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Business legal expenses insurance in Germany (Firmenrechtsschutz) in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 70 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Employment Business contracts Tax law Waiting period Free lawyer choice Excess
ADVOCARD360° GEWERBETake out yes yes yes yes yes yes
ADVOCARDfür SelbstständigeTake out yes not addressed yes yes yes yes
AllianzFirmen-VertragsTake out no yes not addressed yes yes yes
ARAGAktiv-für Selbstständige mit Soforthilfe KomfortTake out yes yes yes yes yes yes
ARAGAktiv-für Selbstständige mit Soforthilfe PremiumTake out yes yes yes yes yes yes
DEURAG (SIGNAL IDUNA)ALLRECHT Firmen-VertragsTake out no yes not addressed yes yes EUR 500
DEURAG (SIGNAL IDUNA)ALLRECHT GewerbeTake out yes yes yes yes yes yes
NRV Neue RechtsschutzNRV FirmenvertragsTake out not addressed yes not addressed yes yes EUR 500
NRV Neue RechtsschutzNRV Firmenvertrags-XXLTake out not addressed yes not addressed yes yes EUR 500
NRV Neue RechtsschutzNRV für Selbstständige und FirmenTake out yes yes yes yes yes yes
R+Vfür FirmenkundenTake out yes no yes yes yes yes

Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 70 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • KS/AUXILIA
  • Concordia
  • DEVK
  • die Bayerische
  • ERGO
  • Gothaer
  • HDI
  • LVM
  • ÖRAG
  • ROLAND Rechtsschutz
  • SV SparkassenVersicherung
  • VGH
  • Württembergische

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated