Sea Ray 220 DA insurance: calculate your premium
Model page, insured as a motorboat
For us the Sea Ray 220 DA (two hundred twenty) is a motorboat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Sea Ray 220 DA: cover, cost and conditions
Sea Ray 220 DA: this motor boat sails in our portfolio, 72 further models of the brand are recorded with us. On dimensions and engine fit of this model we have no details, which is why for the quotation we start from your documents.
When buying second hand, the replacement value is the figure the agreed value is based on, not the purchase price paid. We insure regardless of year of build, place of purchase and previous owners, so that the boat's history does not stand in the way of the cover.
For disputes after the purchase of a used boat or with a shipyard we also offer legal expenses cover for water sports. Full hull cover pays compensation with no deduction for depreciation, in the Premium tariff without an age limit, and includes collision, grounding, vandalism and theft of parts.
What is a used Sea Ray 220 DA worth?
A used Sea Ray 220 DA built between 1988 and 1992 in average condition is typically worth between
€15,000 and €20,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1992 | €16,000 to €20,400 | €18,200 |
| 1991 | €16,300 to €20,700 | €18,500 |
| 1990 | €15,500 to €19,700 | €17,600 |
| 1989 | €15,100 to €19,200 | €17,100 |
| 1988 | €15,000 to €19,100 | €17,100 |
Does the sum insured on your Sea Ray 220 DA still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Should I insure the purchase price or the market value?
For the Sea Ray 220 DA: What matters is the replacement value.
It is agreed as an agreed value,
so that in the event of a claim the amount is established and does not first have to be negotiated.
Does the insurance help in a dispute with the seller?
For the Sea Ray 220 DA: For that there is legal expenses cover for water sports,
which we also offer.
It applies in a dispute after the purchase of a used boat or with a shipyard,
separately from the boat insurance.
Other models by this make
Sea Ray 220 DA insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
