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Askeladden 645 Beetle insurance: calculate your premium
Model page, insured as a motorboat
We insure the Askeladden 645 Beetle as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Askeladden
- Type of boat
- motorboat
- Length overall
- 6.45 m
- Built
- 1999 to 2017
Length from our boat catalogue for the 1999–2017 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€505 a year
or €45 a month if paid monthly
Liability and hull · boat value €23,000 (market value) · built 2009 · 110 hp assumed · inland waters
Finance, example
€211 a month
Purchase price €23,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Askeladden 645 Beetle: cover, cost and conditions
Askeladden 645 Beetle: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Askeladden 645 Beetle: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a Askeladden 645 Beetle cost? The premium starts from €49 a year. For a Askeladden 645 Beetle at the usual market value of €23,000 the premium is €505 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €396, liability for €109. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Askeladden 645 Beetle with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Askeladden 645 Beetle worth?
A used Askeladden 645 Beetle built between 2002 and 2014 in average condition is typically worth
between €13,700 and €31,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2014 | €24,700 to €31,500 | €28,100 |
| 2013 | €24,000 to €30,600 | €27,300 |
| 2012 | €23,300 to €29,700 | €26,500 |
| 2011 | €22,900 to €29,200 | €26,000 |
| 2010 | €21,700 to €27,700 | €24,700 |
| 2009 | €20,600 to €26,200 | €23,400 |
| 2008 | €19,800 to €25,200 | €22,500 |
| 2007 | €13,700 to €17,500 | €15,600 |
| 2006 | €17,400 to €22,200 | €19,800 |
| 2005 | €16,700 to €21,300 | €19,000 |
| 2004 | €16,400 to €20,800 | €18,600 |
| 2003 | €15,800 to €20,200 | €18,000 |
| 2002 | €15,600 to €19,800 | €17,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Askeladden 645 Beetle;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Askeladden 645 Beetle.
Market today
For sale in November 2026
7
Typical asking price, 2008 boat
€13,300
Our value, 2008 boat
€22,500
Asking prices against our value
−41%
In November 2026 we found 7 boats of the Askeladden 645 Beetle for sale.
Typical asking price for a 2008 Askeladden 645 Beetle: €13,300.
Our value for a Askeladden 645 Beetle of that year: €22,500.
The Askeladden 645 Beetle is offered about 41% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 9 boats of the Askeladden 645 Beetle we found for sale most recently.
2007
6.40 m, Norway
2007
6.40 m, Norway
2007
6.71 m, Denmark
2006
6.40 m, Norway
2003
6.40 m, Norway
2003
6.40 m, Norway
2002
6.40 m, Norway
2001
6.40 m, Norway
year newer than our values
€9,265
Listing on finn.no ↗2001
6.40 m, Norway
year newer than our values
€9,350
Listing on finn.no ↗
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Askeladden 645 Beetle?
Yes.
Neither the make nor the model decides whether the Askeladden 645 Beetle is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Askeladden 645 Beetle cost?
Cover starts from €49 a year.
For a Askeladden 645 Beetle at the usual market value of €23,000 the premium is €505 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €396, liability for €109.
Tariff as of 03.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Askeladden 645 Beetle vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Askeladden 645 Beetle is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Askeladden 645 Beetle free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Askeladden 645 Beetle insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
