Shetland 640 insurance: calculate your premium
Model page, insured as a motorboat
If you own a Shetland 640, you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Shetland 640: cover, cost and conditions
Our records list the Shetland 640 as a motorboat, and it is already sailing in our portfolio. The number in the name is a type designation from which we derive no length; what is decisive are the dimensions from your own documents.
More happens in winter storage than many expect: storm damage to the shed, water in the cover, theft. Limited hull cover covers fire, storm, lightning strike, theft of the entire boat and expressly damage in winter storage. Theft of parts including the outboard belongs to full hull cover.
Nine further models of the brand are listed with us. Cover applies beyond that during craning, launching and transport, and a boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. The premium follows the type of boat, value, year of construction, engine power and cruising range.
What is a used Shetland 640 worth?
A used Shetland 640 built between 1974 and 1989 in average condition is typically worth between
€9,300 and €14,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1989 | €11,400 to €14,500 | €13,000 |
| 1988 | €11,400 to €14,600 | €13,000 |
| 1987 | €11,200 to €14,200 | €12,700 |
| 1986 | €10,900 to €13,900 | €12,400 |
| 1985 | €10,800 to €13,800 | €12,300 |
| 1984 | €10,600 to €13,500 | €12,100 |
| 1982 | €9,700 to €12,300 | €11,000 |
| 1980 | €9,700 to €12,300 | €11,000 |
| 1979 | €9,300 to €11,900 | €10,600 |
| 1978 | €9,300 to €11,900 | €10,600 |
| 1977 | €9,300 to €11,900 | €10,600 |
| 1976 | €9,300 to €11,900 | €10,600 |
| 1975 | €9,300 to €11,900 | €10,600 |
| 1974 | €9,300 to €11,900 | €10,600 |
Does the sum insured on your Shetland 640 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Do I have to suspend the contract over the winter?
No, not for the Shetland 640 either: Cover applies continuously, including in winter storage,
during craning and during launching.
There is no time window and no night clause in our hull insurance.
What is insured in the event of theft in winter storage?
For the Shetland 640: Theft of the entire boat is already covered by limited hull cover,
as is damage in winter storage.
For the theft of individual parts you need full hull cover.
Other models by this make
Shetland 640 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
