Ryds 485 FC insurance: calculate your premium
Model page, insured as a motorboat
If you own a Ryds 485 FC, you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Ryds 485 FC: cover, cost and conditions
The Ryds 485 FC also appears in papers simply as 485, and we list it as a motorboat in our portfolio. Five further models of the brand are recorded, and alternative spellings are a recurring topic with all of them.
More important than the spelling is that boat and contract match. State the designation as it appears in your documents, then the contract can later be assigned without queries. The name itself does not influence the premium.
Calculation is based on type of boat, value, year of construction, engine output and cruising range. Limited hull cover and full hull cover build on that, the latter with an agreed value, with no deduction for depreciation and in the Premium tariff without any age limit. Limited hull cover applies to fire, storm, lightning strike and theft of the whole boat.
Also recorded as
In papers the Ryds 485 FC also goes by these names; none changes the premium.
What is a used Ryds 485 FC worth?
A used Ryds 485 FC built between 1986 and 2004 in average condition is typically worth between
€3,400 and €10,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2004 | €6,300 to €8,100 | €7,200 |
| 2003 | €6,300 to €8,000 | €7,200 |
| 2002 | €6,300 to €8,100 | €7,200 |
| 2001 | €7,900 to €10,100 | €9,000 |
| 2000 | €5,600 to €7,200 | €6,400 |
| 1999 | €6,700 to €8,500 | €7,600 |
| 1998 | €5,100 to €6,500 | €5,800 |
| 1997 | €4,700 to €6,000 | €5,300 |
| 1996 | €6,400 to €8,200 | €7,300 |
| 1995 | €4,800 to €6,200 | €5,500 |
| 1994 | €4,700 to €5,900 | €5,300 |
| 1993 | €4,600 to €5,800 | €5,200 |
| 1988 | €3,500 to €4,500 | €4,000 |
| 1987 | €3,500 to €4,500 | €4,000 |
| 1986 | €3,400 to €4,400 | €3,900 |
Does the sum insured on your Ryds 485 FC still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Which designation should you state in the application?
For the Ryds 485 FC: The one from your papers, so 485 FC or 485.
Both lead to the same boat, what matters are the technical details behind it.
Does a different spelling change the premium?
No, not for the Ryds 485 FC either: The premium is based on type of boat, value,
year of construction, engine output and cruising range, never on brand or model name.
Other models by this make
Ryds 485 FC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
