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K & S Polyboats Kilkruiser 650 insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the K & S Polyboats Kilkruiser 650: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
K & S Polyboats Kilkruiser 650: cover, cost and conditions
The Kilkruiser 650 from K und S Polyboats forms its own model range, built from 1970 to 1990. It is listed with us as a motorboat, is already part of our portfolio, and three further models of the brand are on record. The construction period says a lot about how such a boat changes hands today.
Boats from that period are bought second-hand, and not every purchase goes smoothly. Concealed defects or a dispute with a yard after a repair quickly end up with lawyers. Legal expenses cover for water sports can therefore be included and also covers disputes following the purchase of a used boat.
For the boat itself, full hull cover works with an agreed value and pays compensation with no deduction for depreciation, in the Premium tariff with no age limit. We insure regardless of year of construction, place of purchase and previous owners, and small series and self-built boats are insurable too.
What is a used K & S Polyboats Kilkruiser 650 worth?
A used K & S Polyboats Kilkruiser 650 built between 1973 and 1987 in average condition is
typically worth between €10,100 and €14,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1987 | €11,300 to €14,400 | €12,800 |
| 1986 | €11,100 to €14,100 | €12,600 |
| 1985 | €11,000 to €14,000 | €12,500 |
| 1984 | €10,700 to €13,700 | €12,200 |
| 1983 | €10,800 to €13,800 | €12,300 |
| 1982 | €10,600 to €13,500 | €12,100 |
| 1981 | €10,700 to €13,600 | €12,200 |
| 1980 | €10,600 to €13,400 | €12,000 |
| 1979 | €10,100 to €12,900 | €11,500 |
| 1978 | €10,100 to €12,900 | €11,500 |
| 1977 | €10,100 to €12,900 | €11,500 |
| 1976 | €10,100 to €12,900 | €11,500 |
| 1975 | €10,100 to €12,900 | €11,500 |
| 1974 | €10,200 to €13,000 | €11,600 |
| 1973 | €10,200 to €13,000 | €11,600 |
Does the sum insured on your K & S Polyboats Kilkruiser 650 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does insurance help in a dispute after buying a used boat?
For the K & S Polyboats Kilkruiser 650:
Legal expenses cover for water sports is also offered and covers, among other things,
disputes following the purchase of a used boat or with a yard.
It is agreed in addition to the boat insurance.
Are conversions and work done by the owner a problem?
No, not for the K & S Polyboats Kilkruiser 650 either:
Small series and self-built boats are insurable too.
Conversions and retrofitted equipment belong in the list so that they are included in the agreed
value.
Other models by this make
K & S Polyboats Kilkruiser 650 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
