Home / Glossary / War and confiscation exclusion

War and confiscation exclusion

Boat insurance term, area: Exclusions

Almost every marine wording sets aside a group of catastrophe risks that no premium can carry: war, civil war and warlike events, riot and civil commotion, strike, terrorist or political violence, nuclear energy, and confiscation, seizure or any other act of a state authority. Such events reach hundreds of boats at once, which is why they sit outside ordinary hull, liability and accident wordings rather than inside them. Example: a port authority chains your yacht during a customs investigation and she lies unusable at the pontoon for a season. That is an act of state, not a hull claim.

What to check: Does your wording name confiscation, seizure and other acts of a state authority separately from war, or does it only mention war? If a personal accident section belongs to your contract, does it keep the usual exception for a traveller caught out by war abroad, and for how many days does that exception run?

More terms