Biam 820 insurance: calculate your premium
Model page, insured as a boat
We insure the Biam 820 as a boat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Biam 820: cover, cost and conditions
Little is recorded with us about the Biam 820: the type of boat is not defined, and dimensions and engine details are not available. Nevertheless the model is already among the boats we insure. For the insurance this is no obstacle, because we work from your documents and not from a model database.
The basis is third-party liability with a limit of indemnity of 10 to 50 million euros in the Basis, Basis-Plus and Premium levels. It covers damage you cause to others with the boat and is the part of the cover that is needed regardless of the boat's design and age.
We insure regardless of year of construction, place of purchase and previous owners, including small production runs and home-built boats. Tell us the value, year of construction and propulsion, and we will classify the boat. Taking out cover online is possible up to a sum insured of 2.5 million euros; above that we examine each case individually.
What is a used Biam 820 worth?
A used Biam 820 built between 1987 and 1995 in average condition is typically worth between
€19,100 and €26,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1995 | €20,800 to €26,400 | €23,600 |
| 1994 | €19,900 to €25,300 | €22,600 |
| 1993 | €19,200 to €24,400 | €21,800 |
| 1992 | €19,900 to €25,300 | €22,600 |
| 1991 | €19,500 to €24,900 | €22,200 |
| 1990 | €19,100 to €24,300 | €21,700 |
| 1989 | €19,400 to €24,600 | €22,000 |
| 1988 | €19,300 to €24,500 | €21,900 |
| 1987 | €19,100 to €24,300 | €21,700 |
Does the sum insured on your Biam 820 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Is it a problem that hardly any data is available on this model?
No, not for the Biam 820 either: What matters are your details on value, year of construction,
propulsion and cruising range.
A missing model description has no influence on the premium or on the extent of cover.
How high can the limit of indemnity in third-party liability be chosen?
For the Biam 820: Depending on the tariff level, 10 to 50 million euros are available.
Basis, Basis-Plus and Premium differ in this as well as in the remaining scope of benefits.
Biam 820 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
