Hardy 50DS insurance: calculate your premium
Model page, insured as a motor yacht
The Hardy 50DS is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Hardy 50DS, 2026 model year; your own papers count.
Hardy 50DS: cover, cost and conditions
For the Hardy 50DS we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Hardy 50DS starts from €49 a year. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Hardy 50DS with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Hardy 50DS, number fifty.
What is a used Hardy 50DS worth?
A used Hardy 50DS built between 2016 and 2018 in average condition is typically worth between
€282,500 and €432,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2018 | €340,000 to €432,700 | €386,300 |
| 2017 | €304,300 to €387,300 | €345,800 |
| 2016 | €282,500 to €359,500 | €321,000 |
Does the sum insured on your Hardy 50DS still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hardy 50DS?
Yes.
Whether we insure the Hardy 50DS depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Hardy 50DS cost?
For the Hardy 50DS the premium starts from €49 a year.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Hardy 50DS, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Hardy 50DS is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Hardy 50DS is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Hardy 50DS insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
