Drago 545 FS insurance: calculate your premium
Model page, insured as a motorboat
If you own a Drago 545 FS, you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Drago 545 FS: cover, cost and conditions
Alongside the Drago 545 FS, a motorboat from our portfolio, there are 16 further models of the same brand. Little is recorded about this type; for the policy your own details from the boat certificate count anyway. Dimensions or engine are not recorded for this entry.
When buying second hand, the agreed value determines what is paid in the event of a claim. We set it as an agreed value and pay with no deduction for depreciation, in the Premium tariff without an age limit for the boat. The agreed value is set when the policy is taken out, not only in the event of a claim.
Collision, grounding, vandalism and theft of parts including the outboard belong to full hull cover. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis, and a boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
What is a used Drago 545 FS worth?
A used Drago 545 FS built between 2016 and 2024 in average condition is typically worth between
€24,600 and €54,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €40,600 to €51,600 | €46,100 |
| 2023 | €42,400 to €54,000 | €48,200 |
| 2022 | €41,100 to €52,300 | €46,700 |
| 2021 | €33,600 to €42,800 | €38,200 |
| 2020 | €31,100 to €39,500 | €35,300 |
| 2019 | €29,700 to €37,800 | €33,700 |
| 2018 | €27,900 to €35,500 | €31,700 |
| 2017 | €26,700 to €33,900 | €30,300 |
| 2016 | €24,600 to €31,400 | €28,000 |
Does the sum insured on your Drago 545 FS still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
What does agreed value mean in the event of a claim?
For the Drago 545 FS: The agreed value is the value we set together.
In a total loss, the compensation is based on this amount, with no deduction for depreciation and,
in the Premium tariff, without an age limit.
Is grounding covered?
For the Drago 545 FS: Under full hull cover, yes.
It includes grounding, collision, vandalism and theft of parts including the outboard.
Limited hull cover covers fire, storm, lightning strike and theft of the entire boat.
Other models by this make
Drago 545 FS insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
