Zodiac Pro Open 650 insurance: calculate your premium
Model page, insured as a inflatable
The Zodiac Pro Open 650 is insurable with us as a inflatable, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
inflatable
Premium
from €39 a year for a sailing boat, from €49 for a motorboat
Zodiac Pro Open 650: cover, cost and conditions
For the Zodiac Pro Open 650 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Zodiac Pro Open 650 starts from €39 a year for a sailing boat, from €49 for a motorboat. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Zodiac Pro Open 650 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Zodiac Pro Open 650, number six hundred fifty.
What is a used Zodiac Pro Open 650 worth?
A used Zodiac Pro Open 650 built between 1999 and 2024 in average condition is typically worth
between €14,200 and €50,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €33,900 to €43,200 | €38,500 |
| 2023 | €39,500 to €50,300 | €44,900 |
| 2022 | €38,500 to €49,100 | €43,800 |
| 2021 | €35,200 to €44,800 | €40,000 |
| 2020 | €32,300 to €41,100 | €36,700 |
| 2019 | €30,300 to €38,500 | €34,400 |
| 2018 | €28,100 to €35,700 | €31,900 |
| 2017 | €26,100 to €33,200 | €29,600 |
| 2016 | €24,500 to €31,100 | €27,800 |
| 2015 | €23,300 to €29,600 | €26,400 |
| 2014 | €22,200 to €28,200 | €25,200 |
| 2013 | €20,700 to €26,300 | €23,500 |
| 2012 | €19,900 to €25,300 | €22,600 |
| 2011 | €19,500 to €24,800 | €22,100 |
| 2010 | €18,800 to €24,000 | €21,400 |
| 2009 | €18,300 to €23,300 | €20,800 |
| 2008 | €17,800 to €22,600 | €20,200 |
| 2007 | €17,400 to €22,200 | €19,800 |
| 2006 | €17,300 to €21,900 | €19,600 |
| 2005 | €16,400 to €20,800 | €18,600 |
| 2004 | €16,200 to €20,600 | €18,400 |
| 2003 | €16,100 to €20,500 | €18,300 |
| 2002 | €15,800 to €20,100 | €17,900 |
| 2001 | €15,100 to €19,200 | €17,100 |
| 2000 | €14,400 to €18,400 | €16,400 |
| 1999 | €14,200 to €18,100 | €16,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Zodiac Pro Open 650;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Zodiac Pro Open 650.
Market today
For sale in October 2026
5
Typical asking price, 2012 boat
€21,300
Our value, 2012 boat
€22,600
Asking prices against our value
−6%
In October 2026 we found 5 boats of the Zodiac Pro Open 650 for sale.
Typical asking price for a 2012 Zodiac Pro Open 650: €21,300.
Our value for a Zodiac Pro Open 650 of that year: €22,600.
The Zodiac Pro Open 650 is offered about 6% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Zodiac Pro Open 650 we found for sale most recently.
2017
6.40 m, Norway
2015
6.40 m, Denmark
2012
6.40 m, Norway
2008
6.50 m, Germany
2006
6.40 m, Norway
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Zodiac Pro Open 650?
Yes.
Whether we insure the Zodiac Pro Open 650 depends not on make or model but on type of boat, year,
value, engine output and cruising area.
What does cover for a Zodiac Pro Open 650 cost?
For the Zodiac Pro Open 650 the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Zodiac Pro Open 650, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Zodiac Pro Open 650 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Zodiac Pro Open 650 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Zodiac Pro Open 650 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
