Zodiac Open 4.2 insurance: calculate your premium
Model page, insured as a inflatable
We insure the Zodiac Open 4.2 as a inflatable, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
inflatable
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
Manufacturer figures for the Zodiac Open 4.2, 2026 model year; your own papers count.
Zodiac Open 4.2: cover, cost and conditions
Zodiac Open 4.2: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Zodiac Open 4.2: On an inflatable the line runs between sudden damage and ageing: cuts, collision and vandalism are covered, porous seams after many summers are not. The engine usually carries most of the value and belongs in the policy with its serial number.
What does cover for a Zodiac Open 4.2 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Zodiac Open 4.2 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Zodiac Open 4.2, number four.
What is a used Zodiac Open 4.2 worth?
A used Zodiac Open 4.2 built between 2021 and 2024 in average condition is typically worth between
€13,100 and €23,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €13,100 to €16,700 | €14,900 |
| 2023 | €18,200 to €23,200 | €20,700 |
| 2022 | €17,300 to €22,100 | €19,700 |
| 2021 | €16,100 to €20,500 | €18,300 |
Does the sum insured on your Zodiac Open 4.2 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Zodiac Open 4.2?
Yes.
Neither the make nor the model decides whether the Zodiac Open 4.2 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Zodiac Open 4.2 cost?
For the Zodiac Open 4.2: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Zodiac Open 4.2 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Zodiac Open 4.2 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Zodiac Open 4.2 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Zodiac Open 4.2 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
