to limit the consequences (article 17, Ley 50/1980).
  3. Collect photos, receipts and names of witnesses; for theft you also need a police report (denuncia).
  4. Keep your policy number at hand.

Phone and website from the register; your policy takes precedence.

Complaints about UMAS, Union Mutua Asistencial de Seguros A Prima FIJA

UMAS, Union Mutua Asistencial de Seguros A Prima FIJA does not appear in the rankings of the DGSFP complaints report for 2024. The report only names the 25 insurers with the most complaints or the highest rate in each table, not a complete list.

Where to complain

In Spain every insurer must run its own complaints service (Servicio de Atención al Cliente). If it does not answer or the answer does not satisfy you, you can turn to the complaints service of the supervisor DGSFP (Orden ECC/2502/2012).

Customer complaints service (register)

CL Santa Engracia 10-12, Local, 28010 Madrid
913191010
cristobalsanchez@umas.es

Premiums in the official statistics

According to the DGSFP annual statistics for 2024: non-life premiums 26.8 million euros, market share 0.05 per cent; life 0.0 million euros, market share 0.00 per cent.

What UMAS, Union Mutua Asistencial de Seguros A Prima FIJA is licensed to insure

According to the register the company is licensed for 8 classes:

  • 01 Accident
  • 02 Sickness
  • 03 Land vehicles (comprehensive)
  • 08 Fire and natural forces
  • 09 Other damage to property
  • 10 Motor vehicle liability
  • 13 General liability
  • 17 Legal expenses

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Questions

Where do I send a cancellation to UMAS, Union Mutua Asistencial de Seguros A Prima FIJA?

To the address on your policy, otherwise to the head office: UMAS, UNION MUTUA ASISTENCIAL DE SEGUROS A PRIMA FIJA, CL STA ENGRACIA, 10-12, 28010 Madrid.

How much notice do I need to give?

At least one month before the current period ends, in writing (article 22, Ley 50/1980).

Who supervises UMAS, Union Mutua Asistencial de Seguros A Prima FIJA?

The Spanish insurance supervisor DGSFP (Dirección General de Seguros y Fondos de Pensiones).

Sources

Updated: 16 October 2026 · Insurers in Spain · Insurers in Germany