Zodiac S 134 insurance: calculate your premium
Model page, insured as a inflatable
Year, place of purchase and previous owners do not decide whether we insure the Zodiac S 134: we write it as a inflatable. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Make
Type of boat
inflatable
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Zodiac S 134: cover, cost and conditions
The Zodiac S 134 is listed with us as an inflatable boat and is already insured in our portfolio, and 26 further models of this brand are recorded. Boats of this kind are frequently moved, launched, loaded and unloaded again, and a good part of the losses arise precisely there.
Cover therefore expressly applies during craning, during launching, on the transport route and in winter storage. The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, a separate policy for it is not necessary, it only needs to be mentioned when the policy is taken out. You can add it to the hull cover for a premium.
If damage occurs in the process, full hull cover works with the arranged agreed value and pays with no deduction for depreciation, in the Premium tariff without any age limit. Also covered are collision, grounding, vandalism and theft of parts including the outboard.
What is a used Zodiac S 134 worth?
A used Zodiac S 134 built between 1990 and 1999 in average condition is typically worth between
€2,000 and €3,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1999 | €2,400 to €3,000 | €2,700 |
| 1998 | €2,400 to €3,000 | €2,700 |
| 1991 | €2,000 to €2,600 | €2,300 |
| 1990 | €2,000 to €2,600 | €2,300 |
Does the sum insured on your Zodiac S 134 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Is damage during loading insured?
For the Zodiac S 134: Craning, launching and the transport route are included.
Damage that arises during loading therefore falls under the hull cover of the boat.
What does indemnity with no deduction for depreciation mean?
For the Zodiac S 134: Replaced parts are not reduced according to age.
The basis is the arranged agreed value,
and in the Premium tariff this applies without any age limit.
Other models by this make
Zodiac S 134 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.