Draco 2000 HT insurance: calculate your premium
Model page, insured as a motorboat
If you own a Draco 2000 HT, you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Draco 2000 HT: cover, cost and conditions
Four further Draco models stand alongside the 2000 HT in our list, and the motorboat itself already sails in our portfolio. Further details such as length or engines are not recorded with us for this model. For the application, the figures from your own papers count in any case.
When buying second hand, the replacement value determines how much is available in the event of a claim. For this we agree an agreed value and pay with no deduction for depreciation. That keeps the amount comprehensible, instead of shifting year after year through a depreciated-value calculation.
Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis in the Basis, Basis-Plus and Premium tariff levels. We insure regardless of the year of construction, the place of purchase and previous owners. Up to a sum insured of 2.5 million euros the policy is taken out online, above that we examine each case individually.
What is a used Draco 2000 HT worth?
A used Draco 2000 HT built between 1975 and 1982 in average condition is typically worth between
€8,700 and €11,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1982 | €9,000 to €11,400 | €10,200 |
| 1981 | €9,100 to €11,600 | €10,400 |
| 1980 | €9,100 to €11,600 | €10,400 |
| 1979 | €8,700 to €11,100 | €9,900 |
| 1978 | €8,700 to €11,100 | €9,900 |
| 1977 | €8,700 to €11,100 | €9,900 |
| 1976 | €8,700 to €11,100 | €9,900 |
| 1975 | €8,700 to €11,100 | €9,900 |
Does the sum insured on your Draco 2000 HT still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
How is the value of a used boat determined?
For the Draco 2000 HT: Through the agreed value.
It is agreed when the policy is taken out and applies in the event of a claim with no deduction
for depreciation, so that the amount does not depend on a later depreciated-value calculation.
Does the number of previous owners matter?
No, not for the Draco 2000 HT either: We insure regardless of the year of construction,
the place of purchase and previous owners.
What is decisive are the type of boat, value, engine power and cruising range,
not the boat's history.
Other models by this make
Draco 2000 HT insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
