Condition record
Condition record for the agreed value
Three A4 pages, fill them in once and then put them away. Sheet 1 takes the details of the boat and the condition of the eight main groups, sheet 2 the value-bearing equipment and the larger investments, sheet 3 the evidence, the proposed sum insured and the signatures. Voluntary, and after a total loss your most important piece of evidence.
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Only the sheet itself is printed, without the navigation and the footer. A voluntary working aid: the sheet is not a precondition for the agreed value, it is not a valuation survey and it is not legal advice. It is a translation of a German original and refers to German law.
Condition record for the agreed value
Voluntary, and after a total loss your most important piece of evidence
NAMMERT
Fill it in once, then put it away
+49 3375 29 12 77 · nammert.com
Why this sheet exists
From Basis PLUS upwards we insure at an agreed value: after a total loss the agreed sum applies, with no deduction for age. Unlike some insurers, we do not make this sheet a condition of that. The agreed value does have a limit, and it is written into German law: under section 76 VVG (German Insurance Contract Act) it counts as the insured value only so far as it does not substantially exceed the real value. Anyone who documents the condition of their boat beforehand has something in hand if it is ever disputed. Anyone who does not is later arguing about memories. That is why this sheet is voluntary, and in your own interest.
01The boat
Yard, model, year built
Hull number (CIN/HIN)
Length overall, beam, draught
Engine: make, type, kW
Engine number, hours run
Engine year built / fitted
Date of purchase, price paid
Previous owners (number)
Berth, winter storage
02Condition of the main groups
| Group | very good | good | defects | Note, last work done, year |
|---|---|---|---|---|
| Hull, laminate, gelcoat | ||||
| Underwater hull, antifouling | ||||
| Deck, superstructure, windows, hatches | ||||
| Engine, gearbox, drive | ||||
| Tanks, hoses, seacocks | ||||
| Electrics, batteries, charger | ||||
| Rig and sails (if fitted) | ||||
| Upholstery, interior, covers |
Naming known defects openly does you no harm, it protects you. Earlier damage that has been written down cannot later be treated as something you kept quiet about.
Sheet 1 of 3, continued on sheet 2 with section 03. NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany · +49 3375 29 12 77 · info@nammert.com.
Condition record for the agreed value, continued
Sheet 2 of 3
03Value-bearing equipment
| Item | Make, type | Year | Price when new | Receipt held |
|---|---|---|---|---|
What is meant is everything that raises the value and belongs permanently to the boat: plotter and radio, autopilot, anchor winch, heating, solar system, tender with outboard, new sails, sprayhood, shore power connection.
04Larger investments and repairs
| Year | Work done | Yard / firm | Amount |
|---|---|---|---|
Sheet 2 of 3, continued on sheet 3 with section 05. NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany · +49 3375 29 12 77 · info@nammert.com.
Condition record for the agreed value, continued
Sheet 3 of 3
05Evidence enclosed with this sheet
Proposed sum insured
Basis of that sum
Sheet describes the condition as at
What to do with it
Send us the sheet together with the photographs; it is then kept with your policy and taken into account when a claim comes in. Or keep it and produce it only then: it still works after the event, as long as it is dated and the photographs show the condition at that time. Update it after larger investments and tell us the higher sum; an endorsement costs no more than the difference in premium. We ask for a valuation report only for home-built boats and conversions.
Place, date · signature of the owner
If involved: surveyor, yard, stamp
NAMMERT Assekuradeur GmbH, Karl-Marx-Straße 4, 15711 Königs Wusterhausen, Germany · +49 3375 29 12 77 · info@nammert.com. A voluntary working aid: the sheet is not a precondition for the agreed value, it is not a valuation report and it is not legal advice. It creates no entitlement and does not replace an agreement on the sum insured. Binding is your policy wording in the version belonging to your contract. This sheet is a translation of a German original and refers to German law; if the two differ, the German version at nammert.com governs.