Zodiac Yachtline 490 insurance: calculate your premium
Model page, insured as a inflatable
For us the Zodiac Yachtline 490 is a inflatable. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Make
Type of boat
inflatable
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
Manufacturer figures for the Zodiac Yachtline 490, 2026 model year; your own papers count.
Zodiac Yachtline 490: cover, cost and conditions
The premium for the Zodiac Yachtline 490 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Zodiac Yachtline 490 starts from €39 a year for a sailing boat, from €49 for a motorboat. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Zodiac Yachtline 490 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Zodiac Yachtline 490, number four hundred ninety.
What is a used Zodiac Yachtline 490 worth?
A used Zodiac Yachtline 490 built between 2020 and 2024 in average condition is typically worth
between €17,400 and €37,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €23,000 to €29,300 | €26,100 |
| 2023 | €29,100 to €37,100 | €33,100 |
| 2022 | €28,400 to €36,200 | €32,300 |
| 2021 | €19,300 to €24,500 | €21,900 |
| 2020 | €17,400 to €22,200 | €19,800 |
Does the sum insured on your Zodiac Yachtline 490 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Zodiac Yachtline 490?
Yes.
We accept a Zodiac Yachtline 490 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Zodiac Yachtline 490 cost?
Cover for the Zodiac Yachtline 490 starts from €39 a year for a sailing boat,
from €49 for a motorboat and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Zodiac Yachtline 490 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Zodiac Yachtline 490 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Zodiac Yachtline 490 through the switching service at no
cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Zodiac Yachtline 490 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
