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Allures 40.9 insurance: calculate your premium

Model page, insured as a sailing yacht

We insure the Allures 40.9 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make

Allures

Type of boat

sailing yacht

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Length 12.65 m against a metre scale, to scale. Built 2016 to 2027.

Technical data

Length overall

Manufacturer figures for the Allures 40.9, 2026 model year; your own papers count.

Allures 40.9: cover, cost and conditions

Allures 40.9: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

For the Allures 40.9: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.

What does cover for a Allures 40.9 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the Allures 40.9 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

Not to be mixed up with its sisters: this is the Allures 40.9, number forty.

What is a used Allures 40.9 worth?

A used Allures 40.9 built between 2019 and 2024 in average condition is typically worth between

€290,100 and €442,200 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2024€347,400 to €442,200€394,800
2023€341,300 to €434,400€387,800
2022€329,400 to €419,200€374,300
2021€325,300 to €413,900€369,600
2020€303,300 to €386,000€344,600
2019€290,100 to €369,300€329,700

Does the sum insured on your Allures 40.9 still match what it is worth today?

After a total loss, that number is what counts.

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Allures 40.9?

Yes.

Neither the make nor the model decides whether the Allures 40.9 is insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a Allures 40.9 cost?

For the Allures 40.9: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the Allures 40.9 vary with the papers and the model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the Allures 40.9 is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your Allures 40.9 free of charge,

you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

Allures 45.9 Allures 51.9 Allures Horizon 47

All models by Allures

Motoryacht in Seitenansicht am Steg

Allures 40.9 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A woman laughs at the wheel of a sailing yacht, her partner sits in the cockpit, the sunlit sea beyond the stern

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77