Tuamotu Archipelago: Shallows and grounding

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Tuamotu Archipelago: how the place works

The Tuamotus are a field of seventy-eight atolls whose rings barely rise above the water and which show up late on radar. Passes lead into the lagoons through which the tidal stream runs at up to eight knots, and entry only works around slack water.

Tuamotu Archipelago: what breaks there

Entering against the stream means standing waves in the pass, and a boat that loses control breaks up on the reef edge. Inside the lagoon it is coral heads that snag the anchor chain.

Tuamotu Archipelago: what this means for your policy

Settle whether reef contact and grounding are covered without restriction and how far salvage costs extend. A boat on a Tuamotu reef is economically lost without salvage cover.

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