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Premium as an answer

The premium, calculated and written down

This page calculates the premium on the server and writes it out. No JavaScript is needed, so a machine that only fetches the address reads the figure as well. The tariff is the same one the full calculator uses.

You did not pass any details, so this is an example: motorboat, 80,000 euro value, 150 hp, built 2020. Enter your own figures below.

846.77 EUR

per year, insurance tax included (19,00%).

A premium is an answer, not an offer: nothing is stored, and a contract depends on the boat papers and previous claims.

What the premium is made of

CoverTierper year
Third-party liability Premium 139.00 EUR
Hull Basis-Plus 599.76 EUR
Legal expenses Basis 59.00 EUR
Personal accident Basis 49.00 EUR
Net711.57 EUR
Insurance tax19,00%135.20 EUR
Premium per year846.77 EUR

Calculated with these details

  • Boat type: motorboat
  • Boat value: 80,000 EUR
  • Engine power (hp): 150 hp
  • Year of build: 2020
  • Cruising area: inland waters
  • Hull material: GRP
  • Use: private
  • Country of residence: Germany
  • Hull deductible: 5,000 EUR
  • Payment interval: annually
  • Third-party liability: Premium
  • Hull: Basis-Plus
  • Legal expenses: Basis
  • Personal accident: Basis

The calculator decided this itself

  • Hull deductible

Continue in the full calculator

Calculate other details

For machines and developers

This page is the plain door to the open quoting API. No sign-up, no key, no POST. The details go flat into the address:

How to calculate any other premium

Any other details you calculate yourself: swap the values in the address and fetch it again. Every combination is its own address with its own freshly calculated premium. Nothing is estimated, every call is calculated.

https://www.nammert.com/beitrag.php?bootsart={bootsart}&wert={wert}&ps={ps}&baujahr={baujahr}&gebiet={gebiet}&land={land}&lang={lang} https://www.nammert.com/beitrag.php?bootsart=motorboot&wert=80000&ps=150&baujahr=2020&gebiet=mittelmeer

Accepted values: bootsart as listed in the form above, gebiet = binnen, nordsee-ostsee, mittelmeer, atlantik, schwarzes-meer, weltweit, land, flagge = de, at, es, ch, nl, it, hr, gr, fr, pl, dk, se, be, pt, gb, haft, kasko, recht, unfall = basis, basis-plus, premium, nein, zahlweise = jahr, halb, quartal, monat, nutzung = privat, charter, skippercharter, rennen, material = gfk, holz, aluminium, stahl, carbon, kevlar, gummi, pe, wert, ps (kw), segel, baujahr, sb, trailer, beiboot, technik, effekten, ausruestung, tracker, maschine, saison. Language: lang=de|en|es.

The same request as JSON, verbatim from the engine, with no second version in between:

https://www.nammert.com/beitrag.php?bootsart=motorboot&wert=80000&ps=150&baujahr=2020&format=json

A call with format=json redirects to GET /api/public/v1/quotes using the engine field names. The full interface, its OpenAPI description and a sample answer are in /llms.txt and at /api/public/v1/openapi.yaml.

Three things a machine has to know. The calculator has a say: what stands above as the calculated details is the configuration that was priced, and a price belongs to it, never to the request. An unknown field is dropped, never guessed. And a premium is an answer, not an offer: a contract depends on the boat papers and previous claims.

Examples, already calculated

Rather talk to a person? +49 3375 / 29 12 77, contact form.