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Drone insurance in Germany (liability and hull cover) in Germany: every tariff, every wording
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Key points side by side
Open a tariff for all 66 points and the full text.
- covered
- limited or only with an add-on
- no
- not addressed
| Provider and tariff | Take-off mass | Motorised | FPV flights | Occasional commercial | USA/Canada | Hull cover |
|---|---|---|---|---|---|---|
| ADACVersicherung ExklusivTake out | yes | yes | not addressed | no | yes | not addressed |
| Adam RieseXXLTake out | yes | yes | not addressed | not addressed | no | not addressed |
| Allianz DirectDirect PlusTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ALTE LEIPZIGERclassicTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| ALTE LEIPZIGERcomfortTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| ALTE LEIPZIGERcompactTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| AmmerländerExcellent-SchutzTake out | yes | yes | not addressed | not addressed | no | not addressed |
| andsafePrivathaftpflicht (Drohnen-Einschluss)Take out | yes | yes | not addressed | no | yes | not addressed |
| ARAGSchutz BasisTake out | yes | yes | not addressed | not addressed | yes, up to EUR 5 million | not addressed |
| ARAGSchutz KomfortTake out | yes | yes | not addressed | not addressed | yes, up to EUR 7,500,000 | not addressed |
| ARAGSchutz PremiumTake out | yes | yes | not addressed | not addressed | yes, up to EUR 10 million | not addressed |
| AXAkomfortTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| AXAkompaktTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| BarmeniaGothaerBarmenia Premium-SchutzTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| BavariaDirektKomfort LTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| BavariaDirektKomfort MTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| BGVExklusivTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ContinentaleProtectionPlus TOP2024Take out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ContinentaleProtectionPlus XL2024Take out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ContinentaleProtectionPlus XXL2024Take out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| CosmosDirektComfortTake out | yes | yes | not addressed | no | not addressed | not addressed |
| DA DirektPrivatSchutz KomfortTake out | yes | yes | no | not addressed | no | not addressed |
| DA DirektPrivatSchutz TopTake out | yes | yes | no | not addressed | no | not addressed |
| degeniaDEG-Kopter-Profi T26Take out | yes | yes | yes | not addressed | yes | not addressed |
| degeniaDEG-T26 classicTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| degeniaDEG-T26 optimumTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| degeniaDEG-T26 premiumTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| DEVKKomfortTake out | yes | yes | not addressed | not addressed | no | not addressed |
| DEVKPremiumTake out | yes | yes | not addressed | not addressed | no | not addressed |
| DFVHaftpflichtSchutzTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| DFVKombiSchutzTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| die BayerischeKomfortTake out | yes | yes | not addressed | no | no | not addressed |
| die BayerischePrestigeTake out | yes | yes | not addressed | no | no | not addressed |
| die BayerischePrestige PlusTake out | yes | yes | not addressed | no | no | not addressed |
| Die HaftpflichtkasseEinfach BesserTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| Die HaftpflichtkasseEinfach GutTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| Die HaftpflichtkasseEinfach KomplettTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| DOCURAPROTECT 2020Take out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| DOCURASmart 2020Take out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| DomcuraKomfort-SchutzTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| DomcuraTop-SchutzTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ERGODuoTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| FahrlehrerversicherungBasisTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| FahrlehrerversicherungKomfortTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| GEVCare Plus MaxTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| GEVCare Plus SmartTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| GEVCare Plus TopTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| GEVProtect+ BasisTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| GEVProtect+ KompaktTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| GEVProtect+ PremiumTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| GothaerPrivat Kompakt BasisTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| GothaerPrivat Kompakt KlassikTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| GothaerPrivat Kompakt PlusTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| GothaerPrivat Kompakt PremiumTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| GothaerPrivat Kompakt SparTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| Haftpflicht HeldenDrohnenhaftpflichtTake out | yes | yes | not addressed | yes | yes, up to EUR 5 million | not addressed |
| Haftpflicht HeldenPrivate DrohnenkaskoTake out | yes | yes | not addressed | yes | yes | yes, up to EUR 10,000 |
| HanseMerkurTopTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| HDIBasisTake out | yes | yes | no | no | no | not addressed |
| HDIKomfortTake out | yes | yes | no | no | no | not addressed |
| HDIPremiumTake out | yes | yes | no | no | no | not addressed |
| HelvetiaAmbienteTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| HelvetiaAmbiente TopTake out | yes | yes | not addressed | not addressed | yes | not addressed |
| HUK-COBURGBasisTake out | yes | yes | not addressed | no | yes | not addressed |
| HUK-COBURGClassicTake out | yes | yes | not addressed | no | yes | not addressed |
| HUK-COBURGClassic mit PH PLUSTake out | yes | yes | not addressed | no | yes | not addressed |
| HUK24BasisTake out | yes | yes | not addressed | no | yes | not addressed |
| HUK24ClassicTake out | yes | yes | not addressed | no | yes | not addressed |
| HUK24Classic mit PH PLUSTake out | yes | yes | not addressed | no | yes | not addressed |
| InterlloydPrivatVorsorge ClassicTake out | yes | yes | not addressed | not addressed | yes, up to EUR 5 million | not addressed |
| InterlloydPrivatVorsorge Eurosecure PlusTake out | yes | yes | not addressed | not addressed | yes, up to EUR 7,500,000 | not addressed |
| InterlloydPrivatVorsorge InfinitusTake out | yes | yes | not addressed | not addressed | yes, up to EUR 10 million | not addressed |
| InterRiskLTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| InterRiskXLTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| InterRiskXXLTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ItzehoerKOMFORT-DeckungTake out | yes | yes | not addressed | no | no | not addressed |
| ItzehoerTOP-DeckungTake out | yes | yes | not addressed | no | no | not addressed |
| JanitosBest SelectionTake out | yes | yes | not addressed | no | not addressed | not addressed |
| JanitosonlineMaxTake out | yes | yes | not addressed | no | not addressed | not addressed |
| LVMKomfortTake out | yes | yes | not addressed | no | not addressed | not addressed |
| LVMPremiumTake out | yes | yes | not addressed | no | not addressed | not addressed |
| Mannheimerfür FirmenkundenTake out | yes | yes | not addressed | no | not addressed | not addressed |
| MecklenburgischePrivathaftpflichtversicherung (Drohnen-Einschluss)Take out | yes | yes | not addressed | no | not addressed | not addressed |
| Mecklenburgischemit ZusatzbausteinenTake out | yes | yes | not addressed | no | not addressed | not addressed |
| NeodigitalNEO MTake out | yes | yes | not addressed | no | not addressed | not addressed |
| NeodigitalNEO XXLTake out | yes | yes | not addressed | no | not addressed | not addressed |
| NeodigitalOptimalTake out | yes | yes | not addressed | no | not addressed | not addressed |
| NVDrohnenHaft 1.0 PrivatTake out | yes | yes | not addressed | yes | yes, up to EUR 5 million | not addressed |
| NVDrohnenkaskoPremium 1.0Take out | yes | yes | not addressed | yes | not addressed | yes, up to EUR 10,000 |
| NVPrivatmax. 6.0Take out | yes | yes | not addressed | no | not addressed | not addressed |
| NVPrivatPremium 6.0Take out | yes | yes | not addressed | no | not addressed | not addressed |
| NVPrivatSpar 6.0Take out | yes | yes | not addressed | no | not addressed | not addressed |
| OstanglerFair Play PlusTake out | yes | yes | not addressed | not addressed | no | not addressed |
| OstanglerGreen Fair Play PlusTake out | yes | yes | not addressed | not addressed | no | not addressed |
| OstanglerEXCLUSIV Fair PlayTake out | yes | yes | not addressed | no | not addressed | not addressed |
| ProvinzialKomfortTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ProvinzialKomfort mit Plus-PaketTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| ProvinzialSmartTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| R+VPrivatPolice comfortTake out | yes | yes | not addressed | no | no | not addressed |
| R+VPrivatPolice premiumTake out | yes | yes | not addressed | no | no | not addressed |
| SV SparkassenVersicherungSV PrivatSchutz -BasisTake out | yes | yes | not addressed | no | no | not addressed |
| SV SparkassenVersicherungSV PrivatSchutz -KomfortTake out | yes | yes | not addressed | no | no | not addressed |
| SV SparkassenVersicherungSV PrivatSchutz -TopTake out | yes | yes | not addressed | no | no | not addressed |
| uniVersaFLEXXprotectTake out | yes | yes | not addressed | no | not addressed | not addressed |
| uniVersaFLEXXprotect allroundTake out | yes | yes | not addressed | no | not addressed | not addressed |
| uniVersaFLEXXprotect easyTake out | yes | yes | not addressed | no | not addressed | not addressed |
| VertiKlassikTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| VertiPremiumTake out | yes | yes | not addressed | not addressed | not addressed | not addressed |
| VGHPremiumTake out | yes | yes | not addressed | no | no | not addressed |
| VHVKLASSIK-GARANTTake out | yes | yes | not addressed | no | not addressed | not addressed |
| VHVKLASSIK-GARANT mit EXKLUSIVTake out | yes | yes | not addressed | yes | not addressed | not addressed |
| VPVExklusivTake out | yes | yes | not addressed | no | not addressed | not addressed |
| WGVBASISTake out | yes | yes | not addressed | no | not addressed | not addressed |
| WGVOPTIMALTake out | yes | yes | not addressed | no | not addressed | not addressed |
| WGVPLUSTake out | yes | yes | not addressed | no | not addressed | not addressed |
| WWKplusTake out | yes | yes | not addressed | no | yes | not addressed |
| WürttembergischePremiumSchutzTake out | yes | yes | not addressed | no | not addressed | not addressed |
| ZurichPrivatSchutz TopTake out | yes | yes | no | no | no | not addressed |
Evaluated by NAMMERT from published policy wordings. Despite care, a value may be misread; legally only the wording of your own contract in the edition stated there applies. Please report errors, we correct them the same day.
About this archive, data downloads
This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 66 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.
German market: tariffs for people living in Germany.
Why we publish this
We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.
Still in progress
These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.
- Allianz
- DMFV
- EUROPA
- SV Sachsen
For software and AI
The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.
Updated