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SIGNAL IDUNA Unfallversicherung a. G.: cancelling, claims and complaints

SIGNAL IDUNA Unfallversicherung a. G. has its head office in Dortmund, Germany. The German regulator BaFin lists the company as a property and casualty insurer under register number 5451. This page explains where your cancellation must go, how to report a claim and how often customers complained to the regulator.

How to cancel with SIGNAL IDUNA Unfallversicherung a. G.

Send the cancellation to the address printed on your policy schedule (Versicherungsschein). If none is given there, the head office is the right address:

SIGNAL IDUNA Unfallversicherung a. G.
Joseph-Scherer-Straße 3
44139 Dortmund
Germany

For contracts signed after 30 September 2016 a letter or an email is enough: German law no longer allows consumer contracts to demand more than text form (section 309 no. 13 of the Civil Code). Give your policy number, your name and the date the contract should end, and ask for written confirmation. A German letter is not required, but it avoids delays.

If the contract can be taken out on the insurer's website, the site must also offer a clearly visible cancellation button (section 312k of the Civil Code).

Cancellation page of SIGNAL IDUNA Unfallversicherung a. G.

Notice periods by type of policy

Property, liability, accident and legal expenses policies

three months before the renewal date

These contracts usually run for a year and renew automatically. To end one, the cancellation has to reach the insurer three months before the renewal date, not merely be posted by then.

Special right to cancel: On top of that, a claim you have reported and a premium increase without more cover each open a one month window to cancel, whatever the renewal date.

Reporting a claim to SIGNAL IDUNA Unfallversicherung a. G.

  1. Report the loss as early as you can, ideally the same day. German insurance law requires you to notify the insurer without undue delay (section 30 of the Insurance Contract Act, VVG).
  2. Keep the damage as small as is reasonable and do not throw anything away before the insurer has seen it or agreed (section 82 VVG).
  3. Collect photos, receipts and the names of witnesses. For burglary, theft and vandalism you also need a police report.
  4. Keep your policy number at hand. The claim number you are given will appear on every letter after that.

Contact details taken from the insurer's own website, checked on 15 October 2026. Your contract takes precedence.

Complaints about SIGNAL IDUNA Unfallversicherung a. G. to BaFin

Every year BaFin publishes how many complaints it closed about each company, split into eight classes of business. To make the figure meaningful we set it against the number of policies: complaints per 100,000 policies, next to the average of all insurers that report their portfolio.

ClassYearComplaintsPoliciesper 100,000Market per 100,000
Personal accident 2025 2 n/a n/a 0.16
Personal accident 2023 2 n/a n/a 0.19

What the figure does and does not say: BaFin does not assess whether a complaint was justified. A single large case can distort a year; BaFin attributes most of the 2025 increase to one single matter. Policy numbers are only shown where the company took more than 10 million euros in premiums in that class the year before, otherwise the table says n/a.

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Solvency

According to its own Solvency and Financial Condition Report for 2025, the own funds of SIGNAL IDUNA Unfallversicherung a. G. covered the solvency capital requirement at 466 per cent. The regulator requires at least 100 per cent.

Read the report (PDF, German)

What SIGNAL IDUNA Unfallversicherung a. G. is licensed to insure

BaFin lists 2 classes of business under Annex 1 of the German Insurance Supervision Act for which the company holds a licence:

  • 01 Accident
  • 09 Other damage to property

Formerly licensed, since ended: 08 Fire and natural forces, 13 General liability, 16 Miscellaneous financial loss

A dispute with SIGNAL IDUNA Unfallversicherung a. G.: ombudsman and complaints

The BaFin register does not name an ombudsman scheme for this company.

You can also complain to BaFin directly. Its consumer line is +49 800 2 100 500, weekdays 8 am to 6 pm.

Compare before you cancel

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Further reading

Questions

Where do I send a cancellation to SIGNAL IDUNA Unfallversicherung a. G.?

To the address on your policy schedule. If none is given there, to the head office: SIGNAL IDUNA Unfallversicherung a. G., Joseph-Scherer-Straße 3, 44139 Dortmund. For contracts from October 2016 a letter or email quoting your policy number is enough.

How many complaints were there about SIGNAL IDUNA Unfallversicherung a. G.?

In 2025 BaFin closed 2 complaints about SIGNAL IDUNA Unfallversicherung a. G. (Personal accident 2).

Who supervises SIGNAL IDUNA Unfallversicherung a. G.?

The Federal Financial Supervisory Authority (BaFin). It lists the company as a property and casualty insurer under register number 5451.

Who mediates in a dispute with SIGNAL IDUNA Unfallversicherung a. G.?

The BaFin register does not name an ombudsman scheme for this company. You can also complain to BaFin directly. Its consumer line is +49 800 2 100 500, weekdays 8 am to 6 pm.

Sources

Updated: 15 October 2026 · All insurers · Complaints compared