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Axopar 38 XC Cross Cabin insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Axopar 38 XC Cross Cabin: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Axopar
- Type of boat
- motor yacht
- Length overall
- 11.85 m
- Built
- since 2022
Length from our boat catalogue for the 2022–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€3,446 a year
or €315 a month if paid monthly
Liability and hull · boat value €405,000 (market value) · built 2026 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€3,711 a month
Purchase price €405,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Axopar 38 XC Cross Cabin: cover, cost and conditions
How much does the name Axopar 38 XC Cross Cabin matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Axopar 38 XC Cross Cabin? It starts from €49 a year. For a Axopar 38 XC Cross Cabin at the usual market value of €405,000 the premium is €3,446 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €3,297, liability for €149. Tariff as of 04.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Axopar 38 XC Cross Cabin may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Axopar 38 XC Cross Cabin, number thirty-eight.
What is a used Axopar 38 XC Cross Cabin worth?
A used Axopar 38 XC Cross Cabin built between 2026 and 2026 in average condition is typically
worth between €374,700 and €435,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2026 | €374,700 to €435,500 | €405,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Axopar 38 XC Cross
Cabin; with actual-value cover, the value at the time.
Does your sum still fit?
Boats for sale now and how we rate them
How we rate the 4 boats of the Axopar 38 XC Cross Cabin we found for sale most recently.
2026
11.89 m, Sweden
2026
Spain
2026
France
2024
Germany
year newer than our values
€465,000
Listing on scanboat.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Axopar 38 XC Cross Cabin?
Yes, the Axopar 38 XC Cross Cabin is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Axopar 38 XC Cross Cabin cost?
It starts from €49 a year.
For a Axopar 38 XC Cross Cabin at the usual market value of €405,000 the premium is €3,446 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €3,297, liability for €149.
Tariff as of 04.11.2026, your own boat may differ.
What your Axopar 38 XC Cross Cabin costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Axopar 38 XC Cross Cabin appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Axopar 38 XC Cross Cabin,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Axopar 38 XC Cross
Cabin free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Axopar 38 XC Cross Cabin insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
