Bandholm 28 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Bandholm 28 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Bandholm
- Type of boat
- sailing yacht
- Length overall
- 8.64 m
- Beam
- 2.80 m
- Built
- 1969 to 1993
Manufacturer figures for the Bandholm 28, 2026 model year; your own papers count.
Finance, example
€156 a month
Purchase price €17,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Bandholm 28: cover, cost and conditions
Bandholm 28: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Bandholm 28: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Bandholm 28 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Bandholm 28 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Bandholm 28 worth?
A used Bandholm 28 built between 1972 and 1990 in average condition is typically worth between
€14,300 and €26,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1990 | €20,800 to €26,400 | €23,600 |
| 1989 | €20,400 to €26,000 | €23,200 |
| 1988 | €19,600 to €25,000 | €22,300 |
| 1987 | €18,500 to €23,500 | €21,000 |
| 1986 | €17,900 to €22,700 | €20,300 |
| 1985 | €17,000 to €21,600 | €19,300 |
| 1984 | €16,500 to €20,900 | €18,700 |
| 1983 | €15,700 to €20,000 | €17,900 |
| 1982 | €15,400 to €19,600 | €17,500 |
| 1981 | €14,800 to €18,800 | €16,800 |
| 1980 | €14,700 to €18,700 | €16,700 |
| 1979 | €14,300 to €18,200 | €16,200 |
| 1978 | €14,300 to €18,200 | €16,200 |
| 1977 | €14,300 to €18,200 | €16,200 |
| 1976 | €14,300 to €18,200 | €16,200 |
| 1975 | €14,300 to €18,200 | €16,200 |
| 1974 | €14,300 to €18,200 | €16,200 |
| 1973 | €14,300 to €18,200 | €16,200 |
| 1972 | €14,300 to €18,200 | €16,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Bandholm 28;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Bandholm 28.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bandholm 28?
Yes.
Neither the make nor the model decides whether the Bandholm 28 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Bandholm 28 cost?
For the Bandholm 28: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Bandholm 28 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Bandholm 28 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Bandholm 28 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Bandholm 28 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
