Bayliner 245 Ciera insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Bayliner 245 Ciera: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Bayliner 245 Ciera: cover, cost and conditions
How much does the name Bayliner 245 Ciera matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Bayliner 245 Ciera? It starts from €49 a year. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Bayliner 245 Ciera may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Bayliner 245 Ciera, number two hundred forty-five.
What is a used Bayliner 245 Ciera worth?
A used Bayliner 245 Ciera built between 2001 and 2006 in average condition is typically worth
between €24,400 and €37,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €29,500 to €37,500 | €33,500 |
| 2003 | €25,600 to €32,600 | €29,100 |
| 2002 | €25,400 to €32,300 | €28,800 |
| 2001 | €24,400 to €31,000 | €27,700 |
Does the sum insured on your Bayliner 245 Ciera still match what it is worth today?
After a total loss, that number is what counts.
Each extra year of age takes about 4% off the value of a Bayliner 245 Ciera.
Market today
For sale in October 2026
5
Typical asking price, 2003 boat
€27,000
Our value, 2003 boat
€29,100
Asking prices against our value
−7%
In October 2026 we found 5 boats of the Bayliner 245 Ciera for sale.
Typical asking price for a 2003 Bayliner 245 Ciera: €27,000.
Our value for a Bayliner 245 Ciera of that year: €29,100.
The Bayliner 245 Ciera is offered about 7% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Bayliner 245 Ciera we found for sale most recently.
2006
Germany
2003
international
2003
7.26 m, international
2004
Germany
year newer than our values
2000
Germany
year newer than our values
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bayliner 245 Ciera?
Yes, the Bayliner 245 Ciera is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Bayliner 245 Ciera cost?
It starts from €49 a year.
What your Bayliner 245 Ciera costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Bayliner 245 Ciera appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Bayliner 245 Ciera,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Bayliner 245 Ciera
free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Bayliner 245 Ciera insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
