Cobia 285 Open insurance: calculate your premium
Model page, insured as a fishing boat
We insure the Cobia 285 Open as a fishing boat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
fishing boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
Manufacturer figures for the Cobia 285 Open, 2026 model year; your own papers count.
Cobia 285 Open: cover, cost and conditions
Cobia 285 Open: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Cobia 285 Open: On a fishing boat the gear is the underestimated value: sonar, bow motor, batteries and rod holders add up to more than the hull. Fitted equipment is included in hull cover when it is part of the sum insured.
What does cover for a Cobia 285 Open cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Cobia 285 Open with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Frequently asked
Does NAMMERT insure the Cobia 285 Open?
Yes.
Neither the make nor the model decides whether the Cobia 285 Open is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Cobia 285 Open cost?
For the Cobia 285 Open: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Cobia 285 Open vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Cobia 285 Open is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Cobia 285 Open free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Cobia 285 Open insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
