Home / Bella / Flipper / Flipper 640 DC
Bella / Flipper 640 DC insurance: calculate your premium
Model page, insured as a motorboat
We insure the Bella / Flipper 640 DC as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Bella / Flipper Flipper 640 DC: cover, cost and conditions
The Flipper 640 DC belongs to the model range Flipper 640 to 900, which has been listed since 2005 and up to today. The motorboat is insured in our portfolio, and seven further models of the brands Bella and Flipper are recorded with us. We have no further details on dimensions and engines for this model.
Trailering and launching are often part of everyday life with boats of this size. A boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the cover also applies during craning, during launching and in transit between the berth and winter storage. You can add it to the hull cover for a premium.
Third-party liability is the basis, with a limit of indemnity of 10 to 50 million euros in the levels Basis, Basis-Plus and Premium. Limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage.
What is a used Bella / Flipper 640 DC worth?
A used Bella / Flipper 640 DC built between 2015 and 2018 in average condition is typically worth
between €25,000 and €38,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2018 | €30,400 to €38,700 | €34,600 |
| 2017 | €28,600 to €36,400 | €32,500 |
| 2016 | €26,500 to €33,700 | €30,100 |
| 2015 | €25,000 to €31,800 | €28,400 |
Does the sum insured on your Bella / Flipper 640 DC still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the trailer have to be insured separately?
For the Bella / Flipper 640 DC:
The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus,
provided it is named in the application with its value.
You can add it to the hull cover for a premium.
The journey to the water and back to winter storage is also covered.
Does a long production period count against an older boat?
No, not for the Bella / Flipper 640 DC either: We insure regardless of the year of construction,
the place of purchase and previous owners.
What matters for the level of the premium is value, year of construction,
engine power and cruising range.
Other models by this make
Bella / Flipper 640 DC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
