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Self-build insurance for homeowners in Germany (Bauherrenversicherung) in Germany: every tariff, every wording
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Open a tariff for all 63 points and the full text.
- covered
- limited or only with an add-on
- no
- not addressed
| Provider and tariff | Max. construction cost | Self build | Unpaid helpers covered | Subsidence and vibration | Water pollution | Follow on owner cover |
|---|---|---|---|---|---|---|
| ALTE LEIPZIGERAL_HAFTPFLICHT BauherrenTake out | not addressed | yes | yes | not addressed | yes | not addressed |
| BarmeniaGothaerPrivateTake out | not addressed | yes | yes | yes | yes | not addressed |
| degeniaDEG-BHH 2026 Bhh T26 2025 ClassicTake out | not addressed | yes | yes | yes | yes, up to EUR 3 million | not addressed |
| degeniaDEG-BHH 2026 Bhh T26 2025 OptimumTake out | not addressed | yes | yes | yes | yes, up to EUR 3 million | not addressed |
| degeniaDEG-BHH 2026 Bhh T26 2025 PremiumTake out | not addressed | yes | yes | yes | yes, up to EUR 3 million | not addressed |
| degeniaDEG-BHH 2026 Deg Bhh 2026 ClassicTake out | not addressed | yes | yes | yes | yes, up to EUR 3 million | not addressed |
| degeniaDEG-BHH 2026 Deg Bhh 2026 OptimumTake out | not addressed | yes | yes | yes | yes, up to EUR 3 million | not addressed |
| degeniaDEG-BHH 2026 Deg Bhh 2026 PremiumTake out | not addressed | yes | yes | yes | yes, up to EUR 3 million | not addressed |
| Die HaftpflichtkasseHaus- und Grundbesitzer-, Gewässerschaden- undTake out | not addressed | not addressed | not addressed | not addressed | not addressed | not addressed |
| DomcuraBauherren-Haftpflicht (Einfamilienhaus, Bau)Take out | not addressed | yes | yes | yes | yes | not addressed |
| GEVBauherrenhaftpflicht (Altfassung BB BH 2008)Take out | not addressed | yes | yes | yes | yes | not addressed |
| GEVPrivateTake out | not addressed | yes | yes | yes | yes | not addressed |
| HUK-COBURGBauherrenhaftpflichtTake out | not addressed | yes | yes | yes | yes | not addressed |
| InterlloydBauleistungs- undTake out | not addressed | yes | yes | no | not addressed | not addressed |
| InterRiskBauherren-HaftpflichtversicherungTake out | not addressed | yes | yes | yes | yes | not addressed |
| MannheimerBesondere Bedingungen und RisikobeschreibungenTake out | not addressed | yes | yes | no | yes | no |
| R+VBauschutzPoliceTake out | not addressed | yes | yes | yes | yes | not addressed |
| SV SparkassenVersicherungSV PrivatSchutz HausbauTake out | not addressed | yes | yes | yes | yes | not addressed |
| VHVPrivate KLASSIK-GARANTTake out | not addressed | yes | yes | yes | yes | not addressed |
| VRKBauherren-HaftpflichtversicherungTake out | not addressed | yes | yes | not addressed | not addressed | not addressed |
| WGVund BauleistungsversicherungTake out | not addressed | yes | yes | yes | yes | not addressed |
| WWKBauherrenhaftpflichtTake out | not addressed | yes | not addressed | not addressed | not addressed | not addressed |
| WürttembergischePrivateTake out | not addressed | yes | yes | yes | yes | not addressed |
Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.
About this archive, data downloads
This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 63 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.
German market: tariffs for people living in Germany.
Why we publish this
We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.
Still in progress
These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.
- Allianz
- Dialog
- die Bayerische
- ERGO
- SIGNAL IDUNA
For software and AI
The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.
Updated