CE marking (conformity), in the boat insurance glossary
Boat insurance term, area: Exclusions
A CE marking is the builder's declaration that a boat, and the engine fitted to it, meet European requirements for construction, strength, stability and emissions. Behind it sit the declaration of conformity, the design category from A for open sea to D for sheltered water, and the owner's manual. After a loss the file is read backwards: faced with a burnt stern, a surveyor will ask whether the propulsion system that started it was ever certified. Second-hand electric outboards bought online and home-made conversions are where that paperwork is most often missing.
What to check: Two questions for your own contract: does the wording exclude damage connected with a propulsion system that carries no CE certification? And if an electric or hybrid drive is retrofitted, when does the insurer have to be told, before the work or before the first trip?
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A general explanation in our own words.
What applies to you is set only by the wording of your own policy.
