Home / Bella / Flipper / 485 R
Bella / Flipper 485 R insurance: calculate your premium
Model page, insured as a motorboat
We insure the Bella / Flipper 485 R as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Bella / Flipper 485 R, 2026 model year; your own papers count.
Bella / Flipper 485 R: cover, cost and conditions
Bella / Flipper 485 R: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Bella / Flipper 485 R: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Bella / Flipper 485 R cost? The premium starts from €49 a year. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Bella / Flipper 485 R with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Bella / Flipper 485 R,
number four hundred eighty-five.
Frequently asked
Does NAMMERT insure the Bella / Flipper 485 R?
Yes.
Neither the make nor the model decides whether the Bella / Flipper 485 R is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Bella / Flipper 485 R cost?
For the Bella / Flipper 485 R: Cover starts from €49 a year.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Bella / Flipper 485 R vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Bella / Flipper 485 R is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Bella / Flipper 485 R free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Bella / Flipper 485 R insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
